Cass Information Systems Inc

NASDAQ:CASS USA Specialty Business Services
Market Cap
$569.16 Million
Market Cap Rank
#10259 Global
#4787 in USA
Share Price
$44.22
Change (1 day)
-0.82%
52-Week Range
$36.78 - $46.79
All Time High
$52.82
About

Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates in two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also … Read more

Cass Information Systems Inc (CASS) - Total Assets

Latest total assets as of December 2025: $2.61 Billion USD

Based on the latest financial reports, Cass Information Systems Inc (CASS) holds total assets worth $2.61 Billion USD as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Cass Information Systems Inc - Total Assets Trend (1995–2025)

This chart illustrates how Cass Information Systems Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Cass Information Systems Inc - Asset Composition Analysis

Current Asset Composition (December 2025)

Cass Information Systems Inc's total assets of $2.61 Billion consist of 47.3% current assets and 52.7% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 15.1%
Accounts Receivable $1.12 Billion 42.9%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $19.89 Million 0.8%
Goodwill $16.16 Million 0.6%

Asset Composition Trend (1995–2025)

This chart illustrates how Cass Information Systems Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Cass Information Systems Inc's current assets represent 47.3% of total assets in 2025, an increase from 22.0% in 1995.
  • Cash Position: Cash and equivalents constituted 15.1% of total assets in 2025, down from 21.1% in 1995.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1995.
  • Asset Diversification: The largest asset category is accounts receivable at 42.9% of total assets.

Cass Information Systems Inc Competitors by Total Assets

Key competitors of Cass Information Systems Inc based on total assets are shown below.

Cass Information Systems Inc - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.06 - 0.09

Lower asset utilization - Cass Information Systems Inc generates 0.07x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.80% - 1.79%

Moderate ROA - For every $100 in assets, Cass Information Systems Inc generates $ 1.35 in net profit.

Cass Information Systems Inc - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 1.10 0.80 1.28
Quick Ratio 1.10 0.80 2.10
Cash Ratio 0.00 0.00 0.00
Working Capital $107.61 Million $ -423.05 Million $ 368.91 Million

Cass Information Systems Inc - Advanced Valuation Insights

This section examines the relationship between Cass Information Systems Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 2.36
Latest Market Cap to Assets Ratio 0.19
Asset Growth Rate (YoY) 8.8%
Total Assets $2.61 Billion
Market Capitalization $501.42 Million USD

Valuation Analysis

Below Book Valuation: The market values Cass Information Systems Inc's assets below their book value (0.19 x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: Cass Information Systems Inc's assets grew by 8.8% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Cass Information Systems Inc (1995–2025)

The table below shows the annual total assets of Cass Information Systems Inc from 1995 to 2025.

Year Total Assets Change
2025-12-31 $2.61 Billion +8.81%
2024-12-31 $2.40 Billion -3.37%
2023-12-31 $2.48 Billion -3.67%
2022-12-31 $2.57 Billion +0.71%
2021-12-31 $2.55 Billion +15.96%
2020-12-31 $2.20 Billion +24.88%
2019-12-31 $1.76 Billion +4.07%
2018-12-31 $1.70 Billion +5.74%
2017-12-31 $1.60 Billion +6.54%
2016-12-31 $1.50 Billion +3.39%
2015-12-31 $1.46 Billion -3.01%
2014-12-31 $1.50 Billion +13.18%
2013-12-31 $1.33 Billion +3.00%
2012-12-31 $1.29 Billion -2.42%
2011-12-31 $1.32 Billion +11.05%
2010-12-31 $1.19 Billion +17.28%
2009-12-31 $1.01 Billion +14.43%
2008-12-31 $885.23 Million -1.97%
2007-12-31 $903.04 Million +5.19%
2006-12-31 $858.47 Million +4.86%
2005-12-31 $818.70 Million +14.26%
2004-12-31 $716.52 Million +12.01%
2003-12-31 $639.70 Million +11.79%
2002-12-31 $572.23 Million -4.77%
2001-12-31 $600.88 Million +4.16%
2000-12-31 $576.89 Million +15.19%
1999-12-31 $500.80 Million -0.62%
1998-12-31 $503.90 Million +14.97%
1997-12-31 $438.30 Million 0.00%
1996-12-31 $438.30 Million +2.38%
1995-12-31 $428.10 Million --