UNIQA Insurance Group AG
UNIQA Insurance Group AG operates as an insurance company in Austria and Central and Eastern Europe. The company operates through the UNIQA Austria, UNIQA International, and Reinsurance segments. Its insurance product portfolio includes life, health, property, casualty, household, fire, motor, liability, and other insurance product services. The company offers its products and services through va… Read more
UNIQA Insurance Group AG (UQA) - Net Assets
Latest net assets as of June 2025: €3.15 Billion EUR
Based on the latest financial reports, UNIQA Insurance Group AG (UQA) has net assets worth €3.15 Billion EUR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€28.61 Billion) and total liabilities (€25.46 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €3.15 Billion |
| % of Total Assets | 11.02% |
| Annual Growth Rate | 12.22% |
| 5-Year Change | -15.35% |
| 10-Year Change | -7.35% |
| Growth Volatility | 36.2 |
UNIQA Insurance Group AG - Net Assets Trend (2004–2024)
This chart illustrates how UNIQA Insurance Group AG's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for UNIQA Insurance Group AG (2004–2024)
The table below shows the annual net assets of UNIQA Insurance Group AG from 2004 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €2.94 Billion | +7.74% |
| 2023-12-31 | €2.73 Billion | +33.02% |
| 2022-12-31 | €2.05 Billion | -38.24% |
| 2021-12-31 | €3.32 Billion | -4.36% |
| 2020-12-31 | €3.47 Billion | +1.59% |
| 2019-12-31 | €3.42 Billion | +14.53% |
| 2018-12-31 | €2.99 Billion | -6.48% |
| 2017-12-31 | €3.19 Billion | -0.60% |
| 2016-12-31 | €3.21 Billion | +1.19% |
| 2015-12-31 | €3.17 Billion | +2.33% |
| 2014-12-31 | €3.10 Billion | +11.20% |
| 2013-12-31 | €2.79 Billion | +38.28% |
| 2012-12-31 | €2.02 Billion | +84.16% |
| 2011-12-31 | €1.10 Billion | -28.70% |
| 2010-12-31 | €1.54 Billion | -1.80% |
| 2009-12-31 | €1.56 Billion | +7.27% |
| 2008-12-31 | €1.46 Billion | -4.79% |
| 2007-12-31 | €1.53 Billion | +74120.43% |
| 2006-12-31 | €-2.07 Million | -101.33% |
| 2005-12-31 | €155.41 Million | -47.04% |
| 2004-12-31 | €293.45 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to UNIQA Insurance Group AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 6686.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €1.79 Billion | 61.94% |
| Common Stock | €309.00 Million | 10.69% |
| Other Components | €790.84 Million | 27.37% |
| Total Equity | €2.89 Billion | 100.00% |
UNIQA Insurance Group AG Competitors by Market Cap
The table below lists competitors of UNIQA Insurance Group AG ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Xometry Inc
NASDAQ:XMTR
|
$1.71 Billion |
|
Kemper Corporation
NYSE:KMPR
|
$1.71 Billion |
|
Xi An Triangle Defens Co Ltd
SHE:300775
|
$1.71 Billion |
|
Artivion Inc
NYSE:AORT
|
$1.71 Billion |
|
Lao Feng Xiang Co Ltd A
SHG:600612
|
$1.71 Billion |
|
DXP Enterprises Inc
NASDAQ:DXPE
|
$1.71 Billion |
|
Hpsp Co Ltd
KQ:403870
|
$1.71 Billion |
|
JTC PLC
PINK:JTCPF
|
$1.71 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in UNIQA Insurance Group AG's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 2,710,202,000 to 2,889,742,000, a change of 179,540,000 (6.6%).
- Net income of 347,640,000 contributed positively to equity growth.
- Dividend payments of 177,629,000 reduced retained earnings.
- Other comprehensive income increased equity by 685,574,000.
