Banco da Amazônia S.A
Banco da Amazônia S.A. provides banking products and services in the Amazon region of Brazil. The company offers savings, current, simplified, and salary accounts; credit cards; capitalization products; various personal and business loans; pension plans; investment funds, bank deposit certificates and deposit receipts, and agribusiness letter of credit; insurance products; and direct debit and on… Read more
Banco da Amazônia S.A (BAZA3) - Net Assets
Latest net assets as of September 2025: R$7.28 Billion BRL
Based on the latest financial reports, Banco da Amazônia S.A (BAZA3) has net assets worth R$7.28 Billion BRL as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (R$60.40 Billion) and total liabilities (R$53.12 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | R$7.28 Billion |
| % of Total Assets | 12.06% |
| Annual Growth Rate | 14.32% |
| 5-Year Change | 170.24% |
| 10-Year Change | 239.43% |
| Growth Volatility | 127.6 |
Banco da Amazônia S.A - Net Assets Trend (2000–2024)
This chart illustrates how Banco da Amazônia S.A's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Banco da Amazônia S.A (2000–2024)
The table below shows the annual net assets of Banco da Amazônia S.A from 2000 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | R$6.53 Billion | +11.01% |
| 2023-12-31 | R$5.88 Billion | +21.52% |
| 2022-12-31 | R$4.84 Billion | +64.40% |
| 2021-12-31 | R$2.94 Billion | +21.85% |
| 2020-12-31 | R$2.42 Billion | +9.89% |
| 2019-12-31 | R$2.20 Billion | +13.44% |
| 2018-12-31 | R$1.94 Billion | +2.83% |
| 2017-12-31 | R$1.89 Billion | -3.80% |
| 2016-12-31 | R$1.96 Billion | +1.85% |
| 2015-12-31 | R$1.92 Billion | +12.42% |
| 2014-12-31 | R$1.71 Billion | +5.33% |
| 2013-12-31 | R$1.62 Billion | -18.05% |
| 2012-12-31 | R$1.98 Billion | -85.02% |
| 2011-12-31 | R$13.24 Billion | +584.59% |
| 2010-12-31 | R$1.93 Billion | +1.91% |
| 2009-12-31 | R$1.90 Billion | +0.62% |
| 2008-12-31 | R$1.89 Billion | +3.83% |
| 2007-12-31 | R$1.82 Billion | +6.67% |
| 2006-12-31 | R$1.70 Billion | +3.57% |
| 2005-12-31 | R$1.64 Billion | +10.68% |
| 2004-12-31 | R$1.49 Billion | +4.21% |
| 2003-12-31 | R$1.43 Billion | +16.69% |
| 2002-12-31 | R$1.22 Billion | +23.85% |
| 2001-12-31 | R$986.09 Million | +274.67% |
| 2000-12-31 | R$263.19 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Banco da Amazônia S.A's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3383.3% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | R$3.39 Billion | 51.90% |
| Common Stock | R$3.65 Billion | 55.96% |
| Other Comprehensive Income | R$-513.37 Million | -7.86% |
| Total Equity | R$6.53 Billion | 100.00% |
Banco da Amazônia S.A Competitors by Market Cap
The table below lists competitors of Banco da Amazônia S.A ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Piolink Inc
KQ:170790
|
$23.06 Million |
|
PBG S.A
SA:PTBL3
|
$23.07 Million |
|
PEBBLE BEACH SYS. LS-025
F:VSF
|
$23.08 Million |
|
BE Group AB
ST:BEGR
|
$23.08 Million |
|
Minera Alamos Inc
OTCQX:MAIFF
|
$23.06 Million |
|
Sunndal Sparebank
OL:SUNSB
|
$23.05 Million |
|
Intelgenx Technologs
PINK:IGXT
|
$23.05 Million |
|
Atrem S.A.
WAR:ATR
|
$23.04 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banco da Amazônia S.A's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 5,883,325,000 to 6,531,091,000, a change of 647,766,000 (11.0%).
- Net income of 1,132,027,000 contributed positively to equity growth.
- Dividend payments of 370,968,000 reduced retained earnings.
