Midland States Bancorp Inc
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates through the Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include a variety of property types, such as owner-occu… Read more
Midland States Bancorp Inc (MSBIP) - Total Assets
Latest total assets as of September 2025: $6.91 Billion USD
Based on the latest financial reports, Midland States Bancorp Inc (MSBIP) holds total assets worth $6.91 Billion USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Midland States Bancorp Inc - Total Assets Trend (2009–2024)
This chart illustrates how Midland States Bancorp Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Midland States Bancorp Inc - Asset Composition Analysis
Current Asset Composition (December 2024)
Midland States Bancorp Inc's total assets of $6.91 Billion consist of 19.6% current assets and 80.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.5% |
| Accounts Receivable | $402.08 Million | 5.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $29.94 Million | 0.4% |
| Goodwill | $161.90 Million | 2.2% |
Asset Composition Trend (2009–2024)
This chart illustrates how Midland States Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Midland States Bancorp Inc's current assets represent 19.6% of total assets in 2024, an increase from 8.1% in 2009.
- Cash Position: Cash and equivalents constituted 1.5% of total assets in 2024, down from 7.5% in 2009.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 0.0% in 2009.
- Asset Diversification: The largest asset category is accounts receivable at 5.4% of total assets.
Midland States Bancorp Inc Competitors by Total Assets
Key competitors of Midland States Bancorp Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Midland States Bancorp Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Midland States Bancorp Inc generates 0.07x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Midland States Bancorp Inc generates $ 0.51 in net profit.
Midland States Bancorp Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.09 | 0.26 | 0.29 |
| Quick Ratio | 0.09 | 0.46 | 0.29 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-5.50 Billion | $ -4.71 Billion | $ -3.60 Billion |
Midland States Bancorp Inc - Advanced Valuation Insights
This section examines the relationship between Midland States Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | - |
| Latest Market Cap to Assets Ratio | 0.07 |
| Asset Growth Rate (YoY) | -4.6% |
| Total Assets | $7.51 Billion |
| Market Capitalization | $507.98 Million USD |
Valuation Analysis
Below Book Valuation: The market values Midland States Bancorp Inc's assets below their book value (0.07 x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Midland States Bancorp Inc's assets decreased by 4.6% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Midland States Bancorp Inc (2009–2024)
The table below shows the annual total assets of Midland States Bancorp Inc from 2009 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $7.51 Billion | -4.58% |
| 2023-12-31 | $7.87 Billion | +0.14% |
| 2022-12-31 | $7.86 Billion | +5.53% |
| 2021-12-31 | $7.44 Billion | +8.38% |
| 2020-12-31 | $6.87 Billion | +12.84% |
| 2019-12-31 | $6.09 Billion | +7.97% |
| 2018-12-31 | $5.64 Billion | +27.76% |
| 2017-12-31 | $4.41 Billion | +36.46% |
| 2016-12-31 | $3.23 Billion | +12.09% |
| 2015-12-31 | $2.88 Billion | +7.78% |
| 2014-12-31 | $2.68 Billion | +53.85% |
| 2013-12-31 | $1.74 Billion | +10.67% |
| 2012-12-31 | $1.57 Billion | +3.37% |
| 2011-12-31 | $1.52 Billion | -6.95% |
| 2010-12-31 | $1.63 Billion | +46.74% |
| 2009-12-31 | $1.11 Billion | -- |