Jacob Finance And Investments Ltd
Jacob Finance and Investments Ltd provides non-banking credit services. The company was incorporated in 2009 and is based in Tel Aviv, Israel.
Jacob Finance And Investments Ltd (JCFN) - Net Assets
Latest net assets as of September 2025: ILA433.65 Million ILA
Based on the latest financial reports, Jacob Finance And Investments Ltd (JCFN) has net assets worth ILA433.65 Million ILA as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA2.67 Billion) and total liabilities (ILA2.24 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ILA433.65 Million |
| % of Total Assets | 16.25% |
| Annual Growth Rate | N/A |
| 5-Year Change | 101753.15% |
| 10-Year Change | N/A |
| Growth Volatility | 3721.05 |
Jacob Finance And Investments Ltd - Net Assets Trend (2019–2024)
This chart illustrates how Jacob Finance And Investments Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Jacob Finance And Investments Ltd (2019–2024)
The table below shows the annual net assets of Jacob Finance And Investments Ltd from 2019 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | ILA371.76 Million | +23.17% |
| 2023-12-31 | ILA301.83 Million | +23.30% |
| 2022-12-31 | ILA244.80 Million | +653.06% |
| 2021-12-31 | ILA32.51 Million | +8806.03% |
| 2020-12-31 | ILA365.00K | -- |
| 2019-12-31 | ILA0.00 | -- |
Equity Component Analysis
This analysis shows how different components contribute to Jacob Finance And Investments Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 0.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | ILA371.76 Million | 100.00% |
| Total Equity | ILA371.76 Million | 100.00% |
Jacob Finance And Investments Ltd Competitors by Market Cap
The table below lists competitors of Jacob Finance And Investments Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
H2 Ventures 1 Inc.
V:HO-P
|
$1.98 Million |
|
Argent BioPharma Limited
PINK:RGTLF
|
$1.98 Million |
|
I2 Enterprise Public Company Limited
BK:I2
|
$1.98 Million |
|
Cover Technologies Inc
PINK:MGPRF
|
$1.98 Million |
|
Lion Energy Ltd
AU:LIO
|
$1.98 Million |
|
Indo Straits Tbk
JK:PTIS
|
$1.98 Million |
|
Xpon Technologies Group Ltd
AU:XPN
|
$1.97 Million |
|
NORDSON
BE:ND1
|
$1.97 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Jacob Finance And Investments Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 301,827,000 to 371,764,000, a change of 69,937,000 (23.2%).
- Net income of 69,525,000 contributed positively to equity growth.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ILA69.53 Million | +18.7% |
| Other Changes | ILA412.00K | +0.11% |
| Total Change | ILA- | 23.17% |
Book Value vs Market Value Analysis
This analysis compares Jacob Finance And Investments Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 226.56x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | ILA0.00 | ILA3426.00 | x |
| 2020-12-31 | ILA0.01 | ILA3426.00 | x |
| 2021-12-31 | ILA1.32 | ILA3426.00 | x |
| 2022-12-31 | ILA9.96 | ILA3426.00 | x |
| 2023-12-31 | ILA12.28 | ILA3426.00 | x |
| 2024-12-31 | ILA15.12 | ILA3426.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Jacob Finance And Investments Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 18.70%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 70.01%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 6.09x
- Recent ROE (18.70%) is above the historical average (-19.07%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2020 | -227.12% | -129.73% | 0.00x | 841.27x | ILA-865.50K |
| 2021 | 74.84% | 65.75% | 0.03x | 43.00x | ILA21.08 Million |
| 2022 | 19.40% | 61.79% | 0.05x | 6.32x | ILA23.01 Million |
| 2023 | 18.82% | 66.62% | 0.06x | 4.91x | ILA26.63 Million |
| 2024 | 18.70% | 70.01% | 0.04x | 6.09x | ILA32.35 Million |
Industry Comparison
This section compares Jacob Finance And Investments Ltd's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $156,800,725
- Average return on equity (ROE) among peers: 17.24%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Jacob Finance And Investments Ltd (JCFN) | ILA433.65 Million | -227.12% | 5.15x | $1.98 Million |
| Blackedge Ltd (BLEG) | $31.44 Million | 25.47% | 6.22x | $171.26 Million |
| Blender Financial Technologies Ltd (BLND) | $66.37 Million | -31.45% | 1.12x | $180.33K |
| Direct Finance TA (DIFI) | $481.93 Million | 24.05% | 4.70x | $4.26 Million |
| Gamla Harel Residential Real-Estate Ltd (GMLA) | $202.66 Million | 10.72% | 1.54x | $1.48 Million |
| Michlol Finance Ltd (MCLL) | $166.86 Million | 3.56% | 3.29x | $1.83 Million |
| Michman Basad Ltd (MCMN) | $57.69 Million | 32.45% | 5.59x | $1.60 Million |
| MLRN Projects and Trade Ltd (MLRN) | $109.76 Million | 15.76% | 2.38x | $1.21 Million |
| Menif Financial Services Ltd (MNIF) | $21.10 Million | 53.00% | 20.63x | $4.24 Million |
| Nawi Brothers Group Ltd (NAWI) | $273.38 Million | 21.61% | 3.76x | $4.87 Million |