- Other factors decreased equity by 676,045,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €347.64 Million | +12.03% |
| Dividends Paid | €177.63 Million | -6.15% |
| Other Comprehensive Income | €685.57 Million | +23.72% |
| Other Changes | €-676.04 Million | -23.39% |
| Total Change | €- | 6.62% |
Book Value vs Market Value Analysis
This analysis compares UNIQA Insurance Group AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.59x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.49x to 1.59x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | €6.01 | €15.00 | x |
| 2005-12-31 | €7.91 | €15.00 | x |
| 2006-12-31 | €9.15 | €15.00 | x |
| 2007-12-31 | €66.99 | €15.00 | x |
| 2008-12-31 | €10.17 | €15.00 | x |
| 2009-12-31 | €9.86 | €15.00 | x |
| 2010-12-31 | €8.85 | €15.00 | x |
| 2011-12-31 | €6.01 | €15.00 | x |
| 2012-12-31 | €11.49 | €15.00 | x |
| 2013-12-31 | €11.76 | €15.00 | x |
| 2014-12-31 | €10.00 | €15.00 | x |
| 2015-12-31 | €10.23 | €15.00 | x |
| 2016-12-31 | €10.34 | €15.00 | x |
| 2017-12-31 | €10.35 | €15.00 | x |
| 2018-12-31 | €9.68 | €15.00 | x |
| 2019-12-31 | €11.08 | €15.00 | x |
| 2020-12-31 | €11.24 | €15.00 | x |
| 2021-12-31 | €10.76 | €15.00 | x |
| 2022-12-31 | €6.63 | €15.00 | x |
| 2023-12-31 | €8.83 | €15.00 | x |
| 2024-12-31 | €9.41 | €15.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently UNIQA Insurance Group AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.03%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.10%
- • Asset Turnover: 0.20x
- • Equity Multiplier: 9.87x
- Recent ROE (12.03%) is above the historical average (7.55%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 12.04% | 1.98% | 4.84x | 1.26x | €13.92 Million |
| 2005 | 11.58% | 2.12% | 4.48x | 1.22x | €14.72 Million |
| 2006 | 13.53% | 2.98% | 3.83x | 1.18x | €39.65 Million |
| 2007 | 20.13% | 5.17% | 0.20x | 19.15x | €135.35 Million |
| 2008 | 5.28% | 1.32% | 0.20x | 20.27x | €-59.72 Million |
| 2009 | 3.21% | 0.76% | 0.20x | 20.55x | €-90.57 Million |
| 2010 | 7.36% | 1.55% | 0.21x | 22.22x | €-34.11 Million |
| 2011 | -28.04% | -4.50% | 0.19x | 32.62x | €-333.20 Million |
| 2012 | 6.53% | 2.40% | 0.18x | 15.05x | €-69.31 Million |
| 2013 | 10.24% | 4.95% | 0.18x | 11.23x | €6.68 Million |
| 2014 | 9.40% | 4.67% | 0.19x | 10.72x | €-18.36 Million |
| 2015 | 10.50% | 5.10% | 0.20x | 10.49x | €15.82 Million |
| 2016 | 4.65% | 2.94% | 0.15x | 10.56x | €-170.56 Million |
| 2017 | 5.08% | 3.11% | 0.18x | 9.05x | €-156.36 Million |
| 2018 | 8.19% | 4.61% | 0.19x | 9.59x | €-53.94 Million |
| 2019 | 6.83% | 4.15% | 0.19x | 8.45x | €-107.74 Million |
| 2020 | 0.56% | 0.34% | 0.18x | 9.25x | €-325.60 Million |
| 2021 | 9.53% | 4.80% | 0.21x | 9.55x | €-15.66 Million |
| 2022 | 18.83% | 5.87% | 0.23x | 13.86x | €179.60 Million |
| 2023 | 11.17% | 5.94% | 0.18x | 10.39x | €31.67 Million |
| 2024 | 12.03% | 6.10% | 0.20x | 9.87x | €58.67 Million |
Industry Comparison
This section compares UNIQA Insurance Group AG's net assets metrics with peer companies in the Insurance - Diversified industry.
No peer company data available for comparison.