- Other comprehensive income decreased equity by 54,483,999.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | R$1.13 Billion | +17.33% |
| Dividends Paid | R$370.97 Million | -5.68% |
| Other Comprehensive Income | R$-54.48 Million | -0.83% |
| Other Changes | R$-58.81 Million | -0.9% |
| Total Change | R$- | 11.01% |
Book Value vs Market Value Analysis
This analysis compares Banco da Amazônia S.A's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.72x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.76x to 0.72x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-12-31 | R$47.65 | R$83.67 | x |
| 2004-12-31 | R$49.65 | R$83.67 | x |
| 2005-12-31 | R$54.96 | R$83.67 | x |
| 2006-12-31 | R$56.92 | R$83.67 | x |
| 2007-12-31 | R$60.72 | R$83.67 | x |
| 2008-12-31 | R$63.05 | R$83.67 | x |
| 2009-12-31 | R$63.43 | R$83.67 | x |
| 2010-12-31 | R$64.65 | R$83.67 | x |
| 2011-12-31 | R$442.60 | R$83.67 | x |
| 2012-12-31 | R$66.31 | R$83.67 | x |
| 2013-12-31 | R$54.33 | R$83.67 | x |
| 2014-12-31 | R$57.23 | R$83.67 | x |
| 2015-12-31 | R$64.34 | R$83.67 | x |
| 2016-12-31 | R$65.52 | R$83.67 | x |
| 2017-12-31 | R$63.04 | R$83.67 | x |
| 2018-12-31 | R$64.82 | R$83.67 | x |
| 2019-12-31 | R$73.53 | R$83.67 | x |
| 2020-12-31 | R$80.81 | R$83.67 | x |
| 2021-12-31 | R$98.47 | R$83.67 | x |
| 2022-12-31 | R$86.36 | R$83.67 | x |
| 2023-12-31 | R$104.95 | R$83.67 | x |
| 2024-12-31 | R$116.51 | R$83.67 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banco da Amazônia S.A utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.33%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 14.78%
- • Asset Turnover: 0.14x
- • Equity Multiplier: 8.32x
- Recent ROE (17.33%) is above the historical average (11.73%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 19.37% | 8.37% | 0.26x | 8.94x | R$24.66 Million |
| 2001 | 4.11% | 5.14% | 0.23x | 3.55x | R$-58.08 Million |
| 2002 | 13.97% | 19.90% | 0.20x | 3.59x | R$48.44 Million |
| 2003 | 20.55% | 33.31% | 0.20x | 3.06x | R$150.36 Million |
| 2004 | 7.73% | 19.85% | 0.15x | 2.58x | R$-33.65 Million |
| 2005 | 15.36% | 39.39% | 0.14x | 2.70x | R$88.05 Million |
| 2006 | 9.82% | 27.45% | 0.12x | 3.03x | R$-3.09 Million |
| 2007 | 9.90% | 29.28% | 0.10x | 3.37x | R$-1.84 Million |
| 2008 | 11.45% | 35.72% | 0.08x | 3.84x | R$27.29 Million |
| 2009 | 1.39% | 2.99% | 0.11x | 4.11x | R$-163.43 Million |
| 2010 | 8.00% | 10.65% | 0.17x | 4.38x | R$-38.76 Million |
| 2011 | 0.41% | 7.67% | 0.05x | 1.00x | R$-1.27 Billion |
| 2012 | 8.59% | 9.35% | 0.17x | 5.32x | R$-27.99 Million |
| 2013 | 11.23% | 9.66% | 0.17x | 6.97x | R$20.00 Million |
| 2014 | 10.71% | 8.18% | 0.18x | 7.26x | R$12.14 Million |
| 2015 | 12.94% | 8.64% | 0.24x | 6.28x | R$56.55 Million |
| 2016 | 6.67% | 4.38% | 0.21x | 7.23x | R$-65.29 Million |
| 2017 | 3.42% | 2.15% | 0.18x | 8.99x | R$-124.02 Million |
| 2018 | 5.63% | 3.90% | 0.15x | 9.77x | R$-84.78 Million |
| 2019 | 12.52% | 8.84% | 0.15x | 9.31x | R$55.43 Million |
| 2020 | 10.99% | 10.00% | 0.13x | 8.61x | R$23.89 Million |
| 2021 | 25.05% | 20.90% | 0.14x | 8.81x | R$443.34 Million |
| 2022 | 23.18% | 19.22% | 0.17x | 7.15x | R$638.18 Million |
| 2023 | 22.86% | 20.08% | 0.15x | 7.68x | R$756.82 Million |
| 2024 | 17.33% | 14.78% | 0.14x | 8.32x | R$478.92 Million |
Industry Comparison
This section compares Banco da Amazônia S.A's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $3,364,047,600
- Average return on equity (ROE) among peers: 10.81%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Banco da Amazônia S.A (BAZA3) | R$7.28 Billion | 19.37% | 7.29x | $23.06 Million |
| Banestes S.A - Banco do Estado do Espírito Santo (BEES3) | $2.04 Billion | 16.22% | 17.07x | $37.47 Million |
| Banco Mercantil de Investimentos S.A (BMIN3) | $125.13 Million | 1.96% | 0.65x | $1.30 Million |
| Banco Alfa de Investimento S.A (BRIV3) | $1.08 Billion | 7.11% | 8.92x | $52.75 Million |
| Banco do Estado do Rio Grande do Sul S.A (BRSR3) | $3.41 Billion | 15.87% | 7.53x | $642.78 Million |
| Inter & Co Inc (INBR32) | $10.17 Billion | 12.91% | 8.70x | $417.84 Million |