Xiamen Bank Co Ltd
Xiamen Bank Co., Ltd. provides various banking products and services to individuals, corporate customers, and small and micro finance businesses in China and internationally. It offers personal savings products, personal loans, investment and financial management products, bank cards, and convenience finance services; cash management, international business, investment banking, intermediate busin… Read more
Xiamen Bank Co Ltd (601187) - Net Assets
Latest net assets as of September 2025: CN¥27.11 Billion CNY
Based on the latest financial reports, Xiamen Bank Co Ltd (601187) has net assets worth CN¥27.11 Billion CNY as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CN¥442.56 Billion) and total liabilities (CN¥415.45 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | CN¥27.11 Billion |
| % of Total Assets | 6.13% |
| Annual Growth Rate | 26.26% |
| 5-Year Change | 64.53% |
| 10-Year Change | 293.4% |
| Growth Volatility | 275.25 |
Xiamen Bank Co Ltd - Net Assets Trend (2005–2024)
This chart illustrates how Xiamen Bank Co Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Xiamen Bank Co Ltd (2005–2024)
The table below shows the annual net assets of Xiamen Bank Co Ltd from 2005 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | CN¥32.37 Billion | +6.08% |
| 2023-12-31 | CN¥30.51 Billion | +23.32% |
| 2022-12-31 | CN¥24.74 Billion | +6.36% |
| 2021-12-31 | CN¥23.27 Billion | +18.26% |
| 2020-12-31 | CN¥19.67 Billion | -89.50% |
| 2019-12-31 | CN¥187.38 Billion | +1242.59% |
| 2018-12-31 | CN¥13.96 Billion | +13.47% |
| 2017-12-31 | CN¥12.30 Billion | +32.89% |
| 2016-12-31 | CN¥9.26 Billion | +12.48% |
| 2015-12-31 | CN¥8.23 Billion | +31.61% |
| 2014-12-31 | CN¥6.25 Billion | +33.37% |
| 2013-12-31 | CN¥4.69 Billion | +6.96% |
| 2012-12-31 | CN¥4.38 Billion | +43.96% |
| 2011-12-31 | CN¥3.04 Billion | +48.83% |
| 2010-12-31 | CN¥2.05 Billion | +52.23% |
| 2009-12-31 | CN¥1.34 Billion | +26.02% |
| 2008-12-31 | CN¥1.07 Billion | +146.11% |
| 2007-12-31 | CN¥433.23 Million | -0.18% |
| 2006-12-31 | CN¥434.03 Million | +12.63% |
| 2005-12-31 | CN¥385.35 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Xiamen Bank Co Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 40903.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | CN¥8.52 Billion | 26.92% |
| Common Stock | CN¥2.64 Billion | 8.34% |
| Other Comprehensive Income | CN¥14.48 Billion | 45.78% |
| Other Components | CN¥6.00 Billion | 18.96% |
| Total Equity | CN¥31.64 Billion | 100.00% |
Xiamen Bank Co Ltd Competitors by Market Cap
The table below lists competitors of Xiamen Bank Co Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Alpha and Omega Semiconductor Ltd
NASDAQ:AOSL
|
$512.72 Million |
|
Jinlong Machinery Electronic
SHE:300032
|
$513.00 Million |
|
GuangDong Topstrong Living Innovation & Integration Co Ltd Class A
SHE:300749
|
$513.14 Million |
|
Zhejiang Provincial New Energy Investment Group Co Ltd
SHG:600032
|
$513.43 Million |
|
Gansu Golden Glass Technologies Co Ltd
SHE:300093
|
$512.56 Million |
|
Jiangsu Lianyungang Port Co Ltd
SHG:601008
|
$512.48 Million |
|
Suzhou Keda Technology Co Ltd
SHG:603660
|
$512.28 Million |
|
Science Environmental Protection Co. Ltd. A
SHG:688480
|
$512.27 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Xiamen Bank Co Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 29,873,656,000 to 31,639,252,000, a change of 1,765,596,000 (5.9%).
- Net income of 2,594,645,665 contributed positively to equity growth.
- Dividend payments of 1,492,091,000 reduced retained earnings.
- Other comprehensive income increased equity by 8,121,651,000.
