Spar Nord Bank
Spar Nord Bank A/S provides various banking products and services to retail and business customers in Denmark. The company offers deposits, loans, advances, mortgage loans, life annuities, and guarantee services, as well as custodianship accounts. It also provides trading services in the markets, shares and corporate bonds, interest and forex, asset management, and capital markets development. Ad… Read more
Spar Nord Bank (SPNO) - Total Assets
Latest total assets as of March 2025: Dkr143.85 Billion DKK
Based on the latest financial reports, Spar Nord Bank (SPNO) holds total assets worth Dkr143.85 Billion DKK as of March 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Spar Nord Bank - Total Assets Trend (2000–2024)
This chart illustrates how Spar Nord Bank’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Spar Nord Bank - Asset Composition Analysis
Current Asset Composition (December 2024)
Spar Nord Bank's total assets of Dkr143.85 Billion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (DKK) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Dkr0.00 | 1.6% |
| Accounts Receivable | Dkr0.00 | 0.0% |
| Inventory | Dkr0.00 | 0.0% |
| Property, Plant & Equipment | Dkr0.00 | 0.0% |
| Intangible Assets | Dkr38.00 Million | 0.0% |
| Goodwill | Dkr378.00 Million | 0.3% |
Asset Composition Trend (2000–2024)
This chart illustrates how Spar Nord Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Spar Nord Bank's current assets represent 0.0% of total assets in 2024, unchanged from 0.0% in 2000.
- Cash Position: Cash and equivalents constituted 1.6% of total assets in 2024, down from 1.8% in 2000.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2000.
- Asset Diversification: The largest asset category is goodwill at 0.3% of total assets.
Spar Nord Bank Competitors by Total Assets
Key competitors of Spar Nord Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Spar Nord Bank - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Spar Nord Bank generates 0.04x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Spar Nord Bank generates $ 1.55 in net profit.
Spar Nord Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.02 | 10.92 | 160.50 |
| Quick Ratio | 0.02 | 14.33 | 160.04 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Dkr-63.21 Billion | Dkr 2.70 Billion | Dkr 3.83 Billion |
Spar Nord Bank - Advanced Valuation Insights
This section examines the relationship between Spar Nord Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.58 |
| Latest Market Cap to Assets Ratio | 0.02 |
| Asset Growth Rate (YoY) | 6.6% |
| Total Assets | Dkr143.78 Billion |
| Market Capitalization | $3.30 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Spar Nord Bank's assets below their book value (0.02 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Spar Nord Bank's assets grew by 6.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Spar Nord Bank (2000–2024)
The table below shows the annual total assets of Spar Nord Bank from 2000 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | Dkr143.78 Billion | +6.59% |
| 2023-12-31 | Dkr134.90 Billion | +8.84% |
| 2022-12-31 | Dkr123.94 Billion | +6.35% |
| 2021-12-31 | Dkr116.53 Billion | +14.16% |
| 2020-12-31 | Dkr102.08 Billion | +9.63% |
| 2019-12-31 | Dkr93.11 Billion | +12.46% |
| 2018-12-31 | Dkr82.79 Billion | +3.02% |
| 2017-12-31 | Dkr80.37 Billion | +2.41% |
| 2016-12-31 | Dkr78.47 Billion | +2.77% |
| 2015-12-31 | Dkr76.36 Billion | -3.13% |
| 2014-12-31 | Dkr78.83 Billion | +5.66% |
| 2013-12-31 | Dkr74.60 Billion | -5.74% |
| 2012-12-31 | Dkr79.15 Billion | +12.93% |
| 2011-12-31 | Dkr70.08 Billion | +3.92% |
| 2010-12-31 | Dkr67.44 Billion | +4.50% |
| 2009-12-31 | Dkr64.53 Billion | -6.84% |
| 2008-12-31 | Dkr69.27 Billion | +9.27% |
| 2007-12-31 | Dkr63.39 Billion | +8.24% |
| 2006-12-31 | Dkr58.57 Billion | +27.42% |
| 2005-12-31 | Dkr45.96 Billion | +25.35% |
| 2004-12-31 | Dkr36.67 Billion | +13.16% |
| 2003-12-31 | Dkr32.40 Billion | +1.38% |
| 2002-12-31 | Dkr31.96 Billion | +10.24% |
| 2001-12-31 | Dkr28.99 Billion | +1.70% |
| 2000-12-31 | Dkr28.50 Billion | -- |