Fiinu PLC
Fiinu Plc, a fintech company, engages in the development of software. It operates Plugin Overdraft platform, a bank overdraft software to provide open banking. The company was founded in 2017 and is based in Weybridge, the United Kingdom.
Fiinu PLC (BANK) - Total Assets
Latest total assets as of June 2025: GBX696.32K GBX
Based on the latest financial reports, Fiinu PLC (BANK) holds total assets worth GBX696.32K GBX as of June 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Fiinu PLC - Total Assets Trend (2004–2024)
This chart illustrates how Fiinu PLC’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Fiinu PLC - Asset Composition Analysis
Current Asset Composition (December 2024)
Fiinu PLC's total assets of GBX696.32K consist of 100.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (GBX) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 87.9% |
| Accounts Receivable | GBX0.00 | 0.0% |
| Inventory | GBX0.00 | 0.0% |
| Property, Plant & Equipment | GBX0.00 | 0.0% |
| Intangible Assets | GBX0.00 | 0.0% |
| Goodwill | GBX0.00 | 0.0% |
Asset Composition Trend (2004–2024)
This chart illustrates how Fiinu PLC's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Fiinu PLC's current assets represent 100.0% of total assets in 2024, an increase from 53.3% in 2004.
- Cash Position: Cash and equivalents constituted 87.9% of total assets in 2024, up from 0.0% in 2004.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 1.0% in 2004.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Fiinu PLC Competitors by Total Assets
Key competitors of Fiinu PLC based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Fiinu PLC - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Fiinu PLC generates 0.01x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - Fiinu PLC is currently not profitable relative to its asset base.
Fiinu PLC - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 2.31 | 4.50 | 1.45 |
| Quick Ratio | 2.31 | 4.50 | 1.45 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | GBX394.16K | GBX 587.59K | GBX 286.13K |
Fiinu PLC - Advanced Valuation Insights
This section examines the relationship between Fiinu PLC's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 86.68 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | -73.8% |
| Total Assets | GBX404.74K |
| Market Capitalization | $4.00K USD |
Valuation Analysis
Below Book Valuation: The market values Fiinu PLC's assets below their book value (0.01 x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Fiinu PLC's assets decreased by 73.8% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Fiinu PLC (2004–2024)
The table below shows the annual total assets of Fiinu PLC from 2004 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | GBX404.74K | -73.84% |
| 2023-12-31 | GBX1.55 Million | -83.20% |
| 2022-12-31 | GBX9.21 Million | +102.48% |
| 2021-12-31 | GBX4.55 Million | +163.53% |
| 2021-03-31 | GBX1.73 Million | -18.74% |
| 2020-03-31 | GBX2.12 Million | +7.78% |
| 2019-03-31 | GBX1.97 Million | +29.25% |
| 2017-12-31 | GBX1.53 Million | -24.72% |
| 2016-12-31 | GBX2.03 Million | -4.30% |
| 2015-12-31 | GBX2.12 Million | -16.08% |
| 2014-12-31 | GBX2.52 Million | +12.53% |
| 2013-12-31 | GBX2.24 Million | +73.31% |
| 2012-12-31 | GBX1.29 Million | -39.91% |
| 2011-12-31 | GBX2.15 Million | +13.28% |
| 2010-12-31 | GBX1.90 Million | -10.76% |
| 2009-12-31 | GBX2.13 Million | -3.88% |
| 2008-12-31 | GBX2.22 Million | +6.55% |
| 2007-12-31 | GBX2.08 Million | -43.80% |
| 2006-12-31 | GBX3.70 Million | +27.69% |
| 2005-12-31 | GBX2.90 Million | -27.38% |
| 2004-12-31 | GBX3.99 Million | -- |