Vienna Insurance Group AG
Vienna Insurance Group AG, together with its subsidiaries, engages in providing insurance products and services in Austria and internationally. The company provides life; health; and property and casualty insurance products, such as medical expense, income protection, worker's compensation, motor vehicle liability, motor own damage, other motor, marine, aviation, transport, fire and other damage … Read more
Vienna Insurance Group AG (VNRGF) - Net Assets
Latest net assets as of June 2025: $6.76 Billion USD
Based on the latest financial reports, Vienna Insurance Group AG (VNRGF) has net assets worth $6.76 Billion USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($52.22 Billion) and total liabilities ($45.46 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $6.76 Billion |
| % of Total Assets | 12.94% |
| Annual Growth Rate | 15.2% |
| 5-Year Change | -86.48% |
| 10-Year Change | 28.78% |
| Growth Volatility | 328.9 |
Vienna Insurance Group AG - Net Assets Trend (2003–2024)
This chart illustrates how Vienna Insurance Group AG's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Vienna Insurance Group AG (2003–2024)
The table below shows the annual net assets of Vienna Insurance Group AG from 2003 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $6.51 Billion | +8.02% |
| 2023-12-31 | $6.03 Billion | -87.15% |
| 2022-12-31 | $46.92 Billion | -6.09% |
| 2021-12-31 | $49.97 Billion | +3.70% |
| 2020-12-31 | $48.18 Billion | +828.22% |
| 2019-12-31 | $5.19 Billion | -11.05% |
| 2018-12-31 | $5.84 Billion | -3.45% |
| 2017-12-31 | $6.04 Billion | +5.83% |
| 2016-12-31 | $5.71 Billion | +12.92% |
| 2015-12-31 | $5.06 Billion | -4.27% |
| 2014-12-31 | $5.28 Billion | +5.25% |
| 2013-12-31 | $5.02 Billion | -12.72% |
| 2012-12-31 | $5.75 Billion | -85.34% |
| 2011-12-31 | $39.24 Billion | +680.14% |
| 2010-12-31 | $5.03 Billion | +8.67% |
| 2009-12-31 | $4.63 Billion | -85.98% |
| 2008-12-31 | $33.02 Billion | +1162.53% |
| 2007-12-31 | $2.62 Billion | +14.56% |
| 2006-12-31 | $2.28 Billion | +10.87% |
| 2005-12-31 | $2.06 Billion | +362.67% |
| 2004-12-31 | $445.10 Million | +33.50% |
| 2003-12-31 | $333.41 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Vienna Insurance Group AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 19534.3% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $3.93 Billion | 61.79% |
| Common Stock | $2.54 Billion | 39.92% |
| Total Equity | $6.37 Billion | 100.00% |
Vienna Insurance Group AG Competitors by Market Cap
The table below lists competitors of Vienna Insurance Group AG ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Fastighets AB Balder Series B
LSE:0H2Z
|
$946.63 Million |
|
MLS Co Ltd
SHE:002745
|
$946.82 Million |
|
Karoon Energy Ltd
PINK:KRNGY
|
$947.21 Million |
|
CVS Group plc
PINK:CVSGF
|
$947.94 Million |
|
Okinawa Cellular Telephone Company
PINK:OKCTF
|
$945.49 Million |
|
Oculis Holding AG
IC:OCS
|
$944.65 Million |
|
MicroPort Scientific Corporation
PINK:MCRPF
|
$944.57 Million |
|
SVG Optronics Co Ltd
SHE:300331
|
$944.43 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Vienna Insurance Group AG's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 5,892,277,000 to 6,367,105,000, a change of 474,828,000 (8.1%).
- Net income of 645,256,000 contributed positively to equity growth.
- Dividend payments of 199,849,000 reduced retained earnings.
- Other comprehensive income increased equity by 128,087,000.
