EFU General Insurance Ltd

KAR:EFUG Pakistan Insurance
Market Cap
$4.49K
PKRs1.25 Million PKR
Market Cap Rank
#46285 Global
#120 in Pakistan
Share Price
PKRs128.74
Change (1 day)
+4.34%
52-Week Range
PKRs113.52 - PKRs136.50
All Time High
PKRs137.25
About

EFU General Insurance Ltd operates in Property & Casualty Insurance.

EFU General Insurance Ltd (EFUG) - Total Assets

Latest total assets as of June 2024: PKRs294.41 Billion PKR

Based on the latest financial reports, EFU General Insurance Ltd (EFUG) holds total assets worth PKRs294.41 Billion PKR as of June 2024.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

EFU General Insurance Ltd - Total Assets Trend (2016–2023)

This chart illustrates how EFU General Insurance Ltd’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

EFU General Insurance Ltd - Asset Composition Analysis

Current Asset Composition (December 2023)

EFU General Insurance Ltd's total assets of PKRs294.41 Billion consist of 0.0% current assets and 0.0% non-current assets.

Asset Category Amount (PKR) % of Total Assets
Cash & Equivalents PKRs0.00 2.7%
Accounts Receivable PKRs9.69 Billion 3.5%
Inventory PKRs0.00 0.0%
Property, Plant & Equipment PKRs0.00 0.0%
Intangible Assets PKRs667.44 Million 0.2%
Goodwill PKRs4.90 Billion 1.8%

Asset Composition Trend (2016–2023)

This chart illustrates how EFU General Insurance Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: EFU General Insurance Ltd's current assets represent 0.0% of total assets in 2023, unchanged from 0.0% in 2016.
  • Cash Position: Cash and equivalents constituted 2.7% of total assets in 2023, down from 5.2% in 2016.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2016.
  • Asset Diversification: The largest asset category is accounts receivable at 3.5% of total assets.

EFU General Insurance Ltd Competitors by Total Assets

Key competitors of EFU General Insurance Ltd based on total assets are shown below.

Company Country Total Assets
AmTrust Financial Services Prf 7 25 Exp15Jun2055
PINK:AFFS
USA $25.69 Million
American Financial Group AFGE
NYSE:AFGE
USA $32.59 Billion
Adamjee Insurance Company Ltd
KAR:AICL
Pakistan PKRs189.45 Billion
Fintech SA
WAR:FTH
Poland zł22.54 Million
National Reinsurance Corporation of the Philippines
PSE:NRCP
Philippines ₱19.00 Billion
AGP Ltd
KAR:AGP
Pakistan PKRs28.27 Billion
Amreli Steels Ltd
KAR:ASTL
Pakistan PKRs40.25 Billion
Engro Corporation Ltd
KAR:ENGRO
Pakistan PKRs765.68 Billion

EFU General Insurance Ltd - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.18 - 0.33

Lower asset utilization - EFU General Insurance Ltd generates 0.33x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.18% - 6.61%

Moderate ROA - For every $100 in assets, EFU General Insurance Ltd generates $ 1.19 in net profit.

EFU General Insurance Ltd - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio - -
Quick Ratio - -
Cash Ratio - -
Working Capital PKRs- - -

EFU General Insurance Ltd - Advanced Valuation Insights

This section examines the relationship between EFU General Insurance Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio -
Latest Market Cap to Assets Ratio 0.00
Asset Growth Rate (YoY) 17.6%
Total Assets PKRs276.09 Billion
Market Capitalization $4.23K USD

Valuation Analysis

Below Book Valuation: The market values EFU General Insurance Ltd's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: EFU General Insurance Ltd's assets grew by 17.6% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for EFU General Insurance Ltd (2016–2023)

The table below shows the annual total assets of EFU General Insurance Ltd from 2016 to 2023.

Year Total Assets Change
2023-12-31 PKRs276.09 Billion +17.63%
2022-12-31 PKRs234.72 Billion +10.93%
2021-12-31 PKRs211.58 Billion +4.74%
2020-12-31 PKRs202.01 Billion +15.95%
2019-12-31 PKRs174.22 Billion +9.51%
2018-12-31 PKRs159.09 Billion +306.87%
2017-12-31 PKRs39.10 Billion +8.00%
2016-12-31 PKRs36.20 Billion --