Financiera Independencia S.A.B. de C.V. SOFOM E.N.R

MX:FINDEP Mexico Credit Services
Market Cap
$143.51 Million
MX$2.96 Billion MXN
Market Cap Rank
#18686 Global
#58 in Mexico
Share Price
MX$8.76
Change (1 day)
+0.00%
52-Week Range
MX$7.50 - MX$9.01
All Time High
MX$10.49
About

Financiera Independencia S.A.B. de C.V. SOFOM E.N.R., a non-bank entity, offers micro-lending services in Mexico and the United States. The company provides unsecured loans to individuals with low income and minimum wage, informal sector, and mothers, as well as individuals with proven income as employees, self-employed, or independent contractors. It also offers consumer credit granting; adminis… Read more

Financiera Independencia S.A.B. de C.V. SOFOM E.N.R (FINDEP) - Total Assets

Latest total assets as of June 2025: MX$11.48 Billion MXN

Based on the latest financial reports, Financiera Independencia S.A.B. de C.V. SOFOM E.N.R (FINDEP) holds total assets worth MX$11.48 Billion MXN as of June 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Financiera Independencia S.A.B. de C.V. SOFOM E.N.R - Total Assets Trend (2005–2024)

This chart illustrates how Financiera Independencia S.A.B. de C.V. SOFOM E.N.R’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Financiera Independencia S.A.B. de C.V. SOFOM E.N.R - Asset Composition Analysis

Current Asset Composition (December 2024)

Financiera Independencia S.A.B. de C.V. SOFOM E.N.R's total assets of MX$11.48 Billion consist of 0.0% current assets and 0.0% non-current assets.

Asset Category Amount (MXN) % of Total Assets
Cash & Equivalents MX$0.00 9.5%
Accounts Receivable MX$0.00 0.0%
Inventory MX$0.00 0.0%
Property, Plant & Equipment MX$0.00 0.0%
Intangible Assets MX$91.03 Million 0.8%
Goodwill MX$1.01 Billion 8.6%

Asset Composition Trend (2005–2024)

This chart illustrates how Financiera Independencia S.A.B. de C.V. SOFOM E.N.R's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Financiera Independencia S.A.B. de C.V. SOFOM E.N.R's current assets represent 0.0% of total assets in 2024, unchanged from 0.0% in 2005.
  • Cash Position: Cash and equivalents constituted 9.5% of total assets in 2024, up from 9.4% in 2005.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 8.0% of total assets, an increase from 0.0% in 2005.
  • Asset Diversification: The largest asset category is goodwill at 8.6% of total assets.

Financiera Independencia S.A.B. de C.V. SOFOM E.N.R Competitors by Total Assets

Key competitors of Financiera Independencia S.A.B. de C.V. SOFOM E.N.R based on total assets are shown below.

Company Country Total Assets
Pappajack Bhd
KLSE:0242
Malaysia RM361.68 Million
Evergreen Max Cash Capital Berhad
KLSE:0286
Malaysia RM361.11 Million
Samsung Card Co. Ltd.
KO:029780
Korea ₩32.17 Trillion
Yiren Digital Ltd
F:19YA
Germany €14.45 Billion
Yixin Group Limited
F:1YX
Germany €50.34 Billion
BFF Bank S.p.A
F:2BF
Germany €12.13 Billion
Resurs Holding AB (publ)
F:4R6
Germany €50.33 Billion
Aeon Credit Service Bhd
KLSE:5139
Malaysia RM15.62 Billion

Financiera Independencia S.A.B. de C.V. SOFOM E.N.R - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.30 - 0.46

Moderate asset utilization - Financiera Independencia S.A.B. de C.V. SOFOM E.N.R generates 0.43x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: -3.88% - 6.89%

Solid ROA - For every $100 in assets, Financiera Independencia S.A.B. de C.V. SOFOM E.N.R generates $6.89 in net profit.

Financiera Independencia S.A.B. de C.V. SOFOM E.N.R - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 3.14 4.94 3.99
Quick Ratio 3.14 4.94 3.99
Cash Ratio 0.00 0.00 0.00
Working Capital MX$6.06 Billion MX$ 7.55 Billion MX$ 6.35 Billion

Financiera Independencia S.A.B. de C.V. SOFOM E.N.R - Advanced Valuation Insights

This section examines the relationship between Financiera Independencia S.A.B. de C.V. SOFOM E.N.R's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 0.56
Latest Market Cap to Assets Ratio 0.01
Asset Growth Rate (YoY) 10.6%
Total Assets MX$11.67 Billion
Market Capitalization $90.07 Million USD

Valuation Analysis

Below Book Valuation: The market values Financiera Independencia S.A.B. de C.V. SOFOM E.N.R's assets below their book value (0.01 x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: Financiera Independencia S.A.B. de C.V. SOFOM E.N.R's assets grew by 10.6% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for Financiera Independencia S.A.B. de C.V. SOFOM E.N.R (2005–2024)

The table below shows the annual total assets of Financiera Independencia S.A.B. de C.V. SOFOM E.N.R from 2005 to 2024.

Year Total Assets Change
2024-12-31 MX$11.67 Billion +10.56%
2023-12-31 MX$10.56 Billion -9.67%
2022-12-31 MX$11.69 Billion +10.25%
2021-12-31 MX$10.60 Billion -0.28%
2020-12-31 MX$10.63 Billion -15.09%
2019-12-31 MX$12.52 Billion +2.20%
2018-12-31 MX$12.25 Billion +0.41%
2017-12-31 MX$12.20 Billion +0.35%
2016-12-31 MX$12.16 Billion +2.85%
2015-12-31 MX$11.82 Billion +6.40%
2014-12-31 MX$11.11 Billion +7.99%
2013-12-31 MX$10.29 Billion +2.29%
2012-12-31 MX$10.06 Billion -8.80%
2011-12-31 MX$11.03 Billion +27.04%
2010-12-31 MX$8.68 Billion +45.86%
2009-12-31 MX$5.95 Billion +10.45%
2008-12-31 MX$5.39 Billion +44.36%
2007-12-31 MX$3.73 Billion +50.26%
2006-12-31 MX$2.48 Billion +12.81%
2005-12-31 MX$2.20 Billion --