Taiming Assurance Broker Co Ltd

TWO:5878 Taiwan Insurance Brokers
Market Cap
$31.39 Million
NT$1.04 Billion TWD
Market Cap Rank
#26072 Global
#1638 in Taiwan
Share Price
NT$41.50
Change (1 day)
-1.19%
52-Week Range
NT$40.70 - NT$45.80
All Time High
NT$51.60
About

Taiming Assurance Broker Co.,Ltd. engages in the life and property insurance brokerage business in Taiwan. The company offers personal life, injury, health, annuity, group, and investment insurance products. It also provides fire, automobile, liability, and other property insurance products. Taiming Assurance Broker Co.,Ltd. was incorporated in 2002 and is headquartered in Taipei, Taiwan.

Taiming Assurance Broker Co Ltd (5878) - Net Assets

Latest net assets as of September 2025: NT$521.02 Million TWD

Based on the latest financial reports, Taiming Assurance Broker Co Ltd (5878) has net assets worth NT$521.02 Million TWD as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (NT$753.08 Million) and total liabilities (NT$232.06 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets NT$521.02 Million
% of Total Assets 69.19%
Annual Growth Rate 2.55%
5-Year Change -1.63%
10-Year Change N/A
Growth Volatility 6.41

Taiming Assurance Broker Co Ltd - Net Assets Trend (2015–2024)

This chart illustrates how Taiming Assurance Broker Co Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Taiming Assurance Broker Co Ltd (2015–2024)

The table below shows the annual net assets of Taiming Assurance Broker Co Ltd from 2015 to 2024.

Year Net Assets Change
2024-12-31 NT$543.55 Million +0.44%
2023-12-31 NT$541.14 Million +1.30%
2022-12-31 NT$534.18 Million -6.12%
2021-12-31 NT$569.02 Million +2.98%
2020-12-31 NT$552.53 Million +3.04%
2019-12-31 NT$536.25 Million +18.65%
2018-12-31 NT$451.96 Million -2.58%
2017-12-31 NT$463.94 Million +2.70%
2016-12-31 NT$451.73 Million +4.21%
2015-12-31 NT$433.49 Million --

Equity Component Analysis

This analysis shows how different components contribute to Taiming Assurance Broker Co Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 59.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings NT$56.86 Million 10.46%
Other Components NT$486.68 Million 89.54%
Total Equity NT$543.55 Million 100.00%

Taiming Assurance Broker Co Ltd Competitors by Market Cap

The table below lists competitors of Taiming Assurance Broker Co Ltd ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Taiming Assurance Broker Co Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 541,138,000 to 543,546,000, a change of 2,408,000 (0.4%).
  • Net income of 55,455,000 contributed positively to equity growth.
  • Dividend payments of 62,561,000 reduced retained earnings.
  • Other factors increased equity by 9,514,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income NT$55.45 Million +10.2%
Dividends Paid NT$62.56 Million -11.51%
Other Changes NT$9.51 Million +1.75%
Total Change NT$- 0.44%

Book Value vs Market Value Analysis

This analysis compares Taiming Assurance Broker Co Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.91x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 2.12x to 1.91x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-12-31 NT$19.59 NT$41.50 x
2018-12-31 NT$18.84 NT$41.50 x
2019-12-31 NT$21.43 NT$41.50 x
2020-12-31 NT$22.02 NT$41.50 x
2021-12-31 NT$22.68 NT$41.50 x
2022-12-31 NT$21.31 NT$41.50 x
2023-12-31 NT$21.59 NT$41.50 x
2024-12-31 NT$21.72 NT$41.50 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Taiming Assurance Broker Co Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 10.20%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 6.55%
  • • Asset Turnover: 1.04x
  • • Equity Multiplier: 1.50x
  • Recent ROE (10.20%) is below the historical average (14.79%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2015 17.13% 12.26% 1.07x 1.30x NT$30.75 Million
2016 18.99% 11.87% 1.19x 1.35x NT$40.61 Million
2017 19.33% 13.68% 1.10x 1.28x NT$43.31 Million
2018 16.98% 10.52% 1.11x 1.45x NT$31.17 Million
2019 13.89% 8.63% 1.07x 1.51x NT$20.88 Million
2020 15.72% 9.50% 1.14x 1.45x NT$31.59 Million
2021 13.12% 9.19% 1.05x 1.36x NT$17.77 Million
2022 12.35% 8.94% 0.95x 1.45x NT$12.53 Million
2023 10.18% 7.02% 0.99x 1.46x NT$974.20K
2024 10.20% 6.55% 1.04x 1.50x NT$1.10 Million

Industry Comparison

This section compares Taiming Assurance Broker Co Ltd's net assets metrics with peer companies in the Insurance Brokers industry.

Industry Context

  • Industry: Insurance Brokers
  • Average net assets among peers: $635,437,000
  • Average return on equity (ROE) among peers: 37.60%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Taiming Assurance Broker Co Ltd (5878) NT$521.02 Million 17.13% 0.45x $17.57 Million
Golden Insurance Brokers Co.,Ltd. (6028) $635.44 Million 37.60% 1.47x $25.08 Million