Clal Insurance Enterprises Holdings Ltd
Clal Insurance Enterprises Holdings Ltd. operates in the fields of insurance, pensions, provident funds and finance, and credit insurance in Israel. The company's Long-Term Savings segment includes life insurance and related coverages; and management of pension and provident funds, and long-term savings, as well as insurance coverage for various risks, such as death, disability, loss of working c… Read more
Clal Insurance Enterprises Holdings Ltd (CLIS) - Net Assets
Latest net assets as of September 2025: ILA10.17 Billion ILA
Based on the latest financial reports, Clal Insurance Enterprises Holdings Ltd (CLIS) has net assets worth ILA10.17 Billion ILA as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA183.67 Billion) and total liabilities (ILA173.51 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ILA10.17 Billion |
| % of Total Assets | 5.54% |
| Annual Growth Rate | 7.92% |
| 5-Year Change | 49.86% |
| 10-Year Change | 107.79% |
| Growth Volatility | 13.28 |
Clal Insurance Enterprises Holdings Ltd - Net Assets Trend (2000–2024)
This chart illustrates how Clal Insurance Enterprises Holdings Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Clal Insurance Enterprises Holdings Ltd (2000–2024)
The table below shows the annual net assets of Clal Insurance Enterprises Holdings Ltd from 2000 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | ILA9.53 Billion | +10.09% |
| 2023-12-31 | ILA8.65 Billion | +7.34% |
| 2022-12-31 | ILA8.06 Billion | +3.50% |
| 2021-12-31 | ILA7.79 Billion | +22.52% |
| 2020-12-31 | ILA6.36 Billion | +10.53% |
| 2019-12-31 | ILA5.75 Billion | +16.24% |
| 2018-12-31 | ILA4.95 Billion | -2.83% |
| 2017-12-31 | ILA5.09 Billion | +8.02% |
| 2016-12-31 | ILA4.71 Billion | +2.82% |
| 2015-12-31 | ILA4.58 Billion | +6.56% |
| 2014-12-31 | ILA4.30 Billion | +9.54% |
| 2013-12-31 | ILA3.93 Billion | +14.14% |
| 2012-12-31 | ILA3.44 Billion | -9.51% |
| 2011-12-31 | ILA3.80 Billion | -8.56% |
| 2010-12-31 | ILA4.16 Billion | +15.25% |
| 2009-12-31 | ILA3.61 Billion | +31.48% |
| 2008-12-31 | ILA2.74 Billion | -29.91% |
| 2007-12-31 | ILA3.92 Billion | +36.37% |
| 2006-12-31 | ILA2.87 Billion | +15.70% |
| 2005-12-31 | ILA2.48 Billion | +3.55% |
| 2004-12-31 | ILA2.40 Billion | +22.58% |
| 2003-12-31 | ILA1.95 Billion | +12.62% |
| 2002-12-31 | ILA1.74 Billion | +8.29% |
| 2001-12-31 | ILA1.60 Billion | +4.87% |
| 2000-12-31 | ILA1.53 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Clal Insurance Enterprises Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 856.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ILA5.62 Billion | 59.45% |
| Common Stock | ILA167.00 Million | 1.77% |
| Other Comprehensive Income | ILA1.24 Billion | 13.14% |
| Other Components | ILA2.42 Billion | 25.64% |
| Total Equity | ILA9.45 Billion | 100.00% |
Clal Insurance Enterprises Holdings Ltd Competitors by Market Cap
The table below lists competitors of Clal Insurance Enterprises Holdings Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Invictus Energy Ltd
AU:IVZ
|
$43.40 Million |
|
Taeyang Metal
KO:004100
|
$43.40 Million |
|
KoBioLabs Inc
KQ:348150
|
$43.43 Million |
|
Gunnison Copper Corp
OTCQB:GCUMF
|
$43.44 Million |
|
Globex Mining Enterprises Inc
OTCQX:GLBXF
|
$43.38 Million |
|
CHANJET INFO.TECHN.-H-YC1
F:C7D
|
$43.38 Million |
|
Rhinebeck Bancorp Inc
NASDAQ:RBKB
|
$43.38 Million |
|
Remed Co.Ltd
KQ:302550
|
$43.37 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Clal Insurance Enterprises Holdings Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 8,581,000,000 to 9,450,000,000, a change of 869,000,000 (10.1%).
- Net income of 718,000,000 contributed positively to equity growth.
- Dividend payments of 102,000,000 reduced retained earnings.
- Other comprehensive income increased equity by 1,242,000,000.
