CPAY34
Corpay, Inc. operates as a payments company that helps businesses and consumers manage vehicle-related expenses, lodging expenses, and corporate payments in the United States, Brazil, the United Kingdom, and internationally. The company offers vehicle payment solutions, which include fuel, tolls, parking, vehicle compliance, fleet maintenance, and long-haul transportation services, as well as pre… Read more
CPAY34 (CPAY34) - Net Assets
Latest net assets as of December 2025: R$3.88 Billion BRL
Based on the latest financial reports, CPAY34 (CPAY34) has net assets worth R$3.88 Billion BRL as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (R$26.42 Billion) and total liabilities (R$22.54 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | R$3.88 Billion |
| % of Total Assets | 14.7% |
| Annual Growth Rate | 15.18% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 15.04 |
CPAY34 - Net Assets Trend (2022–2025)
This chart illustrates how CPAY34's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for CPAY34 (2022–2025)
The table below shows the annual net assets of CPAY34 from 2022 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | R$3.88 Billion | +24.39% |
| 2024-12-31 | R$3.12 Billion | -4.88% |
| 2023-12-31 | R$3.28 Billion | +29.15% |
| 2022-12-31 | R$2.54 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to CPAY34's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 42.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | R$10.26 Billion | 264.29% |
| Common Stock | R$132.00K | 0.00% |
| Total Equity | R$3.88 Billion | 100.00% |
CPAY34 Competitors by Market Cap
The table below lists competitors of CPAY34 ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Croda International Plc
PINK:COIHF
|
$4.68 Billion |
|
Subsea 7 S.A
F:SOCA
|
$4.68 Billion |
|
Beijer Ref AB (publ)
ST:BEIJ-B
|
$4.68 Billion |
|
Lumine Group Inc.
PINK:LMGIF
|
$4.68 Billion |
|
HACHIJUNI BK
F:5FI
|
$4.67 Billion |
|
The Gap, Inc.
NYSE:GAP
|
$4.67 Billion |
|
Pegatron Corp
TW:4938
|
$4.67 Billion |
|
Opendoor Technologies Inc
NASDAQ:OPEN
|
$4.67 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in CPAY34's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 3,122,342,000 to 3,883,864,000, a change of 761,522,000 (24.4%).
- Net income of 1,069,826,000 contributed positively to equity growth.
- Share repurchases of 715,048,000 reduced equity.
- Other factors increased equity by 406,744,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | R$1.07 Billion | +27.55% |
| Share Repurchases | R$715.05 Million | -18.41% |
| Other Changes | R$406.74 Million | +10.47% |
| Total Change | R$- | 24.39% |
Book Value vs Market Value Analysis
This analysis compares CPAY34's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 7.67x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 12.29x to 7.67x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-12-31 | R$34.65 | R$425.88 | x |
| 2023-12-31 | R$45.77 | R$425.88 | x |
| 2024-12-31 | R$44.50 | R$425.88 | x |
| 2025-12-31 | R$55.52 | R$425.88 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently CPAY34 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 27.55%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.62%
- • Asset Turnover: 0.17x
- • Equity Multiplier: 6.80x
- Recent ROE (27.55%) is below the historical average (31.79%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 37.55% | 27.85% | 0.24x | 5.54x | R$700.18 Million |
| 2023 | 29.91% | 26.13% | 0.24x | 4.71x | R$653.65 Million |
| 2024 | 32.15% | 25.25% | 0.22x | 5.75x | R$691.51 Million |
| 2025 | 27.55% | 23.62% | 0.17x | 6.80x | R$681.44 Million |
Industry Comparison
This section compares CPAY34's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $938,800,000
- Average return on equity (ROE) among peers: 26.92%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| CPAY34 (CPAY34) | R$3.88 Billion | 37.55% | 5.80x | $4.67 Billion |
| Clear Sale SA (CLSA3) | $36.97 Million | 20.93% | 0.82x | $172.91 Million |
| CSU Digital S.A. (CSUD3) | $37.89 Million | 47.00% | 4.44x | $31.48 Million |
| F5, Inc. (F1FI34) | $3.59 Billion | 19.28% | 0.76x | $3.31 Billion |
| Locaweb Serviços de Internet S.A. (LWSA3) | $88.33 Million | 20.46% | 4.82x | $130.33 Million |