Capitea S.A.
Capitea S.A., through its subsidiaries, provides financial services in Poland. Its activities include the recovery of purchased receivables and management of receivables portfolios in securitization funds, as well as restructuring. Capitea S.A. was formerly known as GetBack S.A. and changed its name to Capitea S.A. in July 2021. The company was incorporated in 2012 and is based in Warsaw, Poland.… Read more
Capitea S.A. (CAP) - Net Assets
Latest net assets as of March 2025: zł186.24 Million PLN
Based on the latest financial reports, Capitea S.A. (CAP) has net assets worth zł186.24 Million PLN as of March 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (zł494.76 Million) and total liabilities (zł308.52 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | zł186.24 Million |
| % of Total Assets | 37.64% |
| Annual Growth Rate | N/A |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 27.11 |
Capitea S.A. - Net Assets Trend (2021–2024)
This chart illustrates how Capitea S.A.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Capitea S.A. (2021–2024)
The table below shows the annual net assets of Capitea S.A. from 2021 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | zł174.82 Million | +51.19% |
| 2023-12-31 | zł115.63 Million | +105.40% |
| 2022-12-31 | zł56.30 Million | +191.07% |
| 2021-12-31 | zł-61.82 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Capitea S.A.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 30731800000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | zł274.74 Million | 157.15% |
| Total Equity | zł174.82 Million | 100.00% |
Capitea S.A. Competitors by Market Cap
The table below lists competitors of Capitea S.A. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Viking Mines Ltd
AU:VKA
|
$5.89 Million |
|
Tae Won Mulsan
KO:001420
|
$5.90 Million |
|
Honkarakenne Oyj B
HE:HONBS
|
$5.90 Million |
|
KERLINK EO -27
F:344
|
$5.90 Million |
|
Cavalier Resources Ltd
AU:CVR
|
$5.89 Million |
|
Prochem S.A.
WAR:PRM
|
$5.89 Million |
|
Romcarbon Sa B
RO:ROCE
|
$5.88 Million |
|
USBC, Inc.
NYSE MKT:USBC
|
$5.88 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Capitea S.A.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 115,631,000 to 174,821,000, a change of 59,190,000 (51.2%).
- Net income of 75,424,000 contributed positively to equity growth.
- Other factors decreased equity by 16,234,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | zł75.42 Million | +43.14% |
| Other Changes | zł-16.23 Million | -9.29% |
| Total Change | zł- | 51.19% |
Book Value vs Market Value Analysis
This analysis compares Capitea S.A.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.30x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | zł-0.62 | zł0.52 | x |
| 2022-12-31 | zł0.56 | zł0.52 | x |
| 2023-12-31 | zł1.16 | zł0.52 | x |
| 2024-12-31 | zł1.75 | zł0.52 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Capitea S.A. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 43.14%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 73.32%
- • Asset Turnover: 0.19x
- • Equity Multiplier: 3.12x
- Recent ROE (43.14%) is below the historical average (102.13%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 0.00% | 253.89% | 0.12x | 0.00x | zł194.43 Million |
| 2022 | 313.08% | 157.70% | 0.20x | 10.02x | zł170.62 Million |
| 2023 | 52.31% | 55.92% | 0.19x | 4.98x | zł48.92 Million |
| 2024 | 43.14% | 73.32% | 0.19x | 3.12x | zł57.94 Million |
Industry Comparison
This section compares Capitea S.A.'s net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $222,590,535
- Average return on equity (ROE) among peers: 7.20%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Capitea S.A. (CAP) | zł186.24 Million | 0.00% | 1.66x | $5.89 Million |
| Atlantis S.A. (ATS) | $19.81 Million | 3.92% | 0.16x | $1.70 Million |
| Best SA (BST) | $150.64 Million | 46.30% | 0.81x | $47.92 Million |
| Fast Finance SA (FFI) | $62.23 Million | 15.91% | 3.59x | $291.18K |
| Fon SE (FON) | $5.97 Million | -35.37% | 0.92x | $1.06 Million |
| Investment Friends Capital SE (IFC) | $5.00 Million | 2.84% | 0.00x | $303.35K |
| Kredyt Inkaso SA (KRI) | $264.22 Million | 2.12% | 2.14x | $36.11 Million |
| Kruk SA (KRU) | $1.46 Billion | 20.20% | 1.44x | $1.94 Billion |
| MW Trade S.A. (MWT) | $26.04 Million | 5.76% | 0.68x | $449.05K |
| PBS Finanse SA (PBF) | $8.90 Million | 3.12% | 0.35x | $608.00K |