EnTie Commercial Bank Ltd
EnTie Commercial Bank Co., Ltd. provides banking products and services in Taiwan. It operates through three segments: Retail Banking, Corporate Banking, and Operating Management. The company offers checking accounts, demand deposits, time deposits, foreign currency deposits, and negotiable certificates of deposit. It also provides loans, trade financing, cash management, trust, syndicated financi… Read more
EnTie Commercial Bank Ltd (2849) - Net Assets
Latest net assets as of September 2025: NT$35.53 Billion TWD
Based on the latest financial reports, EnTie Commercial Bank Ltd (2849) has net assets worth NT$35.53 Billion TWD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (NT$384.42 Billion) and total liabilities (NT$348.89 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | NT$35.53 Billion |
| % of Total Assets | 9.24% |
| Annual Growth Rate | 3.32% |
| 5-Year Change | -0.76% |
| 10-Year Change | 12.39% |
| Growth Volatility | 9.63 |
EnTie Commercial Bank Ltd - Net Assets Trend (2000–2024)
This chart illustrates how EnTie Commercial Bank Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for EnTie Commercial Bank Ltd (2000–2024)
The table below shows the annual net assets of EnTie Commercial Bank Ltd from 2000 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | NT$34.26 Billion | +2.16% |
| 2023-12-31 | NT$33.53 Billion | +2.47% |
| 2022-12-31 | NT$32.72 Billion | -6.06% |
| 2021-12-31 | NT$34.84 Billion | +0.91% |
| 2020-12-31 | NT$34.52 Billion | +2.46% |
| 2019-12-31 | NT$33.69 Billion | +1.15% |
| 2018-12-31 | NT$33.31 Billion | +4.58% |
| 2017-12-31 | NT$31.85 Billion | +4.44% |
| 2016-12-31 | NT$30.50 Billion | +0.05% |
| 2015-12-31 | NT$30.48 Billion | +8.96% |
| 2014-12-31 | NT$27.98 Billion | +10.87% |
| 2013-12-31 | NT$25.23 Billion | +4.27% |
| 2012-12-31 | NT$24.20 Billion | +14.40% |
| 2011-12-31 | NT$21.15 Billion | +4.12% |
| 2010-12-31 | NT$20.32 Billion | +10.70% |
| 2009-12-31 | NT$18.35 Billion | +0.36% |
| 2008-12-31 | NT$18.29 Billion | +28.62% |
| 2007-12-31 | NT$14.22 Billion | -8.09% |
| 2006-12-31 | NT$15.47 Billion | -16.38% |
| 2005-12-31 | NT$18.50 Billion | +0.03% |
| 2004-12-31 | NT$18.49 Billion | +25.39% |
| 2003-12-31 | NT$14.75 Billion | +4.58% |
| 2002-12-31 | NT$14.10 Billion | -9.52% |
| 2001-12-31 | NT$15.58 Billion | -0.44% |
| 2000-12-31 | NT$15.65 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to EnTie Commercial Bank Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 248.2% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | NT$4.65 Billion | 13.58% |
| Common Stock | NT$19.58 Billion | 57.14% |
| Other Components | NT$10.03 Billion | 29.28% |
| Total Equity | NT$34.26 Billion | 100.00% |
EnTie Commercial Bank Ltd Competitors by Market Cap
The table below lists competitors of EnTie Commercial Bank Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
TMC the metals company Inc Warrants
NASDAQ:TMCWW
|
$152.69 Million |
|
ASTON MART.LA.UADR LS-001
F:A5S0
|
$152.83 Million |
|
Thor Explorations Ltd
PINK:THXPF
|
$152.89 Million |
|
Yarward Electronics Shandong Co. Ltd. A
SHE:301337
|
$152.94 Million |
|
NOCIL Limited
NSE:NOCIL
|
$152.64 Million |
|
Curexo Inc
KQ:060280
|
$152.63 Million |
|
North-Star International Co Ltd
TWO:8927
|
$152.61 Million |
|
Guangdong Nedfon Air System Co. Ltd.
SHE:301043
|
$152.61 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in EnTie Commercial Bank Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 33,534,032,000 to 34,258,356,000, a change of 724,324,000 (2.2%).
- Net income of 1,325,814,000 contributed positively to equity growth.
- Dividend payments of 743,892,000 reduced retained earnings.
- Other comprehensive income decreased equity by 9,674,361,000.
