Village Bank and Trust Financial
Village Bank and Trust Financial Corp. primarily operates as the bank holding company for Village Bank that provides banking and related financial services to small and medium sized businesses, professionals, and individuals in the United States. It operates through two segments: Traditional Commercial Banking and Mortgage Banking. The company accepts checking, demand, savings, money market, and … Read more
Village Bank and Trust Financial (VBFC) - Total Assets
Latest total assets as of December 2024: $756.16 Million USD
Based on the latest financial reports, Village Bank and Trust Financial (VBFC) holds total assets worth $756.16 Million USD as of December 2024.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Village Bank and Trust Financial - Total Assets Trend (2002–2024)
This chart illustrates how Village Bank and Trust Financial’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Village Bank and Trust Financial - Asset Composition Analysis
Current Asset Composition (December 2024)
Village Bank and Trust Financial's total assets of $756.16 Million consist of 10.4% current assets and 89.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.9% |
| Accounts Receivable | $3.51 Million | 0.5% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2002–2024)
This chart illustrates how Village Bank and Trust Financial's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Village Bank and Trust Financial's current assets represent 10.4% of total assets in 2024, an increase from 2.7% in 2002.
- Cash Position: Cash and equivalents constituted 1.9% of total assets in 2024, down from 2.3% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2002.
- Asset Diversification: The largest asset category is accounts receivable at 0.5% of total assets.
Village Bank and Trust Financial Competitors by Total Assets
Key competitors of Village Bank and Trust Financial based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Village Bank and Trust Financial - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Village Bank and Trust Financial generates 0.04x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Village Bank and Trust Financial generates $ 0.93 in net profit.
Village Bank and Trust Financial - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 7.74 | 0.05 | 305.01 |
| Quick Ratio | 7.74 | -0.08 | 302.55 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $3.05 Million | $ -421.54 Million | $ 65.06 Million |
Village Bank and Trust Financial - Advanced Valuation Insights
This section examines the relationship between Village Bank and Trust Financial's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.63 |
| Latest Market Cap to Assets Ratio | 0.07 |
| Asset Growth Rate (YoY) | 2.7% |
| Total Assets | $756.16 Million |
| Market Capitalization | $50.56 Million USD |
Valuation Analysis
Below Book Valuation: The market values Village Bank and Trust Financial's assets below their book value (0.07 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Village Bank and Trust Financial's assets grew by 2.7% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Village Bank and Trust Financial (2002–2024)
The table below shows the annual total assets of Village Bank and Trust Financial from 2002 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $756.16 Million | +2.65% |
| 2023-12-31 | $736.62 Million | +1.85% |
| 2022-12-31 | $723.27 Million | -3.36% |
| 2021-12-31 | $748.40 Million | +5.97% |
| 2020-12-31 | $706.24 Million | +30.71% |
| 2019-12-31 | $540.31 Million | +4.94% |
| 2018-12-31 | $514.87 Million | +7.84% |
| 2017-12-31 | $477.45 Million | +7.34% |
| 2016-12-31 | $444.80 Million | +5.92% |
| 2015-12-31 | $419.94 Million | -3.24% |
| 2014-12-31 | $434.00 Million | -2.29% |
| 2013-12-31 | $444.17 Million | -12.92% |
| 2012-12-31 | $510.09 Million | -12.31% |
| 2011-12-31 | $581.70 Million | -1.70% |
| 2010-12-31 | $591.78 Million | -1.85% |
| 2009-12-31 | $602.96 Million | +5.34% |
| 2008-12-31 | $572.41 Million | +45.55% |
| 2007-12-31 | $393.26 Million | +35.04% |
| 2006-12-31 | $291.22 Million | +35.47% |
| 2005-12-31 | $214.97 Million | +34.10% |
| 2004-12-31 | $160.30 Million | +39.32% |
| 2003-12-31 | $115.06 Million | +43.30% |
| 2002-12-31 | $80.29 Million | -- |