Banque Cantonale Du Jura SA

SW:BCJ Switzerland Banks - Regional
Market Cap
$268.06 Million
CHF245.45 Million CHF
Market Cap Rank
#17518 Global
#91 in Switzerland
Share Price
CHF82.00
Change (1 day)
+3.80%
52-Week Range
CHF56.00 - CHF84.50
All Time High
CHF84.50
About

Banque Cantonale du Jura SA provides various banking products and services to individuals and businesses in Switzerland. The company offers various accounts, youth accounts, personal loans, mortgages, funding services, and debit and credit cards. It also provides wealth management and investment advice, credit, asset management, payment, and e-banking services. The company was founded in 1979 and… Read more

Banque Cantonale Du Jura SA (BCJ) - Net Assets

Latest net assets as of December 2025: CHF340.72 Million CHF

Based on the latest financial reports, Banque Cantonale Du Jura SA (BCJ) has net assets worth CHF340.72 Million CHF as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF4.52 Billion) and total liabilities (CHF4.18 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets CHF340.72 Million
% of Total Assets 7.54%
Annual Growth Rate -14.15%
5-Year Change 25.33%
10-Year Change 47.47%
Growth Volatility 26.49

Banque Cantonale Du Jura SA - Net Assets Trend (2003–2025)

This chart illustrates how Banque Cantonale Du Jura SA's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Banque Cantonale Du Jura SA (2003–2025)

The table below shows the annual net assets of Banque Cantonale Du Jura SA from 2003 to 2025.

Year Net Assets Change
2025-12-31 CHF340.72 Million +5.26%
2024-12-31 CHF323.68 Million +6.32%
2023-12-31 CHF304.45 Million +7.21%
2022-12-31 CHF283.98 Million +4.46%
2021-12-31 CHF271.86 Million +4.32%
2020-12-31 CHF260.59 Million +2.04%
2019-12-31 CHF255.39 Million +2.95%
2018-12-31 CHF248.07 Million +3.61%
2017-12-31 CHF239.43 Million +3.63%
2016-12-31 CHF231.04 Million +3.26%
2015-12-31 CHF223.75 Million +2.28%
2014-12-31 CHF218.76 Million -10.77%
2013-12-31 CHF245.17 Million +19.96%
2012-12-31 CHF204.37 Million +64.94%
2011-12-31 CHF123.90 Million +2.84%
2010-12-31 CHF120.48 Million +3.12%
2009-12-31 CHF116.84 Million -98.97%
2007-12-31 CHF11.31 Billion +3.82%
2006-12-31 CHF10.89 Billion +3.99%
2005-12-31 CHF10.47 Billion +3.39%
2004-12-31 CHF10.13 Billion +3.56%
2003-12-31 CHF9.78 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Banque Cantonale Du Jura SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 79.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings CHF12.66 Million 3.72%
Common Stock CHF42.00 Million 12.33%
Other Comprehensive Income CHF286.43 Million 84.07%
Total Equity CHF340.72 Million 100.00%

Banque Cantonale Du Jura SA Competitors by Market Cap

The table below lists competitors of Banque Cantonale Du Jura SA ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Banque Cantonale Du Jura SA's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 323,683,000 to 340,719,000, a change of 17,036,000 (5.3%).
  • Net income of 12,283,000 contributed positively to equity growth.
  • Other comprehensive income increased equity by 286,428,000.
  • Other factors decreased equity by 281,675,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income CHF12.28 Million +3.61%
Other Comprehensive Income CHF286.43 Million +84.07%
Other Changes CHF-281.68 Million -82.67%
Total Change CHF- 5.26%