- Other factors decreased equity by 989,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ILA718.00 Million | +7.6% |
| Dividends Paid | ILA102.00 Million | -1.08% |
| Other Comprehensive Income | ILA1.24 Billion | +13.14% |
| Other Changes | ILA-989.00 Million | -10.47% |
| Total Change | ILA- | 10.13% |
Book Value vs Market Value Analysis
This analysis compares Clal Insurance Enterprises Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 202.85x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 537.62x to 202.85x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | ILA44.86 | ILA24120.00 | x |
| 2005-12-31 | ILA46.27 | ILA24120.00 | x |
| 2006-12-31 | ILA53.24 | ILA24120.00 | x |
| 2007-12-31 | ILA67.13 | ILA24120.00 | x |
| 2008-12-31 | ILA46.87 | ILA24120.00 | x |
| 2009-12-31 | ILA64.74 | ILA24120.00 | x |
| 2011-12-31 | ILA66.88 | ILA24120.00 | x |
| 2012-12-31 | ILA61.68 | ILA24120.00 | x |
| 2013-12-31 | ILA70.39 | ILA24120.00 | x |
| 2014-12-31 | ILA76.95 | ILA24120.00 | x |
| 2015-12-31 | ILA81.97 | ILA24120.00 | x |
| 2016-12-31 | ILA84.34 | ILA24120.00 | x |
| 2017-12-31 | ILA90.74 | ILA24120.00 | x |
| 2018-12-31 | ILA88.13 | ILA24120.00 | x |
| 2019-12-31 | ILA101.66 | ILA24120.00 | x |
| 2020-12-31 | ILA93.12 | ILA24120.00 | x |
| 2021-12-31 | ILA114.03 | ILA24120.00 | x |
| 2022-12-31 | ILA107.57 | ILA24120.00 | x |
| 2023-12-31 | ILA108.57 | ILA24120.00 | x |
| 2024-12-31 | ILA118.91 | ILA24120.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Clal Insurance Enterprises Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.60%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 2.68%
- • Asset Turnover: 0.16x
- • Equity Multiplier: 18.00x
- Recent ROE (7.60%) is below the historical average (8.50%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 15.95% | 3.97% | 0.27x | 14.67x | ILA90.52 Million |
| 2001 | 15.36% | 3.57% | 0.27x | 15.98x | ILA85.00 Million |
| 2002 | 7.59% | 2.23% | 0.21x | 16.40x | ILA-41.37 Million |
| 2003 | 22.02% | 4.66% | 0.28x | 16.84x | ILA233.16 Million |
| 2004 | 21.94% | 58.28% | 0.02x | 15.70x | ILA283.07 Million |
| 2005 | 24.66% | 30.41% | 0.05x | 17.37x | ILA359.65 Million |
| 2006 | 18.25% | 27.18% | 0.04x | 16.83x | ILA233.96 Million |
| 2007 | 18.44% | 5.53% | 0.20x | 16.57x | ILA301.52 Million |
| 2008 | -19.36% | -7.77% | 0.10x | 23.77x | ILA-726.65 Million |
| 2009 | 10.21% | 1.90% | 0.26x | 20.90x | ILA7.13 Million |
| 2010 | 15.06% | 3.96% | 0.19x | 20.03x | ILA201.77 Million |
| 2011 | 0.60% | 0.24% | 0.12x | 20.39x | ILA-347.30 Million |
| 2012 | -1.42% | -0.33% | 0.19x | 23.13x | ILA-389.95 Million |
| 2013 | 14.23% | 3.42% | 0.19x | 22.08x | ILA165.04 Million |
| 2014 | 5.19% | 1.67% | 0.15x | 21.35x | ILA-205.04 Million |
| 2015 | 10.49% | 3.88% | 0.13x | 20.91x | ILA22.48 Million |
| 2016 | 1.84% | 0.73% | 0.12x | 21.03x | ILA-381.26 Million |
| 2017 | 4.02% | 1.25% | 0.15x | 20.99x | ILA-301.59 Million |
| 2018 | -2.86% | -1.24% | 0.10x | 22.05x | ILA-630.08 Million |
| 2019 | -2.29% | -0.66% | 0.17x | 20.65x | ILA-699.95 Million |
| 2020 | 6.96% | 3.00% | 0.12x | 19.76x | ILA-191.25 Million |
| 2021 | 14.01% | 4.32% | 0.17x | 18.84x | ILA309.50 Million |
| 2022 | 1.51% | 1.66% | 0.05x | 18.09x | ILA-678.50 Million |
| 2023 | 2.56% | 1.03% | 0.13x | 19.07x | ILA-638.10 Million |
| 2024 | 7.60% | 2.68% | 0.16x | 18.00x | ILA-227.00 Million |
Industry Comparison
This section compares Clal Insurance Enterprises Holdings Ltd's net assets metrics with peer companies in the Insurance - Life industry.
Industry Context
- Industry: Insurance - Life
- Average net assets among peers: $3,089,593,500
- Average return on equity (ROE) among peers: -0.78%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Clal Insurance Enterprises Holdings Ltd (CLIS) | ILA10.17 Billion | 15.95% | 17.07x | $43.39 Million |
| Migdal Insurance (MGDL) | $2.99 Billion | -8.29% | 19.11x | $51.90 Million |
| Menora Miv Hld (MMHD) | $3.19 Billion | 6.73% | 13.18x | $81.86 Million |