Capital India Finance Limited
Capital India Finance Limited, a non-banking finance company, engages in the lending and forex businesses in India. The company provides small business finance, which includes secured loans, and equipment and supply chain finance products; and retail finance comprising various loans, such as home, home improvement, home extension, NRI home, and home loan balance transfer, as well as loans against… Read more
Capital India Finance Limited (CIFL) - Total Assets
Latest total assets as of September 2025: ₹16.01 Billion INR
Based on the latest financial reports, Capital India Finance Limited (CIFL) holds total assets worth ₹16.01 Billion INR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Capital India Finance Limited - Total Assets Trend (2022–2025)
This chart illustrates how Capital India Finance Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Capital India Finance Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Capital India Finance Limited's total assets of ₹16.01 Billion consist of 37.6% current assets and 62.4% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 8.6% |
| Accounts Receivable | ₹3.61 Billion | 19.5% |
| Inventory | ₹9.82 Million | 0.1% |
| Property, Plant & Equipment | ₹0.00 | 0.0% |
| Intangible Assets | ₹433.19 Million | 2.3% |
| Goodwill | ₹180.76 Million | 1.0% |
Asset Composition Trend (2022–2025)
This chart illustrates how Capital India Finance Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Capital India Finance Limited's current assets represent 37.6% of total assets in 2025, a decrease from 44.9% in 2022.
- Cash Position: Cash and equivalents constituted 8.6% of total assets in 2025, down from 12.2% in 2022.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 1.0% in 2022.
- Asset Diversification: The largest asset category is accounts receivable at 19.5% of total assets.
Capital India Finance Limited Competitors by Total Assets
Key competitors of Capital India Finance Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Capital India Finance Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Capital India Finance Limited generates 0.31x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Capital India Finance Limited generates $ 0.08 in net profit.
Capital India Finance Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 65.67 | 60.49 | 72.24 |
| Quick Ratio | 65.62 | 60.46 | 72.21 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ₹12.40 Billion | ₹ 14.84 Billion | ₹ 15.91 Billion |
Capital India Finance Limited - Advanced Valuation Insights
This section examines the relationship between Capital India Finance Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | - |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 2.9% |
| Total Assets | ₹18.53 Billion |
| Market Capitalization | $2.98K USD |
Valuation Analysis
Below Book Valuation: The market values Capital India Finance Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Capital India Finance Limited's assets grew by 2.9% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Capital India Finance Limited (2022–2025)
The table below shows the annual total assets of Capital India Finance Limited from 2022 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹18.53 Billion | +2.87% |
| 2024-03-31 | ₹18.01 Billion | +0.34% |
| 2023-03-31 | ₹17.95 Billion | +10.36% |
| 2022-03-31 | ₹16.26 Billion | -- |