- Other factors increased equity by 9,816,763,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | NT$1.33 Billion | +3.87% |
| Dividends Paid | NT$743.89 Million | -2.17% |
| Other Comprehensive Income | NT$-9.67 Billion | -28.24% |
| Other Changes | NT$9.82 Billion | +28.66% |
| Total Change | NT$- | 2.16% |
Book Value vs Market Value Analysis
This analysis compares EnTie Commercial Bank Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.75x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2006-12-31 | NT$17.87 | NT$13.15 | x |
| 2007-12-31 | NT$14.41 | NT$13.15 | x |
| 2008-12-31 | NT$12.14 | NT$13.15 | x |
| 2009-12-31 | NT$9.37 | NT$13.15 | x |
| 2010-12-31 | NT$10.34 | NT$13.15 | x |
| 2011-12-31 | NT$10.79 | NT$13.15 | x |
| 2012-12-31 | NT$12.34 | NT$13.15 | x |
| 2013-12-31 | NT$12.87 | NT$13.15 | x |
| 2014-12-31 | NT$14.27 | NT$13.15 | x |
| 2015-12-31 | NT$15.55 | NT$13.15 | x |
| 2016-12-31 | NT$18.08 | NT$13.15 | x |
| 2017-12-31 | NT$16.64 | NT$13.15 | x |
| 2018-12-31 | NT$17.63 | NT$13.15 | x |
| 2019-12-31 | NT$18.30 | NT$13.15 | x |
| 2020-12-31 | NT$17.62 | NT$13.15 | x |
| 2021-12-31 | NT$17.77 | NT$13.15 | x |
| 2022-12-31 | NT$16.71 | NT$13.15 | x |
| 2023-12-31 | NT$17.12 | NT$13.15 | x |
| 2024-12-31 | NT$17.49 | NT$13.15 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently EnTie Commercial Bank Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.87%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 11.58%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 10.62x
- Recent ROE (3.87%) is above the historical average (-2.65%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 0.25% | 0.30% | 0.07x | 12.35x | NT$-1.53 Billion |
| 2001 | 0.56% | 0.72% | 0.06x | 12.22x | NT$-1.47 Billion |
| 2003 | 2.92% | 5.10% | 0.04x | 13.75x | NT$-1.04 Billion |
| 2004 | 4.03% | 9.22% | 0.03x | 15.60x | NT$-1.10 Billion |
| 2005 | 0.02% | 0.03% | 0.05x | 17.05x | NT$-1.85 Billion |
| 2006 | -38.42% | -81.52% | 0.02x | 20.25x | NT$-7.49 Billion |
| 2007 | -118.03% | 0.00% | -0.02x | 20.47x | NT$-18.20 Billion |
| 2008 | -31.57% | -73.59% | 0.03x | 15.29x | NT$-7.60 Billion |
| 2009 | 0.40% | 0.95% | 0.03x | 16.55x | NT$-1.76 Billion |
| 2010 | 9.86% | 23.79% | 0.02x | 16.83x | NT$-28.60 Million |
| 2011 | 10.42% | 22.19% | 0.03x | 17.44x | NT$88.98 Million |
| 2012 | 17.12% | 36.84% | 0.03x | 14.86x | NT$1.72 Billion |
| 2013 | 10.47% | 26.06% | 0.03x | 13.80x | NT$117.98 Million |
| 2014 | 11.44% | 25.41% | 0.04x | 11.98x | NT$403.84 Million |
| 2015 | 10.81% | 25.07% | 0.04x | 10.58x | NT$246.92 Million |
| 2016 | 3.46% | 10.73% | 0.03x | 9.99x | NT$-2.00 Billion |
| 2017 | 6.59% | 24.22% | 0.03x | 9.63x | NT$-1.08 Billion |
| 2018 | 6.64% | 23.23% | 0.03x | 9.35x | NT$-1.12 Billion |
| 2019 | 6.18% | 21.16% | 0.03x | 9.08x | NT$-1.29 Billion |
| 2020 | 6.29% | 27.52% | 0.03x | 9.02x | NT$-1.28 Billion |
| 2021 | 6.67% | 32.46% | 0.02x | 9.56x | NT$-1.16 Billion |
| 2022 | 3.26% | 12.77% | 0.02x | 10.66x | NT$-2.21 Billion |
| 2023 | 3.28% | 9.85% | 0.03x | 10.07x | NT$-2.25 Billion |
| 2024 | 3.87% | 11.58% | 0.03x | 10.62x | NT$-2.10 Billion |
Industry Comparison
This section compares EnTie Commercial Bank Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $51,334,502,111
- Average return on equity (ROE) among peers: 7.67%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| EnTie Commercial Bank Ltd (2849) | NT$35.53 Billion | 0.25% | 9.82x | $152.68 Million |
| China Man-Made Fiber Corp (1718) | $18.97 Billion | 18.39% | 0.40x | $218.37 Million |
| Chang Hwa Commercial Bank Ltd (2801) | $119.24 Billion | 9.14% | 14.23x | $5.10 Billion |
| King’s Town Bank (2809) | $46.58 Billion | 11.79% | 5.99x | $1.04 Billion |
| Taichung Commercial Bank Co Ltd (2812) | $19.42 Billion | 2.12% | 16.53x | $2.48 Billion |
| Taiwan Business Bank (2834) | $75.82 Billion | 6.65% | 19.89x | $3.23 Billion |
| Bank of Kaohsiung Ltd (2836) | $14.45 Billion | 3.32% | 17.55x | $258.57 Million |
| Union Bank of Taiwan (2838) | $16.54 Billion | 0.42% | 10.20x | $607.02 Million |
| Far Eastern International Bank (2845) | $61.25 Billion | 7.02% | 12.93x | $1.51 Billion |
| Hua Nan Financial Holdings Co Ltd (2880) | $89.75 Billion | 10.18% | 18.06x | $10.28 Billion |