Wise plc
Wise plc provides cross-border and domestic financial services for personal and business customers in the United Kingdom, rest of Europe, the Asia-Pacific, North America, and internationally. Its product portfolio includes international money transfer, wise account, international debit card, receive money, amount transfer, wise platform, business debit card, and mass payment services. The company… Read more
Wise plc (WPLCF) - Net Assets
Latest net assets as of September 2025: $1.43 Billion USD
Based on the latest financial reports, Wise plc (WPLCF) has net assets worth $1.43 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($22.09 Billion) and total liabilities ($20.66 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.43 Billion |
| % of Total Assets | 6.48% |
| Annual Growth Rate | 80.53% |
| 5-Year Change | 385.87% |
| 10-Year Change | 3851.2% |
| Growth Volatility | 478.27 |
Wise plc - Net Assets Trend (2014–2025)
This chart illustrates how Wise plc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Wise plc (2014–2025)
The table below shows the annual net assets of Wise plc from 2014 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | $1.39 Billion | +41.46% |
| 2024-03-31 | $979.90 Million | +69.86% |
| 2023-03-31 | $576.90 Million | +40.98% |
| 2022-03-31 | $409.20 Million | +43.43% |
| 2021-03-31 | $285.30 Million | +44.97% |
| 2020-03-31 | $196.80 Million | +55.70% |
| 2019-03-31 | $126.40 Million | +17.69% |
| 2018-03-31 | $107.40 Million | +120.72% |
| 2017-03-31 | $48.66 Million | +38.70% |
| 2016-03-31 | $35.08 Million | -6.96% |
| 2015-03-31 | $37.71 Million | +1707.03% |
| 2014-03-31 | $2.09 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Wise plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 117028173200.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.17 Billion | 84.24% |
| Common Stock | $10.20 Million | 0.74% |
| Other Comprehensive Income | $275.10 Million | 19.85% |
| Total Equity | $1.39 Billion | 100.00% |
Wise plc Competitors by Market Cap
The table below lists competitors of Wise plc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Central Japan Railway Co
PINK:CJPRY
|
$9.22 Billion |
|
American Healthcare REIT, Inc.
NYSE:AHR
|
$9.23 Billion |
|
Confluent Inc
NASDAQ:CFLT
|
$9.24 Billion |
|
Chart Industries Inc
NYSE:GTLS
|
$9.25 Billion |
|
Guangzhou Automobile Group Co., Ltd.
PINK:GNZUY
|
$9.16 Billion |
|
HAL TR. UNITS
F:HA4
|
$9.15 Billion |
|
Industrivarden AB ser. C
OTCGREY:IDDTF
|
$9.15 Billion |
|
IREN Limited
F:F8P
|
$9.14 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Wise plc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 979,900,000 to 1,386,200,000, a change of 406,300,000 (41.5%).
- Net income of 416,700,000 contributed positively to equity growth.
- Share repurchases of 72,600,000 reduced equity.
- New share issuances of 1,000,000 increased equity.
- Other comprehensive income decreased equity by 7,200,001.
- Other factors increased equity by 68,400,001.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $416.70 Million | +30.06% |
| Share Repurchases | $72.60 Million | -5.24% |
| Share Issuances | $1.00 Million | +0.07% |
| Other Comprehensive Income | $-7.20 Million | -0.52% |
| Other Changes | $68.40 Million | +4.93% |
| Total Change | $- | 41.46% |
Book Value vs Market Value Analysis
This analysis compares Wise plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 9.48x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 2255.87x to 9.48x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-03-31 | $0.01 | $12.53 | x |
| 2015-03-31 | $0.10 | $12.53 | x |
| 2016-03-31 | $0.09 | $12.53 | x |
| 2017-03-31 | $0.13 | $12.53 | x |
| 2018-03-31 | $0.27 | $12.53 | x |
| 2019-03-31 | $0.13 | $12.53 | x |
| 2020-03-31 | $0.40 | $12.53 | x |
| 2021-03-31 | $0.28 | $12.53 | x |
| 2022-03-31 | $0.40 | $12.53 | x |
| 2023-03-31 | $0.55 | $12.53 | x |
| 2024-03-31 | $0.93 | $12.53 | x |
| 2025-03-31 | $1.32 | $12.53 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Wise plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 30.06%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.07%
- • Asset Turnover: 0.09x
- • Equity Multiplier: 13.88x
- Recent ROE (30.06%) is above the historical average (-3.08%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | -96.43% | -104.85% | 0.32x | 2.89x | $-2.22 Million |
| 2015 | -29.56% | -114.71% | 0.20x | 1.32x | $-14.92 Million |
| 2016 | -50.09% | -63.10% | 0.46x | 1.74x | $-21.08 Million |
| 2017 | 12.73% | 9.34% | 0.52x | 2.64x | $1.33 Million |
| 2018 | 5.77% | 5.29% | 0.31x | 3.52x | $-4.54 Million |
| 2019 | 8.15% | 5.79% | 0.16x | 8.80x | $-2.34 Million |
| 2020 | 7.62% | 4.96% | 0.13x | 12.08x | $-4.68 Million |
| 2021 | 10.83% | 7.34% | 0.10x | 15.08x | $2.37 Million |
| 2022 | 8.04% | 5.84% | 0.07x | 18.49x | $-8.02 Million |
| 2023 | 19.76% | 11.56% | 0.08x | 20.63x | $56.31 Million |
| 2024 | 36.19% | 25.11% | 0.09x | 15.45x | $256.61 Million |
| 2025 | 30.06% | 23.07% | 0.09x | 13.88x | $278.08 Million |
Industry Comparison
This section compares Wise plc's net assets metrics with peer companies in the Information Technology Services industry.
Industry Context
- Industry: Information Technology Services
- Average net assets among peers: $1,044,912,317
- Average return on equity (ROE) among peers: -2.51%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Wise plc (WPLCF) | $1.43 Billion | -96.43% | 14.44x | $9.20 Billion |
| Accenture plc (ACN) | $2.68 Billion | 35.12% | 2.34x | $119.84 Billion |
| adesso SE (ADSGF) | $59.74 Million | 20.96% | 2.07x | $184.00 Million |
| Atlantic Energy Solutions Inc (AESO) | $167.17K | -37.78% | 4.15x | $68.04 |
| Atos SE (AEXAF) | $3.80 Billion | -26.63% | 3.31x | $64.82K |
| AGILQ (AGILQ) | $79.87 Million | -25.27% | 1.69x | $5.00K |
| Alithya Group Inc (ALYAF) | $127.37 Million | -13.61% | 1.02x | $59.69 Million |
| Amadeus IT Group S.A (AMADF) | $-155.90 Million | 0.00% | 0.00x | $28.16 Billion |
| Amadeus IT Holding SA PK (AMADY) | $3.80 Billion | 29.31% | 1.74x | $24.80 Billion |
| Applied Digital Corporation (APLD) | $-2.58 Million | 0.00% | 0.00x | $6.29 Billion |
| Amper S.A. (APMRF) | $65.48 Million | -7.22% | 4.48x | $216.95 Million |