Merkur PrivatBank KgaA
Merkur PrivatBank KgaA offers various private banking products and services in Germany. The company provides business, private, and securities accounts; fixed deposits; wealth management services; master cards; and SME, real estate, and developer financing, as well as lease refinancing. It also offers online and mobile banking services. The company was founded in 1923 and is based in Munich, Germ… Read more
Merkur PrivatBank KgaA (MBK) - Net Assets
Latest net assets as of June 2025: €333.05 Million EUR
Based on the latest financial reports, Merkur PrivatBank KgaA (MBK) has net assets worth €333.05 Million EUR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€3.98 Billion) and total liabilities (€3.65 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €333.05 Million |
| % of Total Assets | 8.36% |
| Annual Growth Rate | 10.63% |
| 5-Year Change | -94.61% |
| 10-Year Change | 229.23% |
| Growth Volatility | 1005.09 |
Merkur PrivatBank KgaA - Net Assets Trend (2009–2024)
This chart illustrates how Merkur PrivatBank KgaA's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Merkur PrivatBank KgaA (2009–2024)
The table below shows the annual net assets of Merkur PrivatBank KgaA from 2009 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €142.82 Million | +6.79% |
| 2023-12-31 | €133.73 Million | +6.73% |
| 2022-12-31 | €125.31 Million | -95.33% |
| 2021-12-31 | €2.68 Billion | +1.11% |
| 2020-12-31 | €2.65 Billion | +16.27% |
| 2019-12-31 | €2.28 Billion | +4027.63% |
| 2018-12-31 | €55.25 Million | +4.29% |
| 2017-12-31 | €52.98 Million | +4.49% |
| 2016-12-31 | €50.70 Million | +16.88% |
| 2015-12-31 | €43.38 Million | +4.09% |
| 2014-12-31 | €41.67 Million | +6.80% |
| 2013-12-31 | €39.02 Million | +1.04% |
| 2012-12-31 | €38.62 Million | +9.20% |
| 2011-12-31 | €35.37 Million | +5.61% |
| 2010-12-31 | €33.49 Million | +6.75% |
| 2009-12-31 | €31.37 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Merkur PrivatBank KgaA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2627.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €84.65 Million | 59.27% |
| Common Stock | €19.91 Million | 13.94% |
| Other Comprehensive Income | €33.56 Million | 23.50% |
| Other Components | €4.70 Million | 3.29% |
| Total Equity | €142.82 Million | 100.00% |
Merkur PrivatBank KgaA Competitors by Market Cap
The table below lists competitors of Merkur PrivatBank KgaA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SCI AG
HM:SCI
|
$184.74K |
|
Alliance Laundry Holdings Inc.
NYSE:ALH
|
$184.88K |
|
Assure Holdings Corp
NASDAQ:IONM
|
$184.91K |
|
FIRST BANCORP (OLWN.SG)
STU:OLWN
|
$185.16K |
|
FinecoBank SpA
DU:ZS3
|
$184.41K |
|
REAI
NASDAQ:REAI
|
$184.30K |
|
LAGARDERE SCA N - Dusseldorf Stock Exchang
DU:LAG
|
$183.80K |
|
NETGEAR
MU:NGJ
|
$183.75K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Merkur PrivatBank KgaA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 133,733,000 to 142,816,920, a change of 9,083,920 (6.8%).
- Net income of 11,587,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 9,203.
