Premier Financial Corp

NASDAQ:PFC USA Banks - Regional
Market Cap
$1.01 Billion
Market Cap Rank
#7399 Global
#3950 in USA
Share Price
$28.04
Change (1 day)
+0.00%
52-Week Range
$28.04 - $28.04
All Time High
$29.40
About

Premier Financial Corp., through its subsidiaries, provides various banking services. It offers demand, checking, money market, and savings accounts, as well as certificates of deposits and certificates of deposit account registry service; and investment products. The company also provides residential and commercial real estate, commercial, construction, home improvement and home equity, installm… Read more

Premier Financial Corp (PFC) - Total Assets

Latest total assets as of December 2024: $8.58 Billion USD

Based on the latest financial reports, Premier Financial Corp (PFC) holds total assets worth $8.58 Billion USD as of December 2024.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Premier Financial Corp - Total Assets Trend (1993–2024)

This chart illustrates how Premier Financial Corp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Premier Financial Corp - Asset Composition Analysis

Current Asset Composition (December 2024)

Premier Financial Corp's total assets of $8.58 Billion consist of 89.5% current assets and 10.6% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 1.4%
Accounts Receivable $6.44 Billion 75.0%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $8.49 Million 0.1%
Goodwill $295.60 Million 3.4%

Asset Composition Trend (1993–2024)

This chart illustrates how Premier Financial Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Premier Financial Corp's current assets represent 89.5% of total assets in 2024, an increase from 2.4% in 1993.
  • Cash Position: Cash and equivalents constituted 1.4% of total assets in 2024, down from 1.8% in 1993.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 3.0% of total assets, an increase from 0.0% in 1993.
  • Asset Diversification: The largest asset category is accounts receivable at 75.0% of total assets.

Premier Financial Corp Competitors by Total Assets

Key competitors of Premier Financial Corp based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

Premier Financial Corp - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.03 - 0.05

Lower asset utilization - Premier Financial Corp generates 0.05x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.75% - 1.45%

Moderate ROA - For every $100 in assets, Premier Financial Corp generates $ 0.75 in net profit.

Premier Financial Corp - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 2.30 0.57 15.01
Quick Ratio 2.30 0.65 14.93
Cash Ratio 0.00 0.00 0.00
Working Capital $4.43 Billion $ -818.04 Million $ 16.81 Million

Premier Financial Corp - Advanced Valuation Insights

This section examines the relationship between Premier Financial Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.00
Latest Market Cap to Assets Ratio 0.11
Asset Growth Rate (YoY) -0.5%
Total Assets $8.58 Billion
Market Capitalization $982.41 Million USD

Valuation Analysis

Below Book Valuation: The market values Premier Financial Corp's assets below their book value (0.11 x), which may indicate investor concerns about asset quality or future growth.

Slight Asset Contraction: Premier Financial Corp's assets decreased by 0.5% over the past year, which may reflect streamlining or optimization of resources.

Annual Total Assets for Premier Financial Corp (1993–2024)

The table below shows the annual total assets of Premier Financial Corp from 1993 to 2024.

Year Total Assets Change
2024-12-31 $8.58 Billion -0.51%
2023-12-31 $8.63 Billion +2.02%
2022-12-31 $8.46 Billion +13.02%
2021-12-31 $7.48 Billion +3.74%
2020-12-31 $7.21 Billion +107.89%
2019-12-31 $3.47 Billion +9.01%
2018-12-31 $3.18 Billion +6.31%
2017-12-31 $2.99 Billion +20.92%
2016-12-31 $2.48 Billion +7.75%
2015-12-31 $2.30 Billion +5.45%
2014-12-31 $2.18 Billion +1.96%
2013-12-31 $2.14 Billion +4.41%
2012-12-31 $2.05 Billion -1.03%
2011-12-31 $2.07 Billion +1.56%
2010-12-31 $2.04 Billion -1.02%
2009-12-31 $2.06 Billion +5.12%
2008-12-31 $1.96 Billion +21.62%
2007-12-31 $1.61 Billion +5.34%
2006-12-31 $1.53 Billion +4.57%
2005-12-31 $1.46 Billion +29.68%
2004-12-31 $1.13 Billion +8.27%
2003-12-31 $1.04 Billion +17.68%
2002-12-31 $884.25 Million -21.93%
2001-12-31 $1.13 Billion +5.64%
2000-12-31 $1.07 Billion +8.52%
1999-12-31 $988.00 Million +25.80%
1998-12-31 $785.40 Million +35.48%
1997-12-31 $579.70 Million +6.68%
1996-12-31 $543.40 Million +3.39%
1995-12-31 $525.60 Million +11.47%
1994-12-31 $471.50 Million +0.90%
1993-12-31 $467.30 Million --