Banca Sistema S.p.A
Banca Sistema S.p.A. provides various business and retail banking products and services in Italy. The company offers factoring services that cover non-recourse and recourse factoring, VAT receivables, maturity factoring, receivables certifications, and credit management products; and online factoring services. Its banking solutions comprising current and securities accounts, and time deposits, as… Read more
Banca Sistema S.p.A (0R9H) - Total Assets
Latest total assets as of December 2025: €4.35 Billion EUR
Based on the latest financial reports, Banca Sistema S.p.A (0R9H) holds total assets worth €4.35 Billion EUR as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Banca Sistema S.p.A - Total Assets Trend (2012–2025)
This chart illustrates how Banca Sistema S.p.A’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Banca Sistema S.p.A - Asset Composition Analysis
Current Asset Composition (December 2025)
Banca Sistema S.p.A's total assets of €4.35 Billion consist of 2.0% current assets and 98.0% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0.0% |
| Accounts Receivable | €0.00 | 0.0% |
| Inventory | €0.00 | 0.0% |
| Property, Plant & Equipment | €0.00 | 0.0% |
| Intangible Assets | €0.00 | 0.0% |
| Goodwill | €43.99 Million | 1.0% |
Asset Composition Trend (2012–2025)
This chart illustrates how Banca Sistema S.p.A's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Banca Sistema S.p.A's current assets represent 2.0% of total assets in 2025, an increase from 0.4% in 2012.
- Cash Position: Cash and equivalents constituted 0.0% of total assets in 2025, down from 0.4% in 2012.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2012.
- Asset Diversification: The largest asset category is goodwill at 1.0% of total assets.
Banca Sistema S.p.A Competitors by Total Assets
Key competitors of Banca Sistema S.p.A based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
| No similar companies found. | ||
Banca Sistema S.p.A - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Banca Sistema S.p.A generates 0.07x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Banca Sistema S.p.A generates $ 0.97 in net profit.
Banca Sistema S.p.A - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.28 | 0.11 | 2.53 |
| Quick Ratio | 0.28 | 0.11 | 2.53 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | €-222.05 Million | € -1.35 Billion | € 41.60 Million |
Banca Sistema S.p.A - Advanced Valuation Insights
This section examines the relationship between Banca Sistema S.p.A's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | - |
| Latest Market Cap to Assets Ratio | 0.02 |
| Asset Growth Rate (YoY) | -7.5% |
| Total Assets | €4.35 Billion |
| Market Capitalization | $91.86 Million USD |
Valuation Analysis
Below Book Valuation: The market values Banca Sistema S.p.A's assets below their book value (0.02 x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Banca Sistema S.p.A's assets decreased by 7.5% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Banca Sistema S.p.A (2012–2025)
The table below shows the annual total assets of Banca Sistema S.p.A from 2012 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | €4.35 Billion | -7.47% |
| 2024-12-31 | €4.70 Billion | +2.93% |
| 2023-12-31 | €4.57 Billion | +3.90% |
| 2022-12-31 | €4.40 Billion | +18.56% |
| 2021-12-31 | €3.71 Billion | +1.02% |
| 2020-12-31 | €3.67 Billion | -1.57% |
| 2019-12-31 | €3.73 Billion | +18.61% |
| 2018-12-31 | €3.14 Billion | +36.19% |
| 2017-12-31 | €2.31 Billion | +15.50% |
| 2016-12-31 | €2.00 Billion | -17.10% |
| 2015-12-31 | €2.41 Billion | +15.88% |
| 2014-12-31 | €2.08 Billion | +3.89% |
| 2013-12-31 | €2.00 Billion | +90.06% |
| 2012-12-31 | €1.05 Billion | -- |