- Other factors decreased equity by 2,512,283.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €11.59 Million | +8.11% |
| Other Comprehensive Income | €9.20K | +0.01% |
| Other Changes | €-2.51 Million | -1.76% |
| Total Change | €- | 6.79% |
Book Value vs Market Value Analysis
This analysis compares Merkur PrivatBank KgaA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.17x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.97x to 1.17x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2009-12-31 | €6.07 | €18.00 | x |
| 2010-12-31 | €6.48 | €18.00 | x |
| 2011-12-31 | €6.70 | €18.00 | x |
| 2012-12-31 | €7.47 | €18.00 | x |
| 2013-12-31 | €6.95 | €18.00 | x |
| 2014-12-31 | €7.43 | €18.00 | x |
| 2015-12-31 | €8.40 | €18.00 | x |
| 2016-12-31 | €8.91 | €18.00 | x |
| 2017-12-31 | €9.24 | €18.00 | x |
| 2018-12-31 | €9.68 | €18.00 | x |
| 2019-12-31 | €13.08 | €18.00 | x |
| 2020-12-31 | €14.25 | €18.00 | x |
| 2021-12-31 | €15.15 | €18.00 | x |
| 2022-12-31 | €16.11 | €18.00 | x |
| 2023-12-31 | €17.19 | €18.00 | x |
| 2024-12-31 | €15.42 | €18.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Merkur PrivatBank KgaA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.11%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 5.22%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 28.30x
- Recent ROE (8.11%) is above the historical average (6.83%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2009 | 4.23% | 2.86% | 0.06x | 24.24x | €-1.81 Million |
| 2010 | 6.32% | 4.62% | 0.06x | 21.36x | €-1.23 Million |
| 2011 | 8.21% | 6.41% | 0.06x | 22.21x | €-633.60K |
| 2012 | 8.43% | 7.24% | 0.06x | 19.27x | €-608.00K |
| 2013 | 8.78% | 10.70% | 0.04x | 22.23x | €-476.58K |
| 2014 | 8.62% | 11.07% | 0.04x | 20.14x | €-576.19K |
| 2015 | 6.07% | 8.06% | 0.03x | 22.42x | €-1.70 Million |
| 2016 | 6.28% | 9.38% | 0.03x | 20.37x | €-1.89 Million |
| 2017 | 6.49% | 9.69% | 0.03x | 20.64x | €-1.86 Million |
| 2018 | 6.61% | 4.17% | 0.06x | 24.48x | €-1.87 Million |
| 2019 | 0.21% | 0.43% | 0.02x | 22.68x | €-9.96 Million |
| 2020 | 7.40% | 10.65% | 0.03x | 24.19x | €-2.88 Million |
| 2021 | 7.78% | 11.09% | 0.03x | 23.05x | €-2.62 Million |
| 2022 | 7.89% | 10.00% | 0.03x | 25.76x | €-2.64 Million |
| 2023 | 7.83% | 8.81% | 0.03x | 28.09x | €-2.90 Million |
| 2024 | 8.11% | 5.22% | 0.05x | 28.30x | €-2.69 Million |
Industry Comparison
This section compares Merkur PrivatBank KgaA's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,151,195,313,100
- Average return on equity (ROE) among peers: 3.71%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Merkur PrivatBank KgaA (MBK) | €333.05 Million | 4.23% | 10.96x | $184.41K |
| PT Bank Sinarmas Tbk (08S) | $6.07 Trillion | 0.11% | 5.02x | $303.68 Million |
| Seven Bank Ltd (0S7) | $275.85 Billion | 11.59% | 5.23x | $648.12 Million |
| Aktia Pankki Oyj (2A41) | $666.83 Million | 6.39% | 14.86x | $486.03 Million |
| Manx Financial Group PLC (3IM) | $24.98 Million | 11.18% | 11.36x | $13.98 Million |
| TowneBank (3T8) | $1.14 Billion | 7.67% | 6.46x | $2.10 Billion |
| TISCO Financial Group PCL (47T) | $42.45 Billion | 17.20% | 5.85x | $2.09 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $44.90 Billion | 9.50% | 14.37x | $867.69 Million |
| Fukuoka Financial Group Inc (4FK) | $853.06 Billion | 12.97% | 28.39x | $6.27 Billion |
| PT Bank KB Bukopin Tbk (5BB) | $14.11 Trillion | -42.76% | 4.97x | $15.54 Million |
| FIDEA Holdings Co. Ltd (5F9) | $109.23 Billion | 3.21% | 28.89x | $177.57 Million |