Fincera Inc
Fincera Inc. focuses on providing online lending and e-commerce services for small and medium-sized businesses (SMBs) and individuals in China. The company operates in two segments, Internet-Based Financial and E-Commerce Services, and Property Lease and Management. The company's financial services platforms include CeraVest, a peer-to-peer lending platform that provides short-term financing prim… Read more
Fincera Inc (YUANF) - Net Assets
Latest net assets as of June 2019: $350.21 Million USD
Based on the latest financial reports, Fincera Inc (YUANF) has net assets worth $350.21 Million USD as of June 2019.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($4.76 Billion) and total liabilities ($4.41 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $350.21 Million |
| % of Total Assets | 7.36% |
| Annual Growth Rate | 115.31% |
| 5-Year Change | -96.75% |
| 10-Year Change | -92.77% |
| Growth Volatility | 407763.28 |
Fincera Inc - Net Assets Trend (2007–2018)
This chart illustrates how Fincera Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Fincera Inc (2007–2018)
The table below shows the annual net assets of Fincera Inc from 2007 to 2018.
| Year | Net Assets | Change |
|---|---|---|
| 2018-12-31 | $52.96 Million | +388.34% |
| 2017-12-31 | $-18.37 Million | -181.13% |
| 2016-12-31 | $22.64 Million | -91.06% |
| 2015-12-31 | $253.37 Million | -84.47% |
| 2014-12-31 | $1.63 Billion | +6.51% |
| 2013-12-31 | $1.53 Billion | +7.48% |
| 2012-12-31 | $1.43 Billion | -21.87% |
| 2011-12-31 | $1.82 Billion | +1063.79% |
| 2010-12-31 | $156.77 Million | -78.60% |
| 2009-12-31 | $732.47 Million | +369.19% |
| 2008-12-31 | $156.12 Million | +1359320.43% |
| 2007-12-31 | $11.48K | -- |
Equity Component Analysis
This analysis shows how different components contribute to Fincera Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 10543352909.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2018)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $48.94K | 0.09% |
| Other Comprehensive Income | $131.47 Million | 248.24% |
| Other Components | $27.05 Million | 51.07% |
| Total Equity | $52.96 Million | 100.00% |
Fincera Inc Competitors by Market Cap
The table below lists competitors of Fincera Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
VODONE
BE:YAM
|
$591.08 |
|
UHF Logistics Group Inc
PINK:RGLG
|
$591.10 |
|
GOLDEN RES DEVL
BE:GOR
|
$591.25 |
|
Hamak Gold Ltd
LSE:HAMA
|
$591.38 |
|
Ordinary Fully Paid Deferred Settlement
AU:TMKDD
|
$589.57 |
|
Granite City Food OTC
PINK:GCFB
|
$588.54 |
|
Ecc Cap. Corp.
PINK:ECRO
|
$588.42 |
|
PUNCH PUNK S.A. ZY-10
F:6K7
|
$587.86 |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Fincera Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2017 to 2018, total equity changed from -18,368,090 to 52,962,407, a change of 71,330,497.
- Net income of 41,529,472 contributed positively to equity growth.
- Other comprehensive income increased equity by 24,867,032.
- Other factors increased equity by 4,933,993.
Equity Change Factors (2017 to 2018)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $41.53 Million | +78.41% |
| Other Comprehensive Income | $24.87 Million | +46.95% |
| Other Changes | $4.93 Million | +9.32% |
| Total Change | $- | % |
Book Value vs Market Value Analysis
This analysis compares Fincera Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2007-12-31 | $0.00 | $0.00 | x |
| 2008-12-31 | $13.85 | $0.00 | x |
| 2009-12-31 | $31.45 | $0.00 | x |
| 2011-12-31 | $38.63 | $0.00 | x |
| 2012-12-31 | $29.99 | $0.00 | x |
| 2013-12-31 | $32.18 | $0.00 | x |
| 2014-12-31 | $34.22 | $0.00 | x |
| 2015-12-31 | $5.38 | $0.00 | x |
| 2016-12-31 | $0.46 | $0.00 | x |
| 2017-12-31 | $-0.39 | $0.00 | x |
| 2018-12-31 | $1.05 | $0.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Fincera Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 78.41%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 19.46%
- • Asset Turnover: 0.30x
- • Equity Multiplier: 13.60x
- Recent ROE (78.41%) is above the historical average (-121.98%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2007 | -1490.41% | 0.00% | 0.00x | 127.61x | $-172.29K |
| 2008 | -0.64% | 0.00% | 0.00x | 1.79x | $-16.60 Million |
| 2009 | 33.84% | 11.16% | 1.10x | 2.76x | $174.66 Million |
| 2011 | 9.00% | 4.37% | 1.09x | 1.88x | $-18.22 Million |
| 2012 | 10.31% | 7.07% | 0.76x | 1.92x | $4.45 Million |
| 2013 | 4.68% | 1.80% | 1.19x | 2.19x | $-81.53 Million |
| 2014 | 3.86% | 1.25% | 1.33x | 2.33x | $-100.11 Million |
| 2015 | -0.48% | -1.69% | 0.08x | 3.65x | $-26.56 Million |
| 2016 | 9.58% | 1.65% | 0.13x | 45.54x | $-95.00K |
| 2017 | 0.00% | -0.82% | 0.15x | 0.00x | $596.54K |
| 2018 | 78.41% | 19.46% | 0.30x | 13.60x | $36.23 Million |
Industry Comparison
This section compares Fincera Inc's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $42,167,772,618
- Average return on equity (ROE) among peers: 3.49%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Fincera Inc (YUANF) | $350.21 Million | -1490.41% | 12.58x | $590.54 |
| Accord Financial Corp (ACCFF) | $103.96 Million | 11.43% | 4.00x | $8.00 Million |
| Acom Co. Ltd (ACJJF) | $306.73 Billion | 3.47% | 2.77x | $799.50 Million |
| Affirm Holdings Inc (AFRM) | $3.07 Billion | 1.70% | 2.63x | $13.28 Billion |
| Federal Agricultural Mortgage Corporation (AGM) | $47.20 Million | 1.69% | 11.77x | $1.51 Billion |
| Aiful Corp (AIFLF) | $97.47 Billion | -37.44% | 4.75x | $852.52 Million |
| Jianpu Technology Inc (AIJTY) | $520.74 Million | 20.38% | 0.93x | $16.37 Million |
| AIOS Tech Inc. (AIOS) | $40.53 Million | 17.61% | 0.35x | $2.83 Million |
| Ally Financial Inc (ALLY) | $13.49 Billion | 6.88% | 11.39x | $10.34 Billion |
| Alpha Investment Inc (ALPC) | $-38.66K | 0.00% | 0.00x | $166.69 Million |
| Antalpha Platform Holding Co (ANTA) | $202.32 Million | 9.14% | 10.90x | $14.83 Million |