Chubb Limited
Chubb Limited provides insurance and reinsurance products worldwide. It operates in six segments: North America Commercial Property and Casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The company offers property and general liability, workers' compensation, and umbrella; profe… Read more
Chubb Limited (C1BL34) - Net Assets
Latest net assets as of December 2025: R$73.76 Billion BRL
Based on the latest financial reports, Chubb Limited (C1BL34) has net assets worth R$73.76 Billion BRL as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (R$272.33 Billion) and total liabilities (R$198.57 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | R$73.76 Billion |
| % of Total Assets | 27.08% |
| Annual Growth Rate | 5.62% |
| 5-Year Change | 23.52% |
| 10-Year Change | N/A |
| Growth Volatility | 11.43 |
Chubb Limited - Net Assets Trend (2018–2025)
This chart illustrates how Chubb Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Chubb Limited (2018–2025)
The table below shows the annual net assets of Chubb Limited from 2018 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | R$73.76 Billion | +7.84% |
| 2024-12-31 | R$68.39 Billion | +7.38% |
| 2023-12-31 | R$63.69 Billion | +26.07% |
| 2022-12-31 | R$50.52 Billion | -15.40% |
| 2021-12-31 | R$59.71 Billion | +0.46% |
| 2020-12-31 | R$59.44 Billion | +7.43% |
| 2019-12-31 | R$55.33 Billion | +9.98% |
| 2018-12-31 | R$50.31 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Chubb Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 120.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | R$69.95 Billion | 94.84% |
| Other Components | R$3.81 Billion | 5.16% |
| Total Equity | R$73.76 Billion | 100.00% |
Chubb Limited Competitors by Market Cap
The table below lists competitors of Chubb Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Komatsu Ltd
PINK:KMTUF
|
$25.29 Billion |
|
Hindustan Unilever Limited
NSE:HINDUNILVR
|
$25.41 Billion |
|
Fanuc Corporation
PINK:FANUF
|
$25.42 Billion |
|
Royal Bank of Canada (Montreal Quebec) Pfd Shs Ser AA
OTCGREY:RYLBF
|
$25.45 Billion |
|
Cincinnati Financial Corporation
NASDAQ:CINF
|
$25.17 Billion |
|
Orange S.A.
PINK:ORANY
|
$25.13 Billion |
|
Northern Trust Corporation
NASDAQ:NTRS
|
$25.09 Billion |
|
Pembina Pipeline Corp
NYSE:PBA
|
$25.06 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Chubb Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 64,021,000,000 to 73,757,000,000, a change of 9,736,000,000 (15.2%).
- Net income of 10,310,000,000 contributed positively to equity growth.
- Dividend payments of 1,505,000,000 reduced retained earnings.
- Share repurchases of 3,694,000,000 reduced equity.
- Other factors increased equity by 4,625,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | R$10.31 Billion | +13.98% |
| Dividends Paid | R$1.50 Billion | -2.04% |
| Share Repurchases | R$3.69 Billion | -5.01% |
| Other Changes | R$4.62 Billion | +6.27% |
| Total Change | R$- | 15.21% |
Book Value vs Market Value Analysis
This analysis compares Chubb Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.30x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.96x to 2.30x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-12-31 | R$109.56 | R$434.30 | x |
| 2019-12-31 | R$122.42 | R$434.30 | x |
| 2020-12-31 | R$131.88 | R$434.30 | x |
| 2021-12-31 | R$139.99 | R$434.30 | x |
| 2022-12-31 | R$121.85 | R$434.30 | x |
| 2023-12-31 | R$146.83 | R$434.30 | x |
| 2024-12-31 | R$159.77 | R$434.30 | x |
| 2025-12-31 | R$188.59 | R$434.30 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Chubb Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.98%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.36%
- • Asset Turnover: 0.22x
- • Equity Multiplier: 3.69x
- Recent ROE (13.98%) is above the historical average (11.27%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2018 | 7.87% | 12.12% | 0.19x | 3.33x | R$-1.07 Billion |
| 2019 | 8.05% | 13.01% | 0.19x | 3.20x | R$-1.08 Billion |
| 2020 | 5.94% | 9.80% | 0.19x | 3.21x | R$-2.41 Billion |
| 2021 | 14.30% | 20.85% | 0.20x | 3.35x | R$2.57 Billion |
| 2022 | 10.38% | 12.17% | 0.22x | 3.94x | R$194.10 Million |
| 2023 | 15.17% | 18.15% | 0.22x | 3.88x | R$3.08 Billion |
| 2024 | 14.48% | 16.63% | 0.23x | 3.85x | R$2.87 Billion |
| 2025 | 13.98% | 17.36% | 0.22x | 3.69x | R$2.93 Billion |
Industry Comparison
This section compares Chubb Limited's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $25,591,000,000
- Average return on equity (ROE) among peers: 33.14%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Chubb Limited (C1BL34) | R$73.76 Billion | 7.87% | 2.69x | $25.25 Billion |
| The Progressive Corporation (P1GR34) | $25.59 Billion | 33.14% | 3.13x | $52.48 Billion |