Time Finance PLC
Time Finance plc, together with its subsidiaries, provides financial products and services to consumers and businesses in the United Kingdom. The company operates through Asset Finance and Invoice Finance segments. It also offers finance solution, such as loans, vehicle finance, and multi-product solutions. The company was formerly known as 1pm plc and changed its name to Time Finance plc in Dece… Read more
Time Finance PLC (TIME) - Total Assets
Latest total assets as of November 2025: GBX244.96 Million GBX
Based on the latest financial reports, Time Finance PLC (TIME) holds total assets worth GBX244.96 Million GBX as of November 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Time Finance PLC - Total Assets Trend (2007–2025)
This chart illustrates how Time Finance PLC’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Time Finance PLC - Asset Composition Analysis
Current Asset Composition (May 2025)
Time Finance PLC's total assets of GBX244.96 Million consist of 52.7% current assets and 47.3% non-current assets.
| Asset Category | Amount (GBX) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 2.2% |
| Accounts Receivable | GBX116.39 Million | 50.5% |
| Inventory | GBX0.00 | 0.0% |
| Property, Plant & Equipment | GBX0.00 | 0.0% |
| Intangible Assets | GBX374.00K | 0.2% |
| Goodwill | GBX27.26 Million | 11.8% |
Asset Composition Trend (2007–2025)
This chart illustrates how Time Finance PLC's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Time Finance PLC's current assets represent 52.7% of total assets in 2025, a decrease from 98.5% in 2007.
- Cash Position: Cash and equivalents constituted 2.2% of total assets in 2025, up from 0.2% in 2007.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 11.0% of total assets, an increase from 0.0% in 2007.
- Asset Diversification: The largest asset category is accounts receivable at 50.5% of total assets.
Time Finance PLC Competitors by Total Assets
Key competitors of Time Finance PLC based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Time Finance PLC - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Time Finance PLC generates 0.16x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Time Finance PLC generates $ 2.54 in net profit.
Time Finance PLC - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.47 | 1.41 | 0.05 |
| Quick Ratio | 1.47 | 1.41 | 0.05 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | GBX40.73 Million | GBX 33.01 Million | GBX -55.82 Million |
Time Finance PLC - Advanced Valuation Insights
This section examines the relationship between Time Finance PLC's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.65 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 9.8% |
| Total Assets | GBX230.34 Million |
| Market Capitalization | $5.98K USD |
Valuation Analysis
Below Book Valuation: The market values Time Finance PLC's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Time Finance PLC's assets grew by 9.8% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Time Finance PLC (2007–2025)
The table below shows the annual total assets of Time Finance PLC from 2007 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-05-31 | GBX230.34 Million | +9.82% |
| 2024-05-31 | GBX209.74 Million | +14.18% |
| 2023-05-31 | GBX183.69 Million | +19.81% |
| 2022-05-31 | GBX153.31 Million | +11.27% |
| 2021-05-31 | GBX137.79 Million | -0.58% |
| 2020-05-31 | GBX138.59 Million | -12.12% |
| 2019-05-31 | GBX157.70 Million | -0.57% |
| 2018-05-31 | GBX158.60 Million | +69.96% |
| 2017-05-31 | GBX93.31 Million | +35.63% |
| 2016-05-31 | GBX68.80 Million | +172.56% |
| 2015-05-31 | GBX25.24 Million | +45.07% |
| 2014-05-31 | GBX17.40 Million | +34.33% |
| 2013-05-31 | GBX12.95 Million | +27.24% |
| 2012-05-31 | GBX10.18 Million | +7.94% |
| 2011-05-31 | GBX9.43 Million | +33.77% |
| 2010-05-31 | GBX7.05 Million | -2.92% |
| 2009-05-31 | GBX7.26 Million | +58.14% |
| 2008-05-31 | GBX4.59 Million | +59.72% |
| 2007-05-31 | GBX2.88 Million | -- |