Consórcio Alfa de Administração S.A

SA:BRGE3 Brazil Financial Conglomerates
Market Cap
$89.55 Million
R$545.33 Million BRL
Market Cap Rank
#20486 Global
#180 in Brazil
Share Price
R$13.50
Change (1 day)
+0.00%
52-Week Range
R$13.50 - R$13.50
All Time High
R$17.32
About

Consórcio Alfa de Administração S.A. provides financing and insurance services in Brazil. The company operates through Insurance and Pension; and Services segments. The company was formerly known as Consórcio Real Brasileiro de Administração S.A. and changed its name to Consórcio Alfa de Administração S.A. in 1999. Consórcio Alfa de Administração S.A. was founded in 1952 and is headquartered in S… Read more

Consórcio Alfa de Administração S.A (BRGE3) - Net Assets

Latest net assets as of December 2023: R$1.88 Billion BRL

Based on the latest financial reports, Consórcio Alfa de Administração S.A (BRGE3) has net assets worth R$1.88 Billion BRL as of December 2023.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (R$2.99 Billion) and total liabilities (R$1.11 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets R$1.88 Billion
% of Total Assets 62.97%
Annual Growth Rate 7.22%
5-Year Change 6.94%
10-Year Change 39.74%
Growth Volatility 13.01

Consórcio Alfa de Administração S.A - Net Assets Trend (2000–2023)

This chart illustrates how Consórcio Alfa de Administração S.A's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Consórcio Alfa de Administração S.A (2000–2023)

The table below shows the annual net assets of Consórcio Alfa de Administração S.A from 2000 to 2023.

Year Net Assets Change
2023-12-31 R$1.88 Billion +3.41%
2022-12-31 R$1.82 Billion +2.84%
2021-12-31 R$1.77 Billion -2.13%
2020-12-31 R$1.81 Billion +2.75%
2019-12-31 R$1.76 Billion +4.31%
2018-12-31 R$1.69 Billion +5.64%
2017-12-31 R$1.60 Billion +3.58%
2016-12-31 R$1.54 Billion +3.91%
2015-12-31 R$1.48 Billion +10.17%
2014-12-31 R$1.35 Billion +5.64%
2013-12-31 R$1.28 Billion +15.06%
2012-12-31 R$1.11 Billion +7.35%
2011-12-31 R$1.03 Billion +10.29%
2010-12-31 R$935.97 Million +3.98%
2009-12-31 R$900.14 Million +56.24%
2008-12-31 R$576.12 Million +10.90%
2007-12-31 R$519.49 Million +15.78%
2006-12-31 R$448.67 Million -23.82%
2005-12-31 R$588.98 Million +6.45%
2004-12-31 R$553.27 Million +4.45%
2003-12-31 R$529.72 Million +5.63%
2002-12-31 R$501.49 Million +20.09%
2001-12-31 R$417.60 Million +10.16%
2000-12-31 R$379.09 Million --

Equity Component Analysis

This analysis shows how different components contribute to Consórcio Alfa de Administração S.A's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 285.5% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2023)

Component Amount Percentage
Retained Earnings R$787.79 Million 59.49%
Common Stock R$501.90 Million 37.90%
Other Comprehensive Income R$34.49 Million 2.60%
Total Equity R$1.32 Billion 100.00%

Consórcio Alfa de Administração S.A Competitors by Market Cap

The table below lists competitors of Consórcio Alfa de Administração S.A ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Consórcio Alfa de Administração S.A's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2022 to 2023, total equity changed from 1,289,789,000 to 1,324,184,000, a change of 34,395,000 (2.7%).
  • Net income of 29,317,000 contributed positively to equity growth.
  • Dividend payments of 4,802,000 reduced retained earnings.
  • Other comprehensive income decreased equity by 534,053,000.
  • Other factors increased equity by 543,933,000.

