Unet Credit Finance Services Ltd
Unet Credit Finance Services Ltd offers various insurance products and services to families and businesses in Israel. It provides life insurance, loss of work ability insurance, health insurance, long-term care insurance, overseas travel insurance, etc.; motor, home, business and liability, officeholders', and professional liability insurance; and property and property risk insurance. The company… Read more
Unet Credit Finance Services Ltd (UNCR) - Net Assets
Latest net assets as of December 2021: ILA77.72 Million ILA
Based on the latest financial reports, Unet Credit Finance Services Ltd (UNCR) has net assets worth ILA77.72 Million ILA as of December 2021.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA205.21 Million) and total liabilities (ILA127.50 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ILA77.72 Million |
| % of Total Assets | 37.87% |
| Annual Growth Rate | N/A |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 1015.47 |
Unet Credit Finance Services Ltd - Net Assets Trend (2017–2021)
This chart illustrates how Unet Credit Finance Services Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Unet Credit Finance Services Ltd (2017–2021)
The table below shows the annual net assets of Unet Credit Finance Services Ltd from 2017 to 2021.
| Year | Net Assets | Change |
|---|---|---|
| 2021-12-31 | ILA77.72 Million | +152.43% |
| 2020-12-31 | ILA30.79 Million | +2257.35% |
| 2019-12-31 | ILA1.31 Million | +57.16% |
| 2018-12-31 | ILA831.00K | +1019.60% |
| 2017-12-31 | ILA-90.37K | -- |
Equity Component Analysis
This analysis shows how different components contribute to Unet Credit Finance Services Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 1837500000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2021)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | ILA83.10 Million | 106.93% |
| Other Components | ILA13.09 Million | 16.84% |
| Total Equity | ILA77.72 Million | 100.00% |
Unet Credit Finance Services Ltd Competitors by Market Cap
The table below lists competitors of Unet Credit Finance Services Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
EDEL (EDL.SG)
STU:EDL
|
$52.85K |
|
Pollen Street PLC
LSE:POLN
|
$52.86K |
|
BHER39
SA:BHER39
|
$52.87K |
|
LEVE3F
SA:LEVE3F
|
$52.94K |
|
MAGYAR TELEKOM
MU:MGYB
|
$52.80K |
|
Wiziboat SA
PA:MLWIZ
|
$52.80K |
|
HITACHI ZOSEN
BE:HZS
|
$52.79K |
|
It Now Bloomberg Galaxy Bitcoin Fundo De Indice
SA:BITI11
|
$52.78K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Unet Credit Finance Services Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2020 to 2021, total equity changed from 30,787,000 to 77,717,000, a change of 46,930,000 (152.4%).
- Net loss of 6,535,000 reduced equity.
- New share issuances of 49,629,000 increased equity.
- Other factors increased equity by 3,836,000.
Equity Change Factors (2020 to 2021)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ILA-6.54 Million | -8.41% |
| Share Issuances | ILA49.63 Million | +63.86% |
| Other Changes | ILA3.84 Million | +4.94% |
| Total Change | ILA- | 152.43% |
Book Value vs Market Value Analysis
This analysis compares Unet Credit Finance Services Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 25.36x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | ILA-0.03 | ILA300.00 | x |
| 2018-12-31 | ILA0.27 | ILA300.00 | x |
| 2019-12-31 | ILA0.42 | ILA300.00 | x |
| 2020-12-31 | ILA6.90 | ILA300.00 | x |
| 2021-12-31 | ILA11.83 | ILA300.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Unet Credit Finance Services Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -8.41%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -19.36%
- • Asset Turnover: 0.16x
- • Equity Multiplier: 2.64x
- Recent ROE (-8.41%) is above the historical average (-22.38%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 0.00% | 0.00% | 0.00x | 0.00x | ILA15.42 Million |
| 2018 | -89.05% | 0.00% | 0.00x | 1.82x | ILA-823.10K |
| 2019 | 22.59% | 8.48% | 0.08x | 35.29x | ILA164.40K |
| 2020 | -37.01% | -62.19% | 0.16x | 3.76x | ILA-14.47 Million |
| 2021 | -8.41% | -19.36% | 0.16x | 2.64x | ILA-14.31 Million |
Industry Comparison
This section compares Unet Credit Finance Services Ltd's net assets metrics with peer companies in the Real Estate Services industry.
Industry Context
- Industry: Real Estate Services
- Average net assets among peers: $2,867,280,000
- Average return on equity (ROE) among peers: 8.22%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Unet Credit Finance Services Ltd (UNCR) | ILA77.72 Million | 0.00% | 1.64x | $52.83K |
| Adgar Investments and Development Ltd (ADGR) | $835.73 Million | 9.05% | 3.22x | $2.29 Million |
| Afi Properties Ltd (AFPR) | $4.49 Billion | 17.55% | 2.13x | $28.31 Million |
| Alony Hetz Properties and Investments Ltd (ALHE) | $6.06 Billion | 9.04% | 1.57x | $21.23 Million |
| Amot Investments Ltd (AMOT) | $7.60 Billion | 12.26% | 1.31x | $30.57 Million |
| Argo Properties NV (ARGO) | $231.84 Million | 9.77% | 0.49x | $7.87 Million |
| Ari Real Estate Arena Investment Ltd (ARIN) | $272.87 Million | -30.38% | 4.24x | $4.57 Million |
| ES Australia Israel Holdings Ltd (AUIS) | $100.51 Million | -2.75% | 0.01x | $149.05K |
| Brack Capit N V (BCNV) | $454.10 Million | 13.97% | 1.82x | $4.13 Million |
| Big Shopping Centers Ltd (BIG) | $8.57 Billion | 12.23% | 2.14x | $52.08 Million |
| Buligo Capital Ltd (BLGO) | $60.63 Million | 31.49% | 0.06x | $1.27 Million |