- Other factors decreased equity by 7,458,609,665.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | CN¥2.59 Billion | +8.2% |
| Dividends Paid | CN¥1.49 Billion | -4.72% |
| Other Comprehensive Income | CN¥8.12 Billion | +25.67% |
| Other Changes | CN¥-7.46 Billion | -23.57% |
| Total Change | CN¥- | 5.91% |
Book Value vs Market Value Analysis
This analysis compares Xiamen Bank Co Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.68x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 26.36x to 0.68x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | CN¥0.28 | CN¥7.40 | x |
| 2006-12-31 | CN¥0.32 | CN¥7.40 | x |
| 2007-12-31 | CN¥0.32 | CN¥7.40 | x |
| 2008-12-31 | CN¥0.78 | CN¥7.40 | x |
| 2009-12-31 | CN¥0.98 | CN¥7.40 | x |
| 2010-12-31 | CN¥1.49 | CN¥7.40 | x |
| 2011-12-31 | CN¥2.22 | CN¥7.40 | x |
| 2012-12-31 | CN¥3.19 | CN¥7.40 | x |
| 2013-12-31 | CN¥3.43 | CN¥7.40 | x |
| 2014-12-31 | CN¥3.98 | CN¥7.40 | x |
| 2015-12-31 | CN¥4.62 | CN¥7.40 | x |
| 2016-12-31 | CN¥4.81 | CN¥7.40 | x |
| 2017-12-31 | CN¥5.95 | CN¥7.40 | x |
| 2018-12-31 | CN¥5.74 | CN¥7.40 | x |
| 2019-12-31 | CN¥5.80 | CN¥7.40 | x |
| 2020-12-31 | CN¥8.00 | CN¥7.40 | x |
| 2021-12-31 | CN¥8.62 | CN¥7.40 | x |
| 2022-12-31 | CN¥9.17 | CN¥7.40 | x |
| 2023-12-31 | CN¥11.32 | CN¥7.40 | x |
| 2024-12-31 | CN¥10.85 | CN¥7.40 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Xiamen Bank Co Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.20%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 18.36%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 12.89x
- Recent ROE (8.20%) is below the historical average (11.79%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 20.83% | 22.49% | 0.03x | 31.40x | CN¥41.73 Million |
| 2006 | 12.99% | 15.73% | 0.02x | 34.69x | CN¥12.97 Million |
| 2007 | 24.49% | 15.28% | 0.04x | 40.96x | CN¥62.78 Million |
| 2008 | 20.18% | 25.15% | 0.05x | 15.51x | CN¥108.49 Million |
| 2009 | 4.69% | 7.73% | 0.03x | 21.04x | CN¥-71.30 Million |
| 2010 | 6.67% | 11.08% | 0.02x | 25.86x | CN¥-68.15 Million |
| 2011 | 12.43% | 16.81% | 0.03x | 23.02x | CN¥74.06 Million |
| 2012 | 10.66% | 14.44% | 0.04x | 20.79x | CN¥29.12 Million |
| 2013 | 11.09% | 13.79% | 0.04x | 22.56x | CN¥50.99 Million |
| 2014 | 11.57% | 12.20% | 0.05x | 19.05x | CN¥97.85 Million |
| 2015 | 10.82% | 11.30% | 0.05x | 19.48x | CN¥67.19 Million |
| 2016 | 11.44% | 11.61% | 0.05x | 20.96x | CN¥130.16 Million |
| 2017 | 10.09% | 13.02% | 0.04x | 17.66x | CN¥10.36 Million |
| 2018 | 10.28% | 13.59% | 0.04x | 16.96x | CN¥38.82 Million |
| 2019 | 11.19% | 16.23% | 0.04x | 16.14x | CN¥181.31 Million |
| 2020 | 9.41% | 15.60% | 0.04x | 14.73x | CN¥-113.76 Million |
| 2021 | 9.53% | 17.68% | 0.04x | 14.48x | CN¥-107.13 Million |
| 2022 | 10.36% | 18.70% | 0.04x | 15.34x | CN¥86.88 Million |
| 2023 | 8.92% | 19.35% | 0.04x | 13.08x | CN¥-323.49 Million |
| 2024 | 8.20% | 18.36% | 0.03x | 12.89x | CN¥-569.28 Million |
Industry Comparison
This section compares Xiamen Bank Co Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $88,562,668,385
- Average return on equity (ROE) among peers: 12.71%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Xiamen Bank Co Ltd (601187) | CN¥27.11 Billion | 20.83% | 15.33x | $512.60 Million |
| Ping An Bank Co Ltd (000001) | $395.45 Billion | 9.19% | 11.45x | $11.97 Billion |
| Bank of Ningbo Co Ltd (002142) | $2.19 Billion | 21.58% | 18.40x | $12.71 Billion |
| Bank of Zhengzhou Co Ltd Class A (002936) | $59.41 Billion | 5.43% | 8.68x | $1.65 Billion |
| Qingdao Rural Commercial Bank Corp Class A (002958) | $320.77 Billion | 0.92% | 0.27x | $1.44 Billion |
| Bank of Suzhou (002966) | $14.91 Billion | 9.10% | 7.61x | $3.59 Billion |
| Shanghai Pudong Development Bank Co Ltd (600000) | $3.17 Billion | 20.34% | 24.74x | $19.86 Billion |
| Hua Xia Bank Co Ltd (600015) | $9.61 Billion | 10.58% | 30.67x | $4.16 Billion |
| Wuxi Rural Commercial Bank Co Ltd (600908) | $6.54 Billion | 14.16% | 14.98x | $1.15 Billion |
| Bank of Jiangsu Co Ltd (600919) | $56.07 Billion | 15.49% | 17.52x | $20.03 Billion |
| Bank of Hangzhou Co Ltd (600926) | $17.51 Billion | 20.28% | 17.56x | $9.10 Billion |