Permanent TSB Group Holdings PLC

LSE:PTSB UK Banks - Regional
Market Cap
$1.74 Billion
€1.69 Billion EUR
Market Cap Rank
#5383 Global
#146 in UK
Share Price
€3.11
Change (1 day)
+2.30%
52-Week Range
€1.37 - €3.26
All Time High
€4.76
About

Permanent TSB Group Holdings plc operates in the retail, and small and medium sized enterprises (SME) banking sectors in the Republic of Ireland. The company offers transactional banking, lending, saving, and deposit taking services. It provides its products and services through branch network, brokers, direct, digital and SME channels. Permanent TSB Group Holdings plc was founded in 1816 and is … Read more

Permanent TSB Group Holdings PLC (PTSB) - Total Assets

Latest total assets as of December 2025: €30.48 Billion EUR

Based on the latest financial reports, Permanent TSB Group Holdings PLC (PTSB) holds total assets worth €30.48 Billion EUR as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Permanent TSB Group Holdings PLC - Total Assets Trend (2016–2025)

This chart illustrates how Permanent TSB Group Holdings PLC’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Permanent TSB Group Holdings PLC - Asset Composition Analysis

Current Asset Composition (December 2025)

Permanent TSB Group Holdings PLC's total assets of €30.48 Billion consist of 0.4% current assets and 99.6% non-current assets.

Asset Category Amount (EUR) % of Total Assets
Cash & Equivalents €0.00 0.3%
Accounts Receivable €0.00 0.0%
Inventory €0.00 0.0%
Property, Plant & Equipment €0.00 0.0%
Intangible Assets €263.00 Million 0.9%
Goodwill €0.00 0.0%

Asset Composition Trend (2016–2025)

This chart illustrates how Permanent TSB Group Holdings PLC's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Permanent TSB Group Holdings PLC's current assets represent 0.4% of total assets in 2025, a decrease from 1.2% in 2016.
  • Cash Position: Cash and equivalents constituted 0.3% of total assets in 2025, up from -0.4% in 2016.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2016.
  • Asset Diversification: The largest asset category is intangible assets at 0.9% of total assets.

Permanent TSB Group Holdings PLC Competitors by Total Assets

Key competitors of Permanent TSB Group Holdings PLC based on total assets are shown below.

Company Country Total Assets
Kraft Bank Asa
OL:KRAB
Norway Nkr4.42 Billion
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Qingdao Co Ltd
SHE:002948
China CN¥765.57 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion

Permanent TSB Group Holdings PLC - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.02 - 0.03

Lower asset utilization - Permanent TSB Group Holdings PLC generates 0.03x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: -1.13% - 0.86%

Moderate ROA - For every $100 in assets, Permanent TSB Group Holdings PLC generates $ 0.37 in net profit.

Permanent TSB Group Holdings PLC - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.60 0.09 0.02
Quick Ratio 0.60 0.09 0.02
Cash Ratio 0.00 0.00 0.00
Working Capital €-66.00 Million € -21.98 Billion € -12.79 Billion

Permanent TSB Group Holdings PLC - Advanced Valuation Insights

This section examines the relationship between Permanent TSB Group Holdings PLC's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 0.67
Latest Market Cap to Assets Ratio 0.06
Asset Growth Rate (YoY) 5.3%
Total Assets €30.48 Billion
Market Capitalization $1.72 Billion USD

Valuation Analysis

Below Book Valuation: The market values Permanent TSB Group Holdings PLC's assets below their book value (0.06 x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: Permanent TSB Group Holdings PLC's assets grew by 5.3% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Permanent TSB Group Holdings PLC (2016–2025)

The table below shows the annual total assets of Permanent TSB Group Holdings PLC from 2016 to 2025.

Year Total Assets Change
2025-12-31 €30.48 Billion +5.35%
2024-12-31 €28.93 Billion +4.24%
2023-12-31 €27.75 Billion +6.92%
2022-12-31 €25.96 Billion +16.61%
2021-12-31 €22.26 Billion +6.08%
2020-12-31 €20.99 Billion +3.49%
2019-12-31 €20.28 Billion -7.02%
2018-12-31 €21.81 Billion -4.23%
2017-12-31 €22.77 Billion -3.59%
2016-12-31 €23.62 Billion --