- Other factors decreased equity by 98,666,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $645.26 Million | +10.13% |
| Dividends Paid | $199.85 Million | -3.14% |
| Other Comprehensive Income | $128.09 Million | +2.01% |
| Other Changes | $-98.67 Million | -1.55% |
| Total Change | $- | 8.06% |
Book Value vs Market Value Analysis
This analysis compares Vienna Insurance Group AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.53x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 6.84x to 0.53x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-12-31 | $3.86 | $26.39 | x |
| 2004-12-31 | $5.15 | $26.39 | x |
| 2005-12-31 | $19.06 | $26.39 | x |
| 2006-12-31 | $21.07 | $26.39 | x |
| 2007-12-31 | $22.27 | $26.39 | x |
| 2008-12-31 | $30.07 | $26.39 | x |
| 2009-12-31 | $33.90 | $26.39 | x |
| 2010-12-31 | $36.20 | $26.39 | x |
| 2011-12-31 | $36.18 | $26.39 | x |
| 2012-12-31 | $42.23 | $26.39 | x |
| 2013-12-31 | $37.89 | $26.39 | x |
| 2014-12-31 | $39.93 | $26.39 | x |
| 2015-12-31 | $37.97 | $26.39 | x |
| 2016-12-31 | $35.66 | $26.39 | x |
| 2017-12-31 | $37.75 | $26.39 | x |
| 2018-12-31 | $35.53 | $26.39 | x |
| 2019-12-31 | $39.64 | $26.39 | x |
| 2020-12-31 | $40.33 | $26.39 | x |
| 2021-12-31 | $42.80 | $26.39 | x |
| 2022-12-31 | $33.00 | $26.39 | x |
| 2023-12-31 | $46.03 | $26.39 | x |
| 2024-12-31 | $49.74 | $26.39 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Vienna Insurance Group AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.13%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.99%
- • Asset Turnover: 0.25x
- • Equity Multiplier: 8.04x
- Recent ROE (10.13%) is above the historical average (8.74%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | 8.15% | 3.88% | 0.06x | 37.73x | $-6.18 Million |
| 2004 | 18.85% | 11.08% | 0.05x | 31.80x | $39.38 Million |
| 2005 | 9.93% | 4.07% | 0.25x | 9.71x | $-1.41 Million |
| 2006 | 11.95% | 4.55% | 0.26x | 10.16x | $43.08 Million |
| 2007 | 14.92% | 4.99% | 0.26x | 11.44x | $115.06 Million |
| 2008 | 12.27% | 4.83% | 0.27x | 9.34x | $81.85 Million |
| 2009 | 8.38% | 3.95% | 0.25x | 8.36x | $-70.22 Million |
| 2010 | 8.92% | 4.50% | 0.23x | 8.52x | $-50.09 Million |
| 2011 | 9.54% | 4.76% | 0.23x | 8.59x | $-21.16 Million |
| 2012 | 8.25% | 4.19% | 0.25x | 7.83x | $-94.39 Million |
| 2013 | 4.84% | 2.34% | 0.24x | 8.66x | $-250.17 Million |
| 2014 | 7.18% | 3.73% | 0.22x | 8.69x | $-144.24 Million |
| 2015 | 2.02% | 1.04% | 0.21x | 9.29x | $-387.79 Million |
| 2016 | 6.31% | 3.02% | 0.19x | 10.96x | $-168.65 Million |
| 2017 | 6.16% | 2.98% | 0.19x | 10.70x | $-185.61 Million |
| 2018 | 5.91% | 2.62% | 0.20x | 11.25x | $-185.82 Million |
| 2019 | 6.53% | 3.07% | 0.21x | 9.92x | $-176.13 Million |
| 2020 | 4.48% | 2.23% | 0.21x | 9.77x | $-284.76 Million |
| 2021 | 6.86% | 3.50% | 0.21x | 9.52x | $-172.09 Million |
| 2022 | 11.18% | 3.92% | 0.24x | 11.67x | $49.95 Million |
| 2023 | 9.49% | 4.80% | 0.24x | 8.27x | $-30.25 Million |
| 2024 | 10.13% | 4.99% | 0.25x | 8.04x | $8.55 Million |
Industry Comparison
This section compares Vienna Insurance Group AG's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $29,608,843,500
- Average return on equity (ROE) among peers: 13.17%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Vienna Insurance Group AG (VNRGF) | $6.76 Billion | 8.15% | 6.73x | $945.82 Million |
| Alm. Brand A/S (ABDBY) | $13.40 Billion | 5.80% | 1.64x | $2.98 Billion |
| Arch Capital Group Ltd (ACGL) | $2.48 Billion | 10.34% | 3.63x | $32.40 Billion |
| ageas SA/NV (AGESF) | $8.80 Billion | 12.71% | 10.19x | $10.79 Billion |
| American International Group Inc (AIG) | $109.64 Billion | 12.81% | 7.93x | $41.13 Billion |
| Aviva plc (AIVAF) | $11.16 Billion | 0.00% | 0.03x | $18.17 Billion |
| Allianz SE (ALIZF) | $63.58 Billion | 13.43% | 14.46x | $143.52 Billion |
| Assicurazioni Generali S.p.A (ARZGF) | $18.35 Billion | 18.39% | 19.85x | $30.45 Billion |
| AXA SA (AXAHF) | $52.40 Billion | 13.72% | 11.30x | $66.04 Billion |
| BB Seguridade Participacoes SA (BBSEY) | $11.40 Billion | 35.51% | 0.17x | $4.26 Billion |
| Bâloise Holding AG (BLHEF) | $4.87 Billion | 8.96% | 14.09x | $8.54 Billion |