Vroom, Inc. Common Stock

PINK:VRM USA Credit Services
Market Cap
$145.80 Million
Market Cap Rank
#25290 Global
#8646 in USA
Share Price
$28.04
Change (1 day)
-8.01%
52-Week Range
$26.75 - $31.65
All Time High
$31.65
About

Vroom, Inc., through its subsidiaries, operates as an automotive finance company. The company offers vehicle financing to its customers through third party dealers under the UACC brand. It also provides an artificial intelligence-powered analytics and digital services platform for automotive retail. The company was formerly known as Auto America, Inc. and changed its name to Vroom, Inc. in July 2… Read more

Vroom, Inc. Common Stock (VRM) - Net Assets

Latest net assets as of September 2025: $126.61 Million USD

Based on the latest financial reports, Vroom, Inc. Common Stock (VRM) has net assets worth $126.61 Million USD as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($949.19 Million) and total liabilities ($822.58 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $126.61 Million
% of Total Assets 13.34%
Annual Growth Rate N/A
5-Year Change -102.52%
10-Year Change N/A
Growth Volatility 37.2

Vroom, Inc. Common Stock - Net Assets Trend (2018–2024)

This chart illustrates how Vroom, Inc. Common Stock's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Vroom, Inc. Common Stock (2018–2024)

The table below shows the annual net assets of Vroom, Inc. Common Stock from 2018 to 2024.

Year Net Assets Change
2024-12-31 $-30.95 Million -125.33%
2023-12-31 $122.15 Million -74.30%
2022-12-31 $475.24 Million -48.07%
2021-12-31 $915.19 Million -25.42%
2020-12-31 $1.23 Billion +313.84%
2019-12-31 $-573.85 Million -93.30%
2018-12-31 $-296.87 Million --

Equity Component Analysis

This analysis shows how different components contribute to Vroom, Inc. Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 182896600000.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Common Stock $2.00K %
Other Components $2.09 Billion %
Total Equity $-30.95 Million 100.00%

Vroom, Inc. Common Stock Competitors by Market Cap

The table below lists competitors of Vroom, Inc. Common Stock ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Vroom, Inc. Common Stock's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 122,151,000 to -30,945,000, a change of -153,096,000 (-125.3%).
  • Net loss of 165,124,000 reduced equity.
  • Other factors increased equity by 12,028,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income $-165.12 Million -533.6%
Other Changes $12.03 Million +38.87%
Total Change $- -125.33%

Book Value vs Market Value Analysis

This analysis compares Vroom, Inc. Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2018-12-31 $-2780.69 $28.04 x
2019-12-31 $-5334.44 $28.04 x
2020-12-31 $1338.43 $28.04 x
2021-12-31 $536.65 $28.04 x
2022-12-31 $275.69 $28.04 x
2023-12-31 $70.08 $28.04 x
2024-12-31 $-17.07 $28.04 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Vroom, Inc. Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 0.00%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: -1422.26%
  • • Asset Turnover: 0.01x
  • • Equity Multiplier: 0.00x
  • Recent ROE (0.00%) is above the historical average (-64.49%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2018 0.00% -9.96% 2.18x 0.00x $-55.49 Million
2019 0.00% -12.00% 2.12x 0.00x $-85.59 Million
2020 -16.53% -14.94% 0.79x 1.40x $-325.51 Million
2021 -40.53% -11.65% 1.35x 2.59x $-462.43 Million
2022 -95.09% -23.19% 1.20x 3.41x $-499.43 Million
2023 -299.25% -40.92% 0.61x 12.08x $-377.76 Million
2024 0.00% -1422.26% 0.01x 0.00x $-162.03 Million

Industry Comparison

This section compares Vroom, Inc. Common Stock's net assets metrics with peer companies in the Credit Services industry.

Industry Context

  • Industry: Credit Services
  • Average net assets among peers: $42,167,772,618
  • Average return on equity (ROE) among peers: 3.49%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Vroom, Inc. Common Stock (VRM) $126.61 Million 0.00% 6.50x $20.91 Million
Accord Financial Corp (ACCFF) $103.96 Million 11.43% 4.00x $8.00 Million
Acom Co. Ltd (ACJJF) $306.73 Billion 3.47% 2.77x $799.50 Million
Affirm Holdings Inc (AFRM) $3.07 Billion 1.70% 2.63x $13.28 Billion
Federal Agricultural Mortgage Corporation (AGM) $47.20 Million 1.69% 11.77x $1.51 Billion
Aiful Corp (AIFLF) $97.47 Billion -37.44% 4.75x $852.52 Million
Jianpu Technology Inc (AIJTY) $520.74 Million 20.38% 0.93x $16.37 Million
AIOS Tech Inc. (AIOS) $40.53 Million 17.61% 0.35x $2.83 Million
Ally Financial Inc (ALLY) $13.49 Billion 6.88% 11.39x $10.34 Billion
Alpha Investment Inc (ALPC) $-38.66K 0.00% 0.00x $166.69 Million
Antalpha Platform Holding Co (ANTA) $202.32 Million 9.14% 10.90x $14.83 Million