Clientele
Clientèle Limited, through its subsidiaries, engages in the provision of financial services in South Africa. It operates through Clientèle Life Insurance; 1Life Insurance; Emerald Life Insurance; Non-Life Insurance; and CBC Rewards, Mobile and Direct Rewards segments. The company markets, distributes, and underwrites insurance and investment products, as well as invests funds; operates a micro-in… Read more
Clientele (CLI) - Total Assets
Latest total assets as of June 2025: ZAC20.07 Billion ZAC
Based on the latest financial reports, Clientele (CLI) holds total assets worth ZAC20.07 Billion ZAC as of June 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Clientele - Total Assets Trend (2002–2025)
This chart illustrates how Clientele’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Clientele - Asset Composition Analysis
Current Asset Composition (June 2025)
Clientele's total assets of ZAC20.07 Billion consist of 35.8% current assets and 64.2% non-current assets.
| Asset Category | Amount (ZAC) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ZAC0.00 | 4.4% |
| Accounts Receivable | ZAC149.74 Million | 0.8% |
| Inventory | ZAC7.19 Million | 0.0% |
| Property, Plant & Equipment | ZAC0.00 | 0.0% |
| Intangible Assets | ZAC1.16 Billion | 5.8% |
| Goodwill | ZAC113.31 Million | 0.6% |
Asset Composition Trend (2002–2025)
This chart illustrates how Clientele's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Clientele's current assets represent 35.8% of total assets in 2025, an increase from 0.0% in 2002.
- Cash Position: Cash and equivalents constituted 4.4% of total assets in 2025, up from 0.0% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 5.0% of total assets, an increase from 0.0% in 2002.
- Asset Diversification: The largest asset category is intangible assets at 5.8% of total assets.
Clientele Competitors by Total Assets
Key competitors of Clientele based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Union Insurance Co Ltd
TW:2816
|
Taiwan | NT$19.37 Billion |
|
SEOUL GUARANTEE INSURANCE
KO:031210
|
Korea | ₩9.39 Trillion |
|
Allianz Malaysia Bhd
KLSE:1163
|
Malaysia | RM30.49 Billion |
|
MAA Group Bhd
KLSE:1198
|
Malaysia | RM414.90 Million |
|
A Plus Asset Advisor Co Ltd
KO:244920
|
Korea | ₩496.08 Billion |
|
Tune Protect Group Bhd
KLSE:5230
|
Malaysia | RM1.20 Billion |
|
Alm. Brand A/S
PINK:ABDBY
|
USA | $32.02 Billion |
|
Arch Capital Group Ltd
NASDAQ:ACGL
|
USA | $67.06 Billion |
Clientele - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Clientele generates 0.22x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Solid ROA - For every $100 in assets, Clientele generates $5.25 in net profit.
Clientele - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 32.91 | 2.13 | 0.74 |
| Quick Ratio | 32.87 | 2.09 | 0.73 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ZAC3.85 Billion | ZAC 132.23 Million | ZAC -84.12 Million |
Clientele - Advanced Valuation Insights
This section examines the relationship between Clientele's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.02 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 77.8% |
| Total Assets | ZAC20.07 Billion |
| Market Capitalization | $3.20 Million USD |
Valuation Analysis
Below Book Valuation: The market values Clientele's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Clientele's assets grew by 77.8% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Clientele (2002–2025)
The table below shows the annual total assets of Clientele from 2002 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-06-30 | ZAC20.07 Billion | +77.79% |
| 2024-06-30 | ZAC11.29 Billion | -7.13% |
| 2023-06-30 | ZAC12.16 Billion | +16.03% |
| 2022-06-30 | ZAC10.48 Billion | +7.63% |
| 2021-06-30 | ZAC9.74 Billion | +0.41% |
| 2020-06-30 | ZAC9.70 Billion | +4.79% |
| 2019-06-30 | ZAC9.25 Billion | +95.95% |
| 2018-06-30 | ZAC4.72 Billion | +43.39% |
| 2017-06-30 | ZAC3.29 Billion | +12.90% |
| 2016-06-30 | ZAC2.92 Billion | +5.87% |
| 2015-06-30 | ZAC2.76 Billion | +4.04% |
| 2014-06-30 | ZAC2.65 Billion | -10.45% |
| 2013-06-30 | ZAC2.96 Billion | +0.34% |
| 2012-06-30 | ZAC2.95 Billion | +17.95% |
| 2011-06-30 | ZAC2.50 Billion | +24.65% |
| 2010-06-30 | ZAC2.00 Billion | +10.69% |
| 2009-06-30 | ZAC1.81 Billion | +21.19% |
| 2008-06-30 | ZAC1.49 Billion | +17.32% |
| 2007-06-30 | ZAC1.27 Billion | +22.32% |
| 2006-06-30 | ZAC1.04 Billion | +20.19% |
| 2005-06-30 | ZAC866.33 Million | +86.33% |
| 2004-06-30 | ZAC464.95 Million | +61.56% |
| 2003-06-30 | ZAC287.79 Million | +35.77% |
| 2002-06-30 | ZAC211.97 Million | -- |