Joint Stock Commercial Bank for Investment and Development of Vietnam
Joint Stock Commercial Bank for Investment and Development of Vietnam provides various banking products and services for individuals, corporate customers, and financial institutions in Vietnam. The company accepts various deposit products, such as current accounts, term deposits, current accounts for securities investment and specialized capital deposits, specialized deposits, escrow accounts, va… Read more
Joint Stock Commercial Bank for Investment and Development of Vietnam (BID) - Net Assets
Latest net assets as of December 2025: ₫173.61 Trillion VND
Based on the latest financial reports, Joint Stock Commercial Bank for Investment and Development of Vietnam (BID) has net assets worth ₫173.61 Trillion VND as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₫3330.90 Trillion) and total liabilities (₫3157.29 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₫173.61 Trillion |
| % of Total Assets | 5.21% |
| Annual Growth Rate | 14.35% |
| 5-Year Change | 101.1% |
| 10-Year Change | N/A |
| Growth Volatility | 6.7 |
Joint Stock Commercial Bank for Investment and Development of Vietnam - Net Assets Trend (2019–2025)
This chart illustrates how Joint Stock Commercial Bank for Investment and Development of Vietnam's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Joint Stock Commercial Bank for Investment and Development of Vietnam (2019–2025)
The table below shows the annual net assets of Joint Stock Commercial Bank for Investment and Development of Vietnam from 2019 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | ₫173.61 Trillion | +19.81% |
| 2024-12-31 | ₫144.91 Trillion | +17.94% |
| 2023-12-31 | ₫122.87 Trillion | +17.93% |
| 2022-12-31 | ₫104.19 Trillion | +20.69% |
| 2021-12-31 | ₫86.33 Trillion | +8.39% |
| 2020-12-31 | ₫79.65 Trillion | +2.57% |
| 2019-12-31 | ₫77.65 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Joint Stock Commercial Bank for Investment and Development of Vietnam's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 128.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₫44.83 Trillion | 26.68% |
| Other Components | ₫123.22 Trillion | 73.32% |
| Total Equity | ₫168.05 Trillion | 100.00% |
Joint Stock Commercial Bank for Investment and Development of Vietnam Competitors by Market Cap
The table below lists competitors of Joint Stock Commercial Bank for Investment and Development of Vietnam ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ZTE Corp-H
PINK:ZTCOF
|
$11.14 Billion |
|
Pinnacle West Capital Corp
NYSE:PNW
|
$11.14 Billion |
|
Companhia de Saneamento Básico do Estado de São Paulo - SABESP
F:SAJA
|
$11.19 Billion |
|
United States Steel Corporation
NYSE:X
|
$11.20 Billion |
|
Gfl Environmental Holdings Inc
NYSE:GFL
|
$11.12 Billion |
|
Swiss Re Ltd
PINK:SSREY
|
$11.08 Billion |
|
Postal Savings Bank of China Co. Ltd
PINK:PSBKF
|
$11.06 Billion |
|
Metso Oyj
HE:METSO
|
$11.05 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Joint Stock Commercial Bank for Investment and Development of Vietnam's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 139,677,074,000,000 to 168,045,367,000,000, a change of 28,368,293,000,000 (20.3%).
- Net income of 29,956,962,000,000 contributed positively to equity growth.
- Dividend payments of 3,245,811,000,000 reduced retained earnings.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₫29.96 Trillion | +17.83% |
| Dividends Paid | ₫3.25 Trillion | -1.93% |
| Other Changes | ₫1.66 Trillion | +0.99% |
| Total Change | ₫- | 20.31% |
Book Value vs Market Value Analysis
This analysis compares Joint Stock Commercial Bank for Investment and Development of Vietnam's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.68x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.74x to 1.68x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | ₫14732.03 | ₫40300.00 | x |
| 2020-12-31 | ₫15105.55 | ₫40300.00 | x |
| 2021-12-31 | ₫16434.66 | ₫40300.00 | x |
| 2022-12-31 | ₫19663.42 | ₫40300.00 | x |
| 2023-12-31 | ₫17093.19 | ₫40300.00 | x |
| 2024-12-31 | ₫20250.35 | ₫40300.00 | x |
| 2025-12-31 | ₫23933.44 | ₫40300.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Joint Stock Commercial Bank for Investment and Development of Vietnam utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.83%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 32.06%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 19.82x
- Recent ROE (17.83%) is above the historical average (15.06%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 11.23% | 19.55% | 0.03x | 19.99x | ₫916.24 Billion |
| 2020 | 9.16% | 15.54% | 0.03x | 19.85x | ₫-644.58 Billion |
| 2021 | 12.68% | 18.71% | 0.03x | 21.19x | ₫2.23 Trillion |
| 2022 | 18.26% | 27.97% | 0.03x | 21.32x | ₫8.21 Trillion |
| 2023 | 18.24% | 30.66% | 0.03x | 19.52x | ₫9.71 Trillion |
| 2024 | 18.00% | 33.63% | 0.03x | 19.77x | ₫11.17 Trillion |
| 2025 | 17.83% | 32.06% | 0.03x | 19.82x | ₫13.15 Trillion |
Industry Comparison
This section compares Joint Stock Commercial Bank for Investment and Development of Vietnam's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $44,431,297,822,262
- Average return on equity (ROE) among peers: 16.56%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Joint Stock Commercial Bank for Investment and Development of Vietnam (BID) | ₫173.61 Trillion | 11.23% | 18.19x | $11.14 Billion |
| Asia Commercial Bank (ACB) | $70.96 Trillion | 22.61% | 9.13x | $4.64 Billion |
| Vietnam JSCmmercial Bank for Industry and Trade (CTG) | $125.87 Trillion | 15.81% | 15.15x | $1.65 Billion |
| Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) | $24.70 Trillion | 17.20% | 11.92x | $4.27 Billion |
| Lien Viet Post Joint Stock Commercial Bank (LPB) | $16.80 Trillion | 17.10% | 16.21x | $4.79 Billion |
| Military Commercial Joint Stock Bank (MBB) | $39.89 Trillion | 19.61% | 9.32x | $8.19 Billion |
| Orient Commercial JS Bank (OCB) | $21.81 Trillion | 20.20% | 7.46x | $1.07 Billion |
| Southeast Asia Commercial JS Bank (SSB) | $40.37 Trillion | 13.65% | 8.82x | $1.66 Billion |
| Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) | $26.74 Trillion | 9.18% | 15.96x | $4.64 Billion |
| Tien Phong Commercial Joint Stock Bank (TPB) | $32.74 Trillion | 13.63% | 9.89x | $1.69 Billion |