Credito Emiliano S.p.A
Credito Emiliano S.p.A., together with its subsidiaries, engages in commercial banking and wealth management activities in Italy. The company is involved in commercial banking, private banking, parabanking, consumer credit, and other/technology. Its commercial banking activities relate to the distribution of financial products and services directed to its retail and corporate customers. The compa… Read more
Credito Emiliano S.p.A (EAO) - Total Assets
Latest total assets as of September 2025: €66.42 Billion EUR
Based on the latest financial reports, Credito Emiliano S.p.A (EAO) holds total assets worth €66.42 Billion EUR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Credito Emiliano S.p.A - Total Assets Trend (2017–2024)
This chart illustrates how Credito Emiliano S.p.A’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Credito Emiliano S.p.A - Asset Composition Analysis
Current Asset Composition (December 2024)
Credito Emiliano S.p.A's total assets of €66.42 Billion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 6.9% |
| Accounts Receivable | €0.00 | 0.0% |
| Inventory | €0.00 | 0.0% |
| Property, Plant & Equipment | €0.00 | 0.0% |
| Intangible Assets | €209.31 Million | 0.3% |
| Goodwill | €291.34 Million | 0.4% |
Asset Composition Trend (2017–2024)
This chart illustrates how Credito Emiliano S.p.A's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Credito Emiliano S.p.A's current assets represent 0.0% of total assets in 2024, a decrease from 4.9% in 2017.
- Cash Position: Cash and equivalents constituted 6.9% of total assets in 2024, up from 3.8% in 2017.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2017.
- Asset Diversification: The largest asset category is goodwill at 0.4% of total assets.
Credito Emiliano S.p.A Competitors by Total Assets
Key competitors of Credito Emiliano S.p.A based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Credito Emiliano S.p.A - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Credito Emiliano S.p.A generates 0.03x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Credito Emiliano S.p.A generates $ 0.91 in net profit.
Credito Emiliano S.p.A - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.13 | 0.12 | 0.08 |
| Quick Ratio | 0.13 | 0.12 | 0.08 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | €-39.40 Billion | € -44.93 Billion | € -33.42 Billion |
Credito Emiliano S.p.A - Advanced Valuation Insights
This section examines the relationship between Credito Emiliano S.p.A's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.09 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | -0.1% |
| Total Assets | €67.97 Billion |
| Market Capitalization | $997.36 Million USD |
Valuation Analysis
Below Book Valuation: The market values Credito Emiliano S.p.A's assets below their book value (0.01 x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Credito Emiliano S.p.A's assets decreased by 0.1% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Credito Emiliano S.p.A (2017–2024)
The table below shows the annual total assets of Credito Emiliano S.p.A from 2017 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | €67.97 Billion | -0.07% |
| 2023-12-31 | €68.02 Billion | +4.58% |
| 2022-12-31 | €65.04 Billion | -3.75% |
| 2021-12-31 | €67.58 Billion | +19.29% |
| 2020-12-31 | €56.65 Billion | +18.94% |
| 2019-12-31 | €47.63 Billion | +10.34% |
| 2018-12-31 | €43.17 Billion | +3.81% |
| 2017-12-31 | €41.58 Billion | -- |