Finkurve Financial Services Limited
Finkurve Financial Services Limited, a non-banking financial company, provides loans and financial services in India. It offers personal loans; loans against gold jewelry; and other secured and unsecured lending, as well as inter-corporate loans. The company was formerly known as Sanjay Leasing Limited and changed its name to Finkurve Financial Services Limited in March 2012. Finkurve Financial S… Read more
Finkurve Financial Services Limited (FINKURVE) - Total Assets
Latest total assets as of September 2025: ₹7.41 Billion INR
Based on the latest financial reports, Finkurve Financial Services Limited (FINKURVE) holds total assets worth ₹7.41 Billion INR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Finkurve Financial Services Limited - Total Assets Trend (2022–2025)
This chart illustrates how Finkurve Financial Services Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Finkurve Financial Services Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Finkurve Financial Services Limited's total assets of ₹7.41 Billion consist of 92.6% current assets and 7.4% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 3.2% |
| Accounts Receivable | ₹0.00 | 0.0% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹0.00 | 0.0% |
| Intangible Assets | ₹1.29 Million | 0.0% |
| Goodwill | ₹0.00 | 0.0% |
Asset Composition Trend (2022–2025)
This chart illustrates how Finkurve Financial Services Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Finkurve Financial Services Limited's current assets represent 92.6% of total assets in 2025, an increase from 80.3% in 2022.
- Cash Position: Cash and equivalents constituted 3.2% of total assets in 2025, up from 1.4% in 2022.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2022.
- Asset Diversification: The largest asset category is intangible assets at 0.0% of total assets.
Finkurve Financial Services Limited Competitors by Total Assets
Key competitors of Finkurve Financial Services Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Finkurve Financial Services Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Finkurve Financial Services Limited generates 0.29x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Finkurve Financial Services Limited generates $ 3.65 in net profit.
Finkurve Financial Services Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 41.13 | 41.81 | 3.75 |
| Quick Ratio | 41.13 | 41.81 | 3.75 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ₹6.79 Billion | ₹ 3.47 Billion | ₹ 1.92 Billion |
Finkurve Financial Services Limited - Advanced Valuation Insights
This section examines the relationship between Finkurve Financial Services Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | - |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 68.1% |
| Total Assets | ₹4.77 Billion |
| Market Capitalization | $6.36K USD |
Valuation Analysis
Below Book Valuation: The market values Finkurve Financial Services Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Finkurve Financial Services Limited's assets grew by 68.1% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Finkurve Financial Services Limited (2022–2025)
The table below shows the annual total assets of Finkurve Financial Services Limited from 2022 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹4.77 Billion | +68.14% |
| 2024-03-31 | ₹2.84 Billion | +20.90% |
| 2023-03-31 | ₹2.35 Billion | +26.03% |
| 2022-03-31 | ₹1.86 Billion | -- |