U. Y. Fincorp Limited
U. Y. Fincorp Limited, a non-banking financial institution, provides financial and related services. The company focuses on providing corporate and personal loans; investments in securities and trading in securities. The company also offers fund-based services, such as infrastructure, real estate, and industrial asset funding; loan against shares and properties; corporate deposits; equity partici… Read more
U. Y. Fincorp Limited (UYFINCORP) - Total Assets
Latest total assets as of September 2025: ₹3.59 Billion INR
Based on the latest financial reports, U. Y. Fincorp Limited (UYFINCORP) holds total assets worth ₹3.59 Billion INR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
U. Y. Fincorp Limited - Total Assets Trend (2022–2025)
This chart illustrates how U. Y. Fincorp Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
U. Y. Fincorp Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
U. Y. Fincorp Limited's total assets of ₹3.59 Billion consist of 92.2% current assets and 7.8% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 2.3% |
| Accounts Receivable | ₹2.94 Billion | 85.4% |
| Inventory | ₹137.70 Million | 4.0% |
| Property, Plant & Equipment | ₹0.00 | 0.0% |
| Intangible Assets | ₹0.00 | 0.0% |
| Goodwill | ₹0.00 | 0.0% |
Asset Composition Trend (2022–2025)
This chart illustrates how U. Y. Fincorp Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: U. Y. Fincorp Limited's current assets represent 92.2% of total assets in 2025, an increase from 83.6% in 2022.
- Cash Position: Cash and equivalents constituted 2.3% of total assets in 2025, up from 1.2% in 2022.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2022.
- Asset Diversification: The largest asset category is accounts receivable at 85.4% of total assets.
U. Y. Fincorp Limited Competitors by Total Assets
Key competitors of U. Y. Fincorp Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
U. Y. Fincorp Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - U. Y. Fincorp Limited generates 0.32x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, U. Y. Fincorp Limited generates $ 3.40 in net profit.
U. Y. Fincorp Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 130.40 | 179.83 | 199.85 |
| Quick Ratio | 123.79 | 169.56 | 190.84 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ₹3.14 Billion | ₹ 3.01 Billion | ₹ 3.03 Billion |
U. Y. Fincorp Limited - Advanced Valuation Insights
This section examines the relationship between U. Y. Fincorp Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.87 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 5.4% |
| Total Assets | ₹3.45 Billion |
| Market Capitalization | $7.90 Million USD |
Valuation Analysis
Below Book Valuation: The market values U. Y. Fincorp Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: U. Y. Fincorp Limited's assets grew by 5.4% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for U. Y. Fincorp Limited (2022–2025)
The table below shows the annual total assets of U. Y. Fincorp Limited from 2022 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹3.45 Billion | +5.41% |
| 2024-03-31 | ₹3.27 Billion | +11.02% |
| 2023-03-31 | ₹2.95 Billion | -2.94% |
| 2022-03-31 | ₹3.04 Billