BDO Unibank Inc
BDO Unibank Inc operates in Consumer Finance.
BDO Unibank Inc (BDO) - Net Assets
Latest net assets as of September 2023: ₱500.47 Billion PHP
Based on the latest financial reports, BDO Unibank Inc (BDO) has net assets worth ₱500.47 Billion PHP as of September 2023.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₱4.29 Trillion) and total liabilities (₱3.79 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₱500.47 Billion |
| % of Total Assets | 11.67% |
| Annual Growth Rate | 12.5% |
| 5-Year Change | 40.31% |
| 10-Year Change | N/A |
| Growth Volatility | 9.4 |
BDO Unibank Inc - Net Assets Trend (2014–2022)
This chart illustrates how BDO Unibank Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for BDO Unibank Inc (2014–2022)
The table below shows the annual net assets of BDO Unibank Inc from 2014 to 2022.
| Year | Net Assets | Change |
|---|---|---|
| 2022-12-31 | ₱459.33 Billion | +8.61% |
| 2021-12-31 | ₱422.93 Billion | +8.05% |
| 2020-12-31 | ₱391.42 Billion | +6.10% |
| 2019-12-31 | ₱368.93 Billion | +12.70% |
| 2018-12-31 | ₱327.37 Billion | +10.05% |
| 2017-12-31 | ₱297.49 Billion | +37.21% |
| 2016-12-31 | ₱216.82 Billion | +8.90% |
| 2015-12-31 | ₱199.09 Billion | +11.20% |
| 2014-12-31 | ₱179.04 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to BDO Unibank Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 172.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2022)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₱200.59 Billion | 43.67% |
| Common Stock | ₱52.64 Billion | 11.46% |
| Other Components | ₱206.10 Billion | 44.87% |
| Total Equity | ₱459.33 Billion | 100.00% |
BDO Unibank Inc Competitors by Market Cap
The table below lists competitors of BDO Unibank Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Makolab
WAR:MLB
|
$18.87K |
|
Smart Closet Inc
PINK:ZSYC
|
$18.89K |
|
Redox Limited
F:AE0
|
$18.89K |
|
TEO LT (ZWS.SG)
STU:ZWS
|
$18.90K |
|
UNISYS (USY1.SG)
STU:USY1
|
$18.86K |
|
B+S BANKSYSTEME - Dusseldorf Stock Exchang
DU:DTD2
|
$18.86K |
|
Lloyds Banking Group plc 9.25% NON-CUM IRR PRF SHS GBP0.25
PINK:LLOBF
|
$18.85K |
|
El-Nile Co. For Pharmaceuticals And Chemical Industries
EGX:NIPH
|
$18.84K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BDO Unibank Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2021 to 2022, total equity changed from 422,934,000,000 to 459,332,000,000, a change of 36,398,000,000 (8.6%).
- Net income of 57,054,000,000 contributed positively to equity growth.
- Dividend payments of 10,255,000,000 reduced retained earnings.
- Share repurchases of 144,000,000 reduced equity.
- Other factors decreased equity by 10,257,000,000.
Equity Change Factors (2021 to 2022)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₱57.05 Billion | +12.42% |
| Dividends Paid | ₱10.26 Billion | -2.23% |
| Share Repurchases | ₱144.00 Million | -0.03% |
| Other Changes | ₱-10.26 Billion | -2.23% |
| Total Change | ₱- | 8.61% |
Book Value vs Market Value Analysis
This analysis compares BDO Unibank Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.40x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.15x to 1.40x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-12-31 | ₱56.76 | ₱122.00 | x |
| 2017-12-31 | ₱68.09 | ₱122.00 | x |
| 2018-12-31 | ₱74.84 | ₱122.00 | x |
| 2019-12-31 | ₱84.20 | ₱122.00 | x |
| 2020-12-31 | ₱74.40 | ₱122.00 | x |
| 2021-12-31 | ₱80.37 | ₱122.00 | x |
| 2022-12-31 | ₱87.26 | ₱122.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BDO Unibank Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.42%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.00%
- • Asset Turnover: 0.00x
- • Equity Multiplier: 8.87x
- Recent ROE (12.42%) is above the historical average (10.95%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 12.74% | 0.00% | 0.00x | 10.41x | ₱4.90 Billion |
| 2015 | 12.52% | 0.00% | 0.00x | 10.20x | ₱5.01 Billion |
| 2016 | 12.10% | 0.00% | 0.00x | 10.72x | ₱4.55 Billion |
| 2017 | 9.44% | 0.00% | 0.00x | 8.97x | ₱-1.68 Billion |
| 2018 | 9.99% | 0.00% | 0.00x | 9.23x | ₱-29.20 Million |
| 2019 | 11.98% | 0.00% | 0.00x | 8.64x | ₱7.30 Billion |
| 2020 | 7.22% | 0.00% | 0.00x | 8.62x | ₱-10.90 Billion |
| 2021 | 10.12% | 0.00% | 0.00x | 8.57x | ₱497.60 Million |
| 2022 | 12.42% | 0.00% | 0.00x | 8.87x | ₱11.12 Billion |
Industry Comparison
This section compares BDO Unibank Inc's net assets metrics with peer companies in the Banking Services industry.
Industry Context
- Industry: Banking Services
- Average net assets among peers: $109,554,280,399
- Average return on equity (ROE) among peers: 7.95%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BDO Unibank Inc (BDO) | ₱500.47 Billion | 12.74% | 7.57x | $18.87K |
| Asia United Bank Corp (AUB) | $35.08 Billion | 8.62% | 7.99x | $6.66K |
| Bank of the Philippine Islands (BPI) | $279.83 Billion | 7.65% | 6.98x | $15.96K |
| Filinvest Development Coproration (FDC) | $79.40 Billion | 8.33% | 5.71x | $717.41 |
| Ferronoux Holdings Inc (FERRO) | $131.11 Million | 0.39% | 0.04x | $881.03 |
| LT Group Inc (LTG) | $190.07 Billion | 10.65% | 5.90x | $2.38K |
| Metropolitan Bank & Trust Co (MBT) | $150.13 Billion | 13.40% | 9.69x | $10.49K |
| Philippine National Bank (PNB) | $152.09 Billion | 6.37% | 6.51x | $9.06K |
| Philippine Savings Bank (PSB) | $37.14 Billion | 9.90% | 6.12x | $9.09K |
| Rizal Commercial Banking Corp (RCB) | $62.11 Billion | 6.23% | 7.39x | $3.88K |