Wierzycl
Wierzycl operates in Consumer Finance.
Wierzycl (WRL) - Net Assets
Latest net assets as of June 2024: zł7.58 Million PLN
Based on the latest financial reports, Wierzycl (WRL) has net assets worth zł7.58 Million PLN as of June 2024.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (zł8.19 Million) and total liabilities (zł606.43K). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | zł7.58 Million |
| % of Total Assets | 92.59% |
| Annual Growth Rate | -7.18% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 1.44 |
Wierzycl - Net Assets Trend (2020–2023)
This chart illustrates how Wierzycl's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Wierzycl (2020–2023)
The table below shows the annual net assets of Wierzycl from 2020 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | zł7.85 Million | -5.15% |
| 2022-12-31 | zł8.27 Million | -7.91% |
| 2021-12-31 | zł8.98 Million | -8.42% |
| 2020-12-31 | zł9.81 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Wierzycl's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 118.7% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | zł8.27 Million | 105.43% |
| Total Equity | zł7.85 Million | 100.00% |
Wierzycl Competitors by Market Cap
The table below lists competitors of Wierzycl ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SKANDIA GREENPOWER NK-05
F:0RQ
|
$1.26K |
|
Global Seafood Technologies Inc
PINK:GSFD
|
$1.27K |
|
LTMH Public Company Limited
BK:LTMH
|
$1.27K |
|
Taptica International Ltd
LSE:TAP
|
$1.27K |
|
Emco Industries Ltd
KAR:EMCO
|
$1.26K |
|
AFRICURE PHARMACUETICALS LTD
SEM:AFRP
|
$1.26K |
|
Zero Candida Technologies Inc.
V:ZCT
|
$1.26K |
|
BANK DANAMON -A-
MU:HX9
|
$1.26K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Wierzycl's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 8,272,215 to 7,846,371, a change of -425,844 (-5.1%).
- Net loss of 425,844 reduced equity.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | zł-425.84K | -5.43% |
| Other Changes | zł-0.00 | -0.0% |
| Total Change | zł- | -5.15% |
Book Value vs Market Value Analysis
This analysis compares Wierzycl's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.20x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | zł3.59 | zł0.56 | x |
| 2021-12-31 | zł3.29 | zł0.56 | x |
| 2022-12-31 | zł3.03 | zł0.56 | x |
| 2023-12-31 | zł2.87 | zł0.56 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Wierzycl utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -5.43%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -18.97%
- • Asset Turnover: 0.28x
- • Equity Multiplier: 1.03x
- Recent ROE (-5.43%) is above the historical average (-7.08%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2020 | -5.12% | -47.84% | 0.10x | 1.02x | zł-1.48 Million |
| 2021 | -9.20% | -81.96% | 0.11x | 1.02x | zł-1.72 Million |
| 2022 | -8.59% | -53.37% | 0.16x | 1.03x | zł-1.54 Million |
| 2023 | -5.43% | -18.97% | 0.28x | 1.03x | zł-1.21 Million |
Industry Comparison
This section compares Wierzycl's net assets metrics with peer companies in the Banking Services industry.
Industry Context
- Industry: Banking Services
- Average net assets among peers: $26,682,560
- Average return on equity (ROE) among peers: -5.91%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Wierzycl (WRL) | zł7.58 Million | -5.12% | 0.08x | $1.26K |
| Black Pearl SA (BPC) | $27.56 Million | -0.81% | 0.63x | $244.34 |
| Carlson Investments SA (CAI) | $13.61 Million | -32.45% | 0.14x | $5.75K |
| Centrum Finansowe Banku BPS SA (CFS) | $38.88 Million | 15.52% | 0.42x | $11.36K |