Bank Alfalah Ltd

KAR:BAFL Pakistan Banking Services
Market Cap
$3.79K
PKRs1.06 Million PKR
Market Cap Rank
#46524 Global
#138 in Pakistan
Share Price
PKRs107.08
Change (1 day)
+0.67%
52-Week Range
PKRs67.49 - PKRs135.62
All Time High
PKRs135.62
About

Bank Alfalah Ltd operates in Consumer Finance.

Bank Alfalah Ltd (BAFL) - Total Assets

Latest total assets as of June 2024: PKRs3.36 Trillion PKR

Based on the latest financial reports, Bank Alfalah Ltd (BAFL) holds total assets worth PKRs3.36 Trillion PKR as of June 2024.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Bank Alfalah Ltd - Total Assets Trend (2016–2023)

This chart illustrates how Bank Alfalah Ltd’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Bank Alfalah Ltd - Asset Composition Analysis

Current Asset Composition (December 2023)

Bank Alfalah Ltd's total assets of PKRs3.36 Trillion consist of 0.0% current assets and 0.0% non-current assets.

Asset Category Amount (PKR) % of Total Assets
Cash & Equivalents PKRs0.00 6.6%
Accounts Receivable PKRs0.00 0.0%
Inventory PKRs0.00 0.0%
Property, Plant & Equipment PKRs0.00 0.0%
Intangible Assets PKRs1.38 Billion 0.0%
Goodwill PKRs0.00 0.0%

Asset Composition Trend (2016–2023)

This chart illustrates how Bank Alfalah Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Bank Alfalah Ltd's current assets represent 0.0% of total assets in 2023, unchanged from 0.0% in 2016.
  • Cash Position: Cash and equivalents constituted 6.6% of total assets in 2023, down from 9.1% in 2016.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2016.
  • Asset Diversification: The largest asset category is intangible assets at 0.0% of total assets.

Bank Alfalah Ltd Competitors by Total Assets

Key competitors of Bank Alfalah Ltd based on total assets are shown below.

Company Country Total Assets
Pureun Mutual Savings Bank Co. Ltd
KQ:007330
Korea ₩1.54 Trillion
Mason Capital Corporation
KQ:021880
Korea ₩87.80 Billion
Han Kook Capital Co. Ltd
KQ:023760
Korea ₩4.92 Trillion
Sangsangin Co. Ltd
KQ:038540
Korea ₩5.48 Trillion
Allied Bank Ltd
KAR:ABL
Pakistan PKRs2.52 Trillion
Askari Bank Ltd
KAR:AKBL
Pakistan PKRs2.47 Trillion
Asia United Bank Corp
PSE:AUB
Philippines ₱327.71 Billion
Bank Al-Habib Ltd
KAR:BAHL
Pakistan PKRs3.09 Trillion

Bank Alfalah Ltd - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.04 - 0.05

Lower asset utilization - Bank Alfalah Ltd generates 0.05x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.78% - 1.22%

Moderate ROA - For every $100 in assets, Bank Alfalah Ltd generates $ 1.06 in net profit.

Bank Alfalah Ltd - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio - -
Quick Ratio - -
Cash Ratio - -
Working Capital PKRs- - -

Bank Alfalah Ltd - Advanced Valuation Insights

This section examines the relationship between Bank Alfalah Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio -
Latest Market Cap to Assets Ratio 0.00
Asset Growth Rate (YoY) 48.4%
Total Assets PKRs3.35 Trillion
Market Capitalization $3.50K USD

Valuation Analysis

Below Book Valuation: The market values Bank Alfalah Ltd's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: Bank Alfalah Ltd's assets grew by 48.4% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for Bank Alfalah Ltd (2016–2023)

The table below shows the annual total assets of Bank Alfalah Ltd from 2016 to 2023.

Year Total Assets Change
2023-12-31 PKRs3.35 Trillion +48.43%
2022-12-31 PKRs2.26 Trillion +29.94%
2021-12-31 PKRs1.74 Trillion +25.16%
2020-12-31 PKRs1.39 Trillion +30.04%
2019-12-31 PKRs1.07 Trillion +5.80%
2018-12-31 PKRs1.01 Trillion +1.77%
2017-12-31 PKRs991.03 Billion +7.79%
2016-12-31 PKRs919.44 Billion --