Fintech SA
Fintech SA operates in Property & Casualty Insurance.
Fintech SA (FTH) - Net Assets
Latest net assets as of June 2024: zł10.69 Million PLN
Based on the latest financial reports, Fintech SA (FTH) has net assets worth zł10.69 Million PLN as of June 2024.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (zł22.54 Million) and total liabilities (zł11.84 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | zł10.69 Million |
| % of Total Assets | 47.44% |
| Annual Growth Rate | 40.55% |
| 5-Year Change | 54.85% |
| 10-Year Change | N/A |
| Growth Volatility | 197.63 |
Fintech SA - Net Assets Trend (2016–2023)
This chart illustrates how Fintech SA's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Fintech SA (2016–2023)
The table below shows the annual net assets of Fintech SA from 2016 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | zł10.49 Million | +55.97% |
| 2022-12-31 | zł6.73 Million | +12.02% |
| 2021-12-31 | zł6.00 Million | -6.55% |
| 2020-12-31 | zł6.42 Million | -5.17% |
| 2019-12-31 | zł6.77 Million | +3.94% |
| 2018-12-31 | zł6.52 Million | +0.13% |
| 2017-12-31 | zł6.51 Million | +571.99% |
| 2016-12-31 | zł968.65K | -- |
Equity Component Analysis
This analysis shows how different components contribute to Fintech SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 508440840.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | zł1.35 Million | 12.90% |
| Other Components | zł9.14 Million | 87.10% |
| Total Equity | zł10.49 Million | 100.00% |
Fintech SA Competitors by Market Cap
The table below lists competitors of Fintech SA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Gulistan Spinning Mills Limited
KAR:GUSM
|
$203.58 |
|
D. S Industries Ltd
KAR:DSIL
|
$203.66 |
|
UK Oil & Gas PLC
LSE:UKOG
|
$203.83 |
|
Roquefort Investments PLC
LSE:ROQ
|
$204.19 |
|
Holiday Island Holdings Inc
PINK:HIHI
|
$203.51 |
|
Banco de Galicia y Buenos Aires SA Class B 1 Vote
BA:GALI
|
$202.87 |
|
RBR Global Inc
PINK:RBRI
|
$202.55 |
|
ASR
WAR:ASR
|
$201.64 |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Fintech SA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 6,725,206 to 10,489,584, a change of 3,764,378 (56.0%).
- Net income of 3,766,912 contributed positively to equity growth.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | zł3.77 Million | +35.91% |
| Other Changes | zł-2.53K | -0.02% |
| Total Change | zł- | 55.97% |
Book Value vs Market Value Analysis
This analysis compares Fintech SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.64x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.05x to 0.64x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | zł0.09 | zł0.09 | x |
| 2021-12-31 | zł0.08 | zł0.09 | x |
| 2022-12-31 | zł0.09 | zł0.09 | x |
| 2023-12-31 | zł0.14 | zł0.09 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Fintech SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 35.91%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.71%
- • Asset Turnover: 1.80x
- • Equity Multiplier: 2.29x
- Recent ROE (35.91%) is above the historical average (-2.14%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | -17.76% | -3740.65% | 0.00x | 2.31x | zł-268.94K |
| 2017 | -37.22% | -4921.33% | 0.01x | 1.06x | zł-3.07 Million |
| 2018 | 0.13% | 0.96% | 0.13x | 1.00x | zł-643.46K |
| 2019 | 3.79% | 13.93% | 0.27x | 1.01x | zł-420.72K |
| 2020 | -3.89% | -15.67% | 0.24x | 1.04x | zł-892.35K |
| 2021 | -7.01% | -30.56% | 0.23x | 1.02x | zł-1.02 Million |
| 2022 | 8.90% | 5.16% | 1.24x | 1.39x | zł-74.08K |
| 2023 | 35.91% | 8.71% | 1.80x | 2.29x | zł2.72 Million |
Industry Comparison
This section compares Fintech SA's net assets metrics with peer companies in the Insurance industry.
No peer company data available for comparison.