Thai Credit Pcl
Thai Credit Bank Public Company Limited provides financial services to micro, small, and medium-sized enterprises in Thailand. It operates in two segments, e-Wallet Business and Banking Business. The company offers micro-SME, home, personal, cash, nano and microcredit, and gold loans; deposit products, including current, savings, fixed deposit, tax free, and other accounts; and mutual funds. It a… Read more
Thai Credit Pcl (CREDIT) - Total Assets
Latest total assets as of June 2024: ฿175.22 Billion THB
Based on the latest financial reports, Thai Credit Pcl (CREDIT) holds total assets worth ฿175.22 Billion THB as of June 2024.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Thai Credit Pcl - Total Assets Trend (2021–2022)
This chart illustrates how Thai Credit Pcl’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Thai Credit Pcl - Asset Composition Analysis
Current Asset Composition (September 2022)
Thai Credit Pcl's total assets of ฿175.22 Billion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (THB) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ฿0.00 | 7.5% |
| Accounts Receivable | ฿4.56 Billion | 3.2% |
| Inventory | ฿0.00 | 0.0% |
| Property, Plant & Equipment | ฿0.00 | 0.0% |
| Intangible Assets | ฿185.44 Million | 0.1% |
| Goodwill | ฿0.00 | 0.0% |
Asset Composition Trend (2021–2022)
This chart illustrates how Thai Credit Pcl's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Thai Credit Pcl's current assets represent 0.0% of total assets in 2022, unchanged from 0.0% in 2021.
- Cash Position: Cash and equivalents constituted 7.5% of total assets in 2022, up from 3.8% in 2021.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2021.
- Asset Diversification: The largest asset category is accounts receivable at 3.2% of total assets.
Thai Credit Pcl Competitors by Total Assets
Key competitors of Thai Credit Pcl based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Thai Credit Pcl - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Thai Credit Pcl generates 0.08x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Thai Credit Pcl generates $ 1.64 in net profit.
Thai Credit Pcl - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | - | - | |
| Quick Ratio | - | - | |
| Cash Ratio | - | - | |
| Working Capital | ฿- | - | - |
Thai Credit Pcl - Advanced Valuation Insights
This section examines the relationship between Thai Credit Pcl's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.84 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 24.2% |
| Total Assets | ฿143.19 Billion |
| Market Capitalization | $174.53 Million USD |
Valuation Analysis
Below Book Valuation: The market values Thai Credit Pcl's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Thai Credit Pcl's assets grew by 24.2% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Thai Credit Pcl (2021–2022)
The table below shows the annual total assets of Thai Credit Pcl from 2021 to 2022.
| Year | Total Assets | Change |
|---|---|---|
| 2022-09-30 | ฿143.19 Billion | +24.15% |
| 2021-09-30 | ฿115.33 Billion | -- |