Mangal Credit and Fincorp Limited
Mangal Credit and Fincorp Limited operates as a non-banking financial company in India. The company offers small and medium enterprises, gold, and personal loans, as well as loan against property; and credit services. The company was formerly known as Tak Machinery & Leasing Limited and changed its name to Mangal Credit and Fincorp Limited in June 2013. Mangal Credit and Fincorp Limited was incor… Read more
Mangal Credit and Fincorp Limited (MANCREDIT) - Total Assets
Latest total assets as of September 2025: ₹4.50 Billion INR
Based on the latest financial reports, Mangal Credit and Fincorp Limited (MANCREDIT) holds total assets worth ₹4.50 Billion INR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Mangal Credit and Fincorp Limited - Total Assets Trend (2022–2025)
This chart illustrates how Mangal Credit and Fincorp Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Mangal Credit and Fincorp Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Mangal Credit and Fincorp Limited's total assets of ₹4.50 Billion consist of 72.3% current assets and 27.7% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 3.4% |
| Accounts Receivable | ₹21.90K | 0.0% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹0.00 | 0.0% |
| Intangible Assets | ₹2.12 Million | 0.1% |
| Goodwill | ₹0.00 | 0.0% |
Asset Composition Trend (2022–2025)
This chart illustrates how Mangal Credit and Fincorp Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Mangal Credit and Fincorp Limited's current assets represent 72.3% of total assets in 2025, an increase from 26.6% in 2022.
- Cash Position: Cash and equivalents constituted 3.4% of total assets in 2025, up from 1.0% in 2022.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2022.
- Asset Diversification: The largest asset category is intangible assets at 0.1% of total assets.
Mangal Credit and Fincorp Limited Competitors by Total Assets
Key competitors of Mangal Credit and Fincorp Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Mangal Credit and Fincorp Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Mangal Credit and Fincorp Limited generates 0.14x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Mangal Credit and Fincorp Limited generates $ 0.04 in net profit.
Mangal Credit and Fincorp Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 54.85 | 1.72 | 1.72 |
| Quick Ratio | 54.85 | 1.72 | 1.72 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ₹4.09 Billion | ₹ 1.25 Billion | ₹ 679.77 Million |
Mangal Credit and Fincorp Limited - Advanced Valuation Insights
This section examines the relationship between Mangal Credit and Fincorp Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.24 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 27.6% |
| Total Assets | ₹3.49 Billion |
| Market Capitalization | $8.22 Million USD |
Valuation Analysis
Below Book Valuation: The market values Mangal Credit and Fincorp Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Mangal Credit and Fincorp Limited's assets grew by 27.6% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Mangal Credit and Fincorp Limited (2022–2025)
The table below shows the annual total assets of Mangal Credit and Fincorp Limited from 2022 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹3.49 Billion | +27.62% |
| 2024-03-31 | ₹2.74 Billion | +34.82% |
| 2023-03-31 | ₹2.03 Billion | +47.44% |
| 2022-03-31 | ₹1.38 Billion | -- |