Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada

MX:CREAL Mexico Credit Services
Market Cap
$6.34 Million
MX$130.70 Million MXN
Market Cap Rank
#32250 Global
#72 in Mexico
Share Price
MX$0.35
Change (1 day)
+0.00%
52-Week Range
MX$0.35 - MX$0.35
All Time High
MX$40.65
About

Crédito Real, S.A.B. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad No Regulada, a non- banking institution, provides financial solutions and services in Mexico. It offers leasing and payroll services, semi-new and used vehicle loans, and working capital finance for SMEs. On June 22, 2022, Credito Rel, S.A.B. de C.V., SOFOM, E.N.R. filed an involuntary petition for relief under Chapter … Read more

Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada (CREAL) - Total Assets

Latest total assets as of September 2021: MX$77.07 Billion MXN

Based on the latest financial reports, Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada (CREAL) holds total assets worth MX$77.07 Billion MXN as of September 2021.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada - Total Assets Trend (2002–2020)

This chart illustrates how Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada - Asset Composition Analysis

Current Asset Composition (December 2020)

Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada's total assets of MX$77.07 Billion consist of 84.2% current assets and 15.8% non-current assets.

Asset Category Amount (MXN) % of Total Assets
Cash & Equivalents MX$0.00 1.6%
Accounts Receivable MX$50.05 Billion 71.2%
Inventory MX$0.00 0.0%
Property, Plant & Equipment MX$3.51 Billion 5.0%
Intangible Assets MX$2.34 Billion 3.3%
Goodwill MX$1.60 Billion 2.3%

Asset Composition Trend (2002–2020)

This chart illustrates how Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada's current assets represent 84.2% of total assets in 2020, an increase from 0.0% in 2002.
  • Cash Position: Cash and equivalents constituted 1.6% of total assets in 2020, up from 0.1% in 2002.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 5.0% of total assets, an increase from 0.0% in 2002.
  • Asset Diversification: The largest asset category is accounts receivable at 71.2% of total assets.

Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada Competitors by Total Assets

Key competitors of Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada based on total assets are shown below.

Company Country Total Assets
Pappajack Bhd
KLSE:0242
Malaysia RM361.68 Million
Evergreen Max Cash Capital Berhad
KLSE:0286
Malaysia RM361.11 Million
Samsung Card Co. Ltd.
KO:029780
Korea ₩32.17 Trillion
Yiren Digital Ltd
F:19YA
Germany €14.45 Billion
Yixin Group Limited
F:1YX
Germany €50.34 Billion
BFF Bank S.p.A
F:2BF
Germany €12.13 Billion
Resurs Holding AB (publ)
F:4R6
Germany €50.33 Billion
Aeon Credit Service Bhd
KLSE:5139
Malaysia RM15.62 Billion

Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.09 - 0.24

Lower asset utilization - Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada generates 0.09x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 1.08% - 6.65%

Moderate ROA - For every $100 in assets, Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada generates $ 1.08 in net profit.

Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 7.02 3.96 5.57
Quick Ratio 7.02 3.96 5.57
Cash Ratio 0.00 0.00 0.00
Working Capital MX$52.59 Billion MX$ 44.25 Billion MX$ 23.04 Billion

Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada - Advanced Valuation Insights

This section examines the relationship between Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 0.01
Latest Market Cap to Assets Ratio 0.00
Asset Growth Rate (YoY) 14.2%
Total Assets MX$70.32 Billion
Market Capitalization $3.79 Million USD

Valuation Analysis

Below Book Valuation: The market values Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada's assets grew by 14.2% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada (2002–2020)

The table below shows the annual total assets of Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada from 2002 to 2020.

Year Total Assets Change
2020-12-31 MX$70.32 Billion +14.17%
2019-12-31 MX$61.59 Billion +24.27%
2018-12-31 MX$49.56 Billion +18.27%
2017-12-31 MX$41.91 Billion +16.68%
2016-12-31 MX$35.92 Billion +38.16%
2015-12-31 MX$26.00 Billion +30.53%
2014-12-31 MX$19.92 Billion +31.89%
2013-12-31 MX$15.10 Billion +37.71%
2012-12-31 MX$10.97 Billion +31.28%
2011-12-31 MX$8.35 Billion +64.33%
2010-12-31 MX$5.08 Billion +35.50%
2009-12-31 MX$3.75 Billion +6.39%
2008-12-31 MX$3.53 Billion +47.64%
2007-12-31 MX$2.39 Billion +58.38%
2006-12-31 MX$1.51 Billion +51.41%
2005-12-31 MX$995.88 Million +28.32%
2004-12-31 MX$776.06 Million +30.54%
2003-12-31 MX$594.52 Million +11.53%
2002-12-31 MX$533.07 Million --