Book Value vs Market Value Analysis

This analysis compares Banque Cantonale Du Jura SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.72x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has increased from 0.03x to 0.72x over the analyzed period, suggesting growing market confidence.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2003-12-31 CHF3260.49 CHF82.00 x
2004-12-31 CHF3376.59 CHF82.00 x
2005-12-31 CHF3491.11 CHF82.00 x
2006-12-31 CHF3630.33 CHF82.00 x
2007-12-31 CHF3769.14 CHF82.00 x
2009-12-31 CHF38.95 CHF82.00 x
2010-12-31 CHF40.16 CHF82.00 x
2011-12-31 CHF41.20 CHF82.00 x
2012-12-31 CHF69.10 CHF82.00 x
2013-12-31 CHF81.72 CHF82.00 x
2014-12-31 CHF72.92 CHF82.00 x
2015-12-31 CHF74.58 CHF82.00 x
2016-12-31 CHF77.01 CHF82.00 x
2017-12-31 CHF79.81 CHF82.00 x
2018-12-31 CHF82.69 CHF82.00 x
2019-12-31 CHF85.25 CHF82.00 x
2020-12-31 CHF87.00 CHF82.00 x
2021-12-31 CHF90.62 CHF82.00 x
2022-12-31 CHF94.85 CHF82.00 x
2023-12-31 CHF101.69 CHF82.00 x
2024-12-31 CHF108.13 CHF82.00 x
2025-12-31 CHF113.83 CHF82.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Banque Cantonale Du Jura SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 3.61%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 14.61%
  • • Asset Turnover: 0.02x
  • • Equity Multiplier: 13.27x
  • Recent ROE (3.61%) is below the historical average (4.56%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2003 3.52% 9.17% 0.02x 17.71x CHF-633.93 Million
2004 4.99% 12.90% 0.02x 16.70x CHF-507.88 Million
2005 5.39% 13.84% 0.02x 16.67x CHF-483.11 Million
2006 6.06% 15.78% 0.02x 16.45x CHF-429.57 Million
2007 6.63% 17.11% 0.02x 16.24x CHF-381.62 Million
2009 6.70% 18.08% 0.02x 16.71x CHF-3.85 Million
2010 6.91% 19.87% 0.02x 17.47x CHF-3.72 Million
2011 6.80% 20.24% 0.02x 18.01x CHF-3.97 Million
2012 4.20% 19.86% 0.02x 11.14x CHF-11.86 Million
2013 3.66% 20.27% 0.02x 9.63x CHF-15.53 Million
2014 4.12% 20.48% 0.02x 11.67x CHF-12.87 Million
2015 3.87% 20.72% 0.01x 12.74x CHF-13.73 Million
2016 3.83% 20.30% 0.02x 12.57x CHF-14.26 Million
2017 4.02% 21.36% 0.01x 12.56x CHF-14.31 Million
2018 3.99% 21.13% 0.01x 12.71x CHF-14.91 Million
2019 3.59% 20.34% 0.01x 13.40x CHF-16.37 Million
2020 2.72% 15.75% 0.01x 15.35x CHF-18.97 Million
2021 3.57% 20.53% 0.01x 15.24x CHF-17.48 Million
2022 3.60% 19.65% 0.01x 15.02x CHF-18.18 Million
2023 4.35% 19.48% 0.02x 14.08x CHF-17.21 Million
2024 4.16% 19.31% 0.02x 13.55x CHF-18.89 Million
2025 3.61% 14.61% 0.02x 13.27x CHF-21.79 Million

Industry Comparison

This section compares Banque Cantonale Du Jura SA's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $1,411,360,889
  • Average return on equity (ROE) among peers: 6.72%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Banque Cantonale Du Jura SA (BCJ) CHF340.72 Million 3.52% 12.27x $118.37 Million
Banque Cantonale de Geneve (BCGE) $1.47 Billion 5.54% 14.40x $825.51 Million
Banque Cantonale Vaudoise (BCVN) $-3.76 Billion 0.00% 0.00x $3.74 Billion
Berner Kantonalbank AG (BEKN) $2.32 Billion 5.65% 11.07x $3.61 Billion
Basellandschaftliche Kantonalbank (BLKB) $878.30 Million 11.45% 16.93x $721.98 Million
Basler Kantonalbank (BSKP) $3.14 Billion 7.29% 11.47x $595.92 Million
Graubuendner Kantonalbank (GRKP) $2.66 Billion 6.83% 8.94x $1.66 Billion
Luzerner Kantonalbank AG (LUKN) $1.29 Billion 10.87% 17.54x $2.20 Billion
St Galler Kantonalbank AG (SGKN) $1.86 Billion 7.29% 12.99x $4.00 Billion
Thurgauer Kantonalbank (TKBP) $2.83 Billion 5.58% 11.52x $786.31 Million