Black Pearl SA
Black Pearl SA operates in Consumer Finance.
Black Pearl SA (BPC) - Net Assets
Latest net assets as of September 2024: zł8.01 Million PLN
Based on the latest financial reports, Black Pearl SA (BPC) has net assets worth zł8.01 Million PLN as of September 2024.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (zł13.45 Million) and total liabilities (zł5.44 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | zł8.01 Million |
| % of Total Assets | 59.56% |
| Annual Growth Rate | -16.44% |
| 5-Year Change | -67.12% |
| 10-Year Change | N/A |
| Growth Volatility | 17.22 |
Black Pearl SA - Net Assets Trend (2016–2023)
This chart illustrates how Black Pearl SA's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Black Pearl SA (2016–2023)
The table below shows the annual net assets of Black Pearl SA from 2016 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | zł7.84 Million | -45.04% |
| 2022-12-31 | zł14.26 Million | -36.80% |
| 2021-12-31 | zł22.57 Million | +1.78% |
| 2020-12-31 | zł22.17 Million | -6.98% |
| 2019-12-31 | zł23.84 Million | -8.46% |
| 2018-12-31 | zł26.04 Million | -0.31% |
| 2017-12-31 | zł26.12 Million | -5.21% |
| 2016-12-31 | zł27.56 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Black Pearl SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 987.4% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | zł34.66 Million | 442.08% |
| Total Equity | zł7.84 Million | 100.00% |
Black Pearl SA Competitors by Market Cap
The table below lists competitors of Black Pearl SA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SH Resources & Development Corp
PINK:SDAD
|
$244.45 |
|
ADVIDES
BE:4RL
|
$244.53 |
|
Dreadnought Resources Ltd
PINK:DRDNF
|
$244.68 |
|
LAVASTONE LTD
SEM:LAVA
|
$244.73 |
|
BSPDF
OTCGREY:BSPDF
|
$244.11 |
|
China Finance Online Co Limited
PINK:JRJCY
|
$244.00 |
|
AQT Water SA
WAR:AQT
|
$243.69 |
|
Edinburgh Worldwide Investment Trust plc
LSE:EWI
|
$243.64 |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Black Pearl SA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 14,263,263 to 7,839,217, a change of -6,424,046 (-45.0%).
- Net loss of 6,424,046 reduced equity.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | zł-6.42 Million | -81.95% |
| Total Change | zł- | -45.04% |
Book Value vs Market Value Analysis
This analysis compares Black Pearl SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.41x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has increased from 1.35x to 3.41x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | zł0.08 | zł0.11 | x |
| 2021-12-31 | zł0.09 | zł0.11 | x |
| 2022-12-31 | zł0.06 | zł0.11 | x |
| 2023-12-31 | zł0.03 | zł0.11 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Black Pearl SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -81.95%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.00%
- • Asset Turnover: -0.72x
- • Equity Multiplier: 1.40x
- Recent ROE (-81.95%) is below the historical average (-23.28%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | -0.81% | -49.07% | 0.01x | 1.63x | zł-2.98 Million |
| 2017 | -22.72% | 0.00% | 0.00x | 1.10x | zł-8.55 Million |
| 2018 | -0.31% | 0.00% | 0.00x | 1.13x | zł-2.68 Million |
| 2019 | -21.82% | 0.00% | 0.00x | 1.02x | zł-7.59 Million |
| 2020 | -7.51% | -370.86% | 0.02x | 1.15x | zł-3.88 Million |
| 2021 | 1.75% | 106.02% | 0.01x | 1.23x | zł-1.86 Million |
| 2022 | -52.85% | 0.00% | -0.09x | 1.40x | zł-8.96 Million |
| 2023 | -81.95% | 0.00% | -0.72x | 1.40x | zł-7.21 Million |
Industry Comparison
This section compares Black Pearl SA's net assets metrics with peer companies in the Banking Services industry.
Industry Context
- Industry: Banking Services
- Average net assets among peers: $20,112,776
- Average return on equity (ROE) among peers: -7.45%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Black Pearl SA (BPC) | zł8.01 Million | -0.81% | 0.68x | $244.34 |
| Carlson Investments SA (CAI) | $13.61 Million | -32.45% | 0.14x | $5.75K |
| Centrum Finansowe Banku BPS SA (CFS) | $38.88 Million | 15.52% | 0.42x | $11.36K |
| Wierzycl (WRL) | $7.85 Million | -5.43% | 0.03x | $1.26K |