Orient Commercial JS Bank
Orient Commercial Joint Stock Bank provides banking products and services in Vietnam. It offers current and savings deposits; savings and current accounts; term deposits; and short, medium, and long term credit. The company also provides payment solutions, including payment, cash flow management, and card services; supply chain and industry services; international payment services, which include … Read more
Orient Commercial JS Bank (OCB) - Net Assets
Latest net assets as of June 2025: ₫33.11 Trillion VND
Based on the latest financial reports, Orient Commercial JS Bank (OCB) has net assets worth ₫33.11 Trillion VND as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₫308.90 Trillion) and total liabilities (₫275.79 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₫33.11 Trillion |
| % of Total Assets | 10.72% |
| Annual Growth Rate | 16.09% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 5.4 |
Orient Commercial JS Bank - Net Assets Trend (2020–2024)
This chart illustrates how Orient Commercial JS Bank's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Orient Commercial JS Bank (2020–2024)
The table below shows the annual net assets of Orient Commercial JS Bank from 2020 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | ₫31.67 Trillion | +10.99% |
| 2023-12-31 | ₫28.54 Trillion | +12.91% |
| 2022-12-31 | ₫25.27 Trillion | +15.90% |
| 2021-12-31 | ₫21.81 Trillion | +25.06% |
| 2020-12-31 | ₫17.44 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Orient Commercial JS Bank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 17.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₫3.74 Trillion | 11.80% |
| Other Components | ₫27.93 Trillion | 88.20% |
| Total Equity | ₫31.67 Trillion | 100.00% |
Orient Commercial JS Bank Competitors by Market Cap
The table below lists competitors of Orient Commercial JS Bank ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Vtech Holdings Limited
PINK:VTKLF
|
$1.08 Billion |
|
Gilat Satellite Networks Ltd
NASDAQ:GILT
|
$1.08 Billion |
|
PT Indah Kiat Pulp & Paper Tbk
F:IKP
|
$1.08 Billion |
|
Neusoft Corp
SHG:600718
|
$1.08 Billion |
|
REX American Resources Corporation
NYSE:REX
|
$1.08 Billion |
|
Capital Securities Corp. Ltd.
SHG:601136
|
$1.08 Billion |
|
Tofas Turk Otomobil Fabrikasi AS
IS:TOASO
|
$1.08 Billion |
|
Dowlais Group plc
PINK:DWLAF
|
$1.08 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Orient Commercial JS Bank's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 28,535,703,470,870 to 31,671,045,433,324, a change of 3,135,341,962,454 (11.0%).
- Net income of 3,173,423,226,768 contributed positively to equity growth.
- Dividend payments of 28,225,069 reduced retained earnings.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₫3.17 Trillion | +10.02% |
| Dividends Paid | ₫28.23 Million | -0.0% |
| Other Changes | ₫-38.05 Billion | -0.12% |
| Total Change | ₫- | 10.99% |
Book Value vs Market Value Analysis
This analysis compares Orient Commercial JS Bank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.92x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.54x to 0.92x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | ₫7070.91 | ₫10900.00 | x |
| 2021-12-31 | ₫8187.98 | ₫10900.00 | x |
| 2022-12-31 | ₫9489.95 | ₫10900.00 | x |
| 2023-12-31 | ₫10715.41 | ₫10900.00 | x |
| 2024-12-31 | ₫11892.76 | ₫10900.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Orient Commercial JS Bank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.02%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 32.01%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 8.86x
- Recent ROE (10.02%) is below the historical average (15.19%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2020 | 20.27% | 44.58% | 0.05x | 8.75x | ₫1.79 Trillion |
| 2021 | 20.20% | 49.23% | 0.05x | 8.46x | ₫2.22 Trillion |
| 2022 | 13.89% | 42.58% | 0.04x | 7.68x | ₫982.49 Billion |
| 2023 | 11.58% | 36.68% | 0.04x | 8.41x | ₫449.73 Billion |
| 2024 | 10.02% | 32.01% | 0.04x | 8.86x | ₫6.32 Billion |
Industry Comparison
This section compares Orient Commercial JS Bank's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $56,925,018,333,333
- Average return on equity (ROE) among peers: 16.92%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Orient Commercial JS Bank (OCB) | ₫33.11 Trillion | 20.27% | 8.33x | $1.08 Billion |
| Asia Commercial Bank (ACB) | $58.44 Trillion | 23.42% | 9.40x | $4.64 Billion |
| Joint Stock Commercial Bank for Investment and Development of Vietnam (BID) | $77.65 Trillion | 10.78% | 18.19x | $11.18 Billion |
| Vietnam JSCmmercial Bank for Industry and Trade (CTG) | $77.35 Trillion | 12.23% | 15.04x | $1.66 Billion |
| Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) | $24.70 Trillion | 17.20% | 11.92x | $4.29 Billion |
| Lien Viet Post Joint Stock Commercial Bank (LPB) | $43.34 Trillion | 22.43% | 10.73x | $4.91 Billion |
| Military Commercial Joint Stock Bank (MBB) | $142.02 Trillion | 18.86% | 10.38x | $8.27 Billion |
| Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) | $42.90 Trillion | 18.01% | 11.84x | $2.32 Billion |
| Southeast Asia Commercial JS Bank (SSB) | $13.67 Trillion | 9.95% | 12.18x | $1.67 Billion |
| Tien Phong Commercial Joint Stock Bank (TPB) | $32.24 Trillion | 19.42% | 9.19x | $1.70 Billion |