Europejskie Centrum Odszkodowań SA
Europejskie Centrum Odszkodowan S.A. engages in the provision of legal and financial assistance to people injured in accidents and their relatives in obtaining compensation from insurance companies in Poland, the Czech Republic, Slovakia, Hungary, and Romania. The company was founded in 2004 and is headquartered in Legnica, Poland.
Europejskie Centrum Odszkodowań SA (EUC) - Net Assets
Latest net assets as of September 2025: zł-80.93 Million PLN
Based on the latest financial reports, Europejskie Centrum Odszkodowań SA (EUC) has net assets worth zł-80.93 Million PLN as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (zł13.20 Million) and total liabilities (zł94.12 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | zł-80.93 Million |
| % of Total Assets | -613.18% |
| Annual Growth Rate | N/A |
| 5-Year Change | -246.4% |
| 10-Year Change | -268.74% |
| Growth Volatility | 101.33 |
Europejskie Centrum Odszkodowań SA - Net Assets Trend (2011–2024)
This chart illustrates how Europejskie Centrum Odszkodowań SA's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Europejskie Centrum Odszkodowań SA (2011–2024)
The table below shows the annual net assets of Europejskie Centrum Odszkodowań SA from 2011 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | zł-81.54 Million | +11.31% |
| 2023-12-31 | zł-91.94 Million | -14.81% |
| 2022-12-31 | zł-80.08 Million | -326.67% |
| 2021-12-31 | zł35.33 Million | -36.57% |
| 2020-12-31 | zł55.69 Million | +22.14% |
| 2019-12-31 | zł45.60 Million | +5.30% |
| 2018-12-31 | zł43.30 Million | -7.84% |
| 2017-12-31 | zł46.99 Million | -15.41% |
| 2016-12-31 | zł55.55 Million | +14.96% |
| 2015-12-31 | zł48.32 Million | +17.95% |
| 2014-12-31 | zł40.97 Million | +79.15% |
| 2013-12-31 | zł22.87 Million | -14.71% |
| 2012-12-31 | zł26.81 Million | +39.36% |
| 2011-12-31 | zł19.24 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Europejskie Centrum Odszkodowań SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 944.8% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | zł560.00K | % |
| Other Comprehensive Income | zł11.99 Million | % |
| Total Equity | zł-81.54 Million | 100.00% |
Europejskie Centrum Odszkodowań SA Competitors by Market Cap
The table below lists competitors of Europejskie Centrum Odszkodowań SA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Imperial Petroleum Inc. 8.75% Series A Cumulative Redeemable Perpetual Preferred Shares When Issued
NYSE:IMPTV
|
$246.42K |
|
MEVIS MEDSOL N
BE:M3V
|
$246.77K |
|
Menara Ventures Xl - Limited Partnership
TA:MNRA
|
$246.82K |
|
SYF-P-B
PINK:SYF-P-B
|
$246.83K |
|
NYSE LISTED TEST STOCK FOR CTS AND CQS
NYSE:CBO
|
$246.38K |
|
BOIRON (BON.SG)
STU:BON
|
$246.32K |
|
Formuepleje Better World Environ Leaders
CO:FPIBWEL
|
$246.17K |
|
Arem Pacific Corporation
PINK:ARPC
|
$246.12K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Europejskie Centrum Odszkodowań SA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from -91,950,000 to -81,539,000, a change of 10,411,000.
- Net income of 10,196,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 10,515,999.
- Other factors decreased equity by 10,300,999.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | zł10.20 Million | +12.5% |
| Other Comprehensive Income | zł10.52 Million | +12.9% |
| Other Changes | zł-10.30 Million | -12.63% |
| Total Change | zł- | % |
Book Value vs Market Value Analysis
This analysis compares Europejskie Centrum Odszkodowań SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2011-12-31 | zł3.43 | zł0.55 | x |
| 2012-12-31 | zł4.75 | zł0.55 | x |
| 2013-12-31 | zł4.08 | zł0.55 | x |
| 2014-12-31 | zł6.96 | zł0.55 | x |
| 2015-12-31 | zł8.59 | zł0.55 | x |
| 2016-12-31 | zł9.75 | zł0.55 | x |
| 2017-12-31 | zł8.27 | zł0.55 | x |
| 2018-12-31 | zł7.52 | zł0.55 | x |
| 2019-12-31 | zł7.97 | zł0.55 | x |
| 2020-12-31 | zł9.75 | zł0.55 | x |
| 2021-12-31 | zł6.27 | zł0.55 | x |
| 2022-12-31 | zł-14.30 | zł0.55 | x |
| 2023-12-31 | zł-16.42 | zł0.55 | x |
| 2024-12-31 | zł-14.56 | zł0.55 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Europejskie Centrum Odszkodowań SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 76.55%
- • Asset Turnover: 1.07x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is below the historical average (18.87%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2011 | 39.99% | 22.01% | 0.89x | 2.03x | zł5.75 Million |
| 2012 | 41.99% | 24.48% | 0.75x | 2.28x | zł8.49 Million |
| 2013 | 17.59% | 12.94% | 0.58x | 2.32x | zł1.74 Million |
| 2014 | 39.10% | 24.66% | 0.56x | 2.84x | zł11.35 Million |
| 2015 | 47.01% | 24.78% | 0.77x | 2.48x | zł17.81 Million |
| 2016 | 50.67% | 31.22% | 0.73x | 2.24x | zł22.20 Million |
| 2017 | 30.70% | 14.47% | 0.54x | 3.91x | zł9.59 Million |
| 2018 | 25.52% | 12.89% | 0.45x | 4.38x | zł6.54 Million |
| 2019 | 16.32% | 9.76% | 0.40x | 4.15x | zł2.82 Million |
| 2020 | 12.59% | 11.47% | 0.31x | 3.56x | zł1.41 Million |
| 2021 | -57.32% | -44.67% | 0.28x | 4.60x | zł-23.64 Million |
| 2022 | 0.00% | -7691.63% | 0.04x | 0.00x | zł-96.75 Million |
| 2023 | 0.00% | -20.25% | 1.11x | 0.00x | zł5.09 Million |
| 2024 | 0.00% | 76.55% | 1.07x | 0.00x | zł18.35 Million |
Industry Comparison
This section compares Europejskie Centrum Odszkodowań SA's net assets metrics with peer companies in the Insurance Brokers industry.
No peer company data available for comparison.