Equity Change Factors (2022 to 2023)

Factor Impact Contribution
Net Income R$29.32 Million +2.21%
Dividends Paid R$4.80 Million -0.36%
Other Comprehensive Income R$-534.05 Million -40.33%
Other Changes R$543.93 Million +41.08%
Total Change R$- 2.67%

Book Value vs Market Value Analysis

This analysis compares Consórcio Alfa de Administração S.A's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.75x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 3.97x to 0.75x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2006-12-31 R$3.40 R$13.50 x
2007-12-31 R$3.54 R$13.50 x
2008-12-31 R$3.72 R$13.50 x
2009-12-31 R$8.66 R$13.50 x
2010-12-31 R$9.06 R$13.50 x
2011-12-31 R$9.82 R$13.50 x
2012-12-31 R$11.12 R$13.50 x
2013-12-31 R$11.74 R$13.50 x
2014-12-31 R$12.37 R$13.50 x
2015-12-31 R$13.57 R$13.50 x
2016-12-31 R$14.18 R$13.50 x
2017-12-31 R$14.81 R$13.50 x
2018-12-31 R$15.55 R$13.50 x
2019-12-31 R$16.18 R$13.50 x
2020-12-31 R$16.76 R$13.50 x
2021-12-31 R$16.97 R$13.50 x
2022-12-31 R$17.51 R$13.50 x
2023-12-31 R$17.98 R$13.50 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Consórcio Alfa de Administração S.A utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 2.21%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 3.08%
  • • Asset Turnover: 0.32x
  • • Equity Multiplier: 2.26x
  • Recent ROE (2.21%) is below the historical average (8.50%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2000 5.29% 20.40% 0.07x 3.59x R$-13.87 Million
2001 7.08% 23.94% 0.07x 4.27x R$-9.06 Million
2002 13.86% 33.30% 0.11x 3.77x R$13.60 Million
2003 6.93% 16.91% 0.10x 4.13x R$-11.41 Million
2004 5.94% 17.24% 0.07x 5.16x R$-15.76 Million
2005 7.26% 19.34% 0.07x 5.61x R$-11.29 Million
2006 16.97% 346.25% 0.00x 10.02x R$17.45 Million
2007 29.71% 384.73% 0.00x 16.08x R$51.33 Million
2008 23.75% 279.06% 0.00x 17.13x R$37.65 Million
2009 7.26% 301.84% 0.00x 8.41x R$-17.51 Million
2010 7.27% 18.96% 0.06x 6.86x R$-19.05 Million
2011 7.49% 15.34% 0.07x 6.99x R$-18.95 Million
2012 7.71% 10.51% 0.09x 7.90x R$-18.75 Million
2013 6.08% 189.11% 0.01x 2.92x R$-33.94 Million
2014 4.51% 9.09% 0.16x 3.14x R$-50.03 Million
2015 6.42% 12.84% 0.16x 3.04x R$-35.74 Million
2016 5.86% 12.25% 0.15x 3.11x R$-43.25 Million
2017 4.69% 7.09% 0.23x 2.88x R$-57.89 Million
2018 4.63% 8.47% 0.20x 2.76x R$-61.51 Million
2019 6.41% 12.63% 0.18x 2.79x R$-42.81 Million
2020 5.17% 9.75% 0.22x 2.46x R$-59.65 Million
2021 1.72% 3.41% 0.20x 2.46x R$-103.52 Million
2022 9.84% 13.83% 0.27x 2.62x R$-2.09 Million
2023 2.21% 3.08% 0.32x 2.26x R$-103.10 Million

Industry Comparison

This section compares Consórcio Alfa de Administração S.A's net assets metrics with peer companies in the Financial Conglomerates industry.

Industry Context

  • Industry: Financial Conglomerates
  • Average net assets among peers: $358,512,000
  • Average return on equity (ROE) among peers: 14.28%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Consórcio Alfa de Administração S.A (BRGE3) R$1.88 Billion 5.29% 0.59x $58.72 Million
Financeira Alfa S.A. - Crédito Financiamento e Investimentos (CRIV3) $358.51 Million 14.28% 3.62x $57.54 Million