Sapiens International Corporation NV

NASDAQ:SPNS USA Software - Application
Market Cap
$779.81 Billion
Market Cap Rank
#4450 Global
#2787 in USA
Share Price
$13950.00
Change (1 day)
+0.00%
52-Week Range
$23.92 - $13950.00
All Time High
$13950.00
About

Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe and internationally. The company provides various solutions for property and casualty, life and pensions, and reinsurance fields. It also offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagem… Read more

Sapiens International Corporation NV (SPNS) - Total Assets

Latest total assets as of September 2025: $743.69 Million USD

Based on the latest financial reports, Sapiens International Corporation NV (SPNS) holds total assets worth $743.69 Million USD as of September 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Sapiens International Corporation NV - Total Assets Trend (1996–2024)

This chart illustrates how Sapiens International Corporation NV’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Sapiens International Corporation NV - Asset Composition Analysis

Current Asset Composition (December 2024)

Sapiens International Corporation NV's total assets of $743.69 Million consist of 48.5% current assets and 51.6% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 23.7%
Accounts Receivable $99.60 Million 14.4%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $50.94 Million 7.4%
Goodwill $251.53 Million 36.4%

Asset Composition Trend (1996–2024)

This chart illustrates how Sapiens International Corporation NV's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Sapiens International Corporation NV's current assets represent 48.5% of total assets in 2024, a decrease from 67.1% in 1996.
  • Cash Position: Cash and equivalents constituted 23.7% of total assets in 2024, up from 13.8% in 1996.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 43.0% of total assets, an increase from 2.0% in 1996.
  • Asset Diversification: The largest asset category is goodwill at 36.4% of total assets.

Sapiens International Corporation NV Competitors by Total Assets

Key competitors of Sapiens International Corporation NV based on total assets are shown below.

Sapiens International Corporation NV - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.54 - 0.84

Strong asset utilization - Sapiens International Corporation NV generates 0.78x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.09% - 10.43%

Excellent ROA - For every $100 in assets, Sapiens International Corporation NV generates $ 10.43 in net profit.

Sapiens International Corporation NV - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 1.52 2.18 1.85
Quick Ratio 1.52 2.18 1.96
Cash Ratio 0.00 0.00 0.00
Working Capital $85.74 Million $ 174.09 Million $ 122.58 Million

Sapiens International Corporation NV - Advanced Valuation Insights

This section examines the relationship between Sapiens International Corporation NV's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 4.73
Latest Market Cap to Assets Ratio 3.51
Asset Growth Rate (YoY) 0.3%
Total Assets $691.71 Million
Market Capitalization $2.43 Billion USD

Valuation Analysis

Premium Asset Valuation: The market values Sapiens International Corporation NV's assets at a significant premium ( 3.51x), suggesting investors see substantial growth potential or unique competitive advantages.

Positive Asset Growth: Sapiens International Corporation NV's assets grew by 0.3% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Sapiens International Corporation NV (1996–2024)

The table below shows the annual total assets of Sapiens International Corporation NV from 1996 to 2024.

Year Total Assets Change
2024-12-31 $691.71 Million +0.30%
2023-12-31 $689.62 Million +3.18%
2022-12-31 $668.34 Million -6.52%
2021-12-31 $714.99 Million +0.12%
2020-12-31 $714.16 Million +57.85%
2019-12-31 $452.42 Million +19.41%
2018-12-31 $378.87 Million +2.04%
2017-12-31 $371.29 Million +44.00%
2016-12-31 $257.85 Million +6.43%
2015-12-31 $242.27 Million +5.88%
2014-12-31 $228.82 Million +2.82%
2013-12-31 $222.54 Million +36.88%
2012-12-31 $162.58 Million +3.24%
2011-12-31 $157.48 Million +185.96%
2010-12-31 $55.07 Million +20.31%
2009-12-31 $45.77 Million +1.32%
2008-12-31 $45.18 Million -14.00%
2007-12-31 $52.53 Million +15.15%
2006-12-31 $45.62 Million -12.04%
2005-12-31 $51.87 Million -24.54%
2004-12-31 $68.73 Million -10.41%
2003-12-31 $76.72 Million +17.76%
2002-12-31 $65.15 Million -7.54%
2001-12-31 $70.46 Million -23.74%
2000-12-31 $92.40 Million +8.57%
1999-12-31 $85.11 Million +16.11%
1998-12-31 $73.30 Million +27.26%
1997-12-31 $57.60 Million +14.74%
1996-12-31 $50.20 Million --