BFF Bank S.p.A
BFF Bank S.p.A. engages in non-recourse factoring and credit management activities towards public administration bodies and private hospitals in Italy, Croatia, the Czech Republic, France, Greece, Poland, Portugal, Slovakia, and Spain. It offers factoring and lending securities services, payment services, and online deposit account services. The company also undertakes custodian banking for inves… Read more
BFF Bank S.p.A (2BF) - Total Assets
Latest total assets as of September 2025: €12.13 Billion EUR
Based on the latest financial reports, BFF Bank S.p.A (2BF) holds total assets worth €12.13 Billion EUR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
BFF Bank S.p.A - Total Assets Trend (2017–2024)
This chart illustrates how BFF Bank S.p.A’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
BFF Bank S.p.A - Asset Composition Analysis
Current Asset Composition (December 2024)
BFF Bank S.p.A's total assets of €12.13 Billion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 2.5% |
| Accounts Receivable | €0.00 | 0.0% |
| Inventory | €0.00 | 0.0% |
| Property, Plant & Equipment | €0.00 | 0.0% |
| Intangible Assets | €46.56 Million | 0.4% |
| Goodwill | €30.96 Million | 0.3% |
Asset Composition Trend (2017–2024)
This chart illustrates how BFF Bank S.p.A's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: BFF Bank S.p.A's current assets represent 0.0% of total assets in 2024, a decrease from 96.7% in 2017.
- Cash Position: Cash and equivalents constituted 2.5% of total assets in 2024, down from 2.8% in 2017.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2017.
- Asset Diversification: The largest asset category is intangible assets at 0.4% of total assets.
BFF Bank S.p.A Competitors by Total Assets
Key competitors of BFF Bank S.p.A based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
|
ELK-Desa Resources Bhd
KLSE:5228
|
Malaysia | RM894.76 Million |
BFF Bank S.p.A - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - BFF Bank S.p.A generates 0.03x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, BFF Bank S.p.A generates $ 1.77 in net profit.
BFF Bank S.p.A - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.05 | 1.05 | 1.51 |
| Quick Ratio | 1.05 | 1.05 | 1.51 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | €500.69 Million | € 582.06 Million | € 1.85 Billion |
BFF Bank S.p.A - Advanced Valuation Insights
This section examines the relationship between BFF Bank S.p.A's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.92 |
| Latest Market Cap to Assets Ratio | 0.04 |
| Asset Growth Rate (YoY) | -1.1% |
| Total Assets | €12.15 Billion |
| Market Capitalization | $540.23 Million USD |
Valuation Analysis
Below Book Valuation: The market values BFF Bank S.p.A's assets below their book value (0.04 x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: BFF Bank S.p.A's assets decreased by 1.1% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for BFF Bank S.p.A (2017–2024)
The table below shows the annual total assets of BFF Bank S.p.A from 2017 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | €12.15 Billion | -1.15% |
| 2023-12-31 | €12.29 Billion | -7.87% |
| 2022-12-31 | €13.34 Billion | +19.38% |
| 2021-12-31 | €11.18 Billion | +84.70% |
| 2020-12-31 | €6.05 Billion | +9.80% |
| 2019-12-31 | €5.51 Billion | +11.52% |
| 2018-12-31 | €4.94 Billion | +11.12% |
| 2017-12-31 | €4.45 Billion | -- |