Credit Saison Co. Ltd
Credit Saison Co., Ltd. provides leasing, finance, real estate, entertainment, global, and payment services in Japan and internationally. It operates through the Payment, Lease, Finance, Real Estate-Related, Global, and Entertainment segments. The company also engages in the credit card and related business; leasing of office equipment; credit guarantee and finance related businesses; real estate… Read more
Credit Saison Co. Ltd (QC9) - Total Assets
Latest total assets as of September 2025: €4.73 Trillion EUR
Based on the latest financial reports, Credit Saison Co. Ltd (QC9) holds total assets worth €4.73 Trillion EUR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Credit Saison Co. Ltd - Total Assets Trend (2014–2025)
This chart illustrates how Credit Saison Co. Ltd’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Credit Saison Co. Ltd - Asset Composition Analysis
Current Asset Composition (March 2025)
Credit Saison Co. Ltd's total assets of €4.73 Trillion consist of 84.1% current assets and 15.9% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 3.0% |
| Accounts Receivable | €3.62 Trillion | 77.4% |
| Inventory | €170.31 Billion | 3.7% |
| Property, Plant & Equipment | €0.00 | 0.0% |
| Intangible Assets | €127.12 Billion | 2.7% |
| Goodwill | €0.00 | 0.0% |
Asset Composition Trend (2014–2025)
This chart illustrates how Credit Saison Co. Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Credit Saison Co. Ltd's current assets represent 84.1% of total assets in 2025, an increase from 77.7% in 2014.
- Cash Position: Cash and equivalents constituted 3.0% of total assets in 2025, up from 2.3% in 2014.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, a decrease from 6.0% in 2014.
- Asset Diversification: The largest asset category is accounts receivable at 77.4% of total assets.
Credit Saison Co. Ltd Competitors by Total Assets
Key competitors of Credit Saison Co. Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Fon SE
WAR:FON
|
Poland | zł8.72 Million |
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
Credit Saison Co. Ltd - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Credit Saison Co. Ltd generates 0.11x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Credit Saison Co. Ltd generates $ 1.42 in net profit.
Credit Saison Co. Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 14.88 | 13.88 | 12.86 |
| Quick Ratio | 14.22 | 13.28 | 12.24 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | €3.70 Trillion | € 3.45 Trillion | € 2.60 Trillion |
Credit Saison Co. Ltd - Advanced Valuation Insights
This section examines the relationship between Credit Saison Co. Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.75 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 7.7% |
| Total Assets | €4.67 Trillion |
| Market Capitalization | $3.05 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Credit Saison Co. Ltd's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Credit Saison Co. Ltd's assets grew by 7.7% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Credit Saison Co. Ltd (2014–2025)
The table below shows the annual total assets of Credit Saison Co. Ltd from 2014 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | €4.67 Trillion | +7.73% |
| 2024-03-31 | €4.34 Trillion | +11.29% |
| 2023-03-31 | €3.90 Trillion | +7.90% |
| 2022-03-31 | €3.61 Trillion | +5.91% |
| 2021-03-31 | €3.41 Trillion | +1.55% |
| 2020-03-31 | €3.36 Trillion | +4.51% |
| 2019-03-31 | €3.21 Trillion | +9.27% |
| 2018-03-31 | €2.94 Trillion | +8.09% |
| 2017-03-31 | €2.72 Trillion | +6.63% |
| 2016-03-31 | €2.55 Trillion | +7.49% |
| 2015-03-31 | €2.37 Trillion | +3.81% |
| 2014-03-31 | €2.29 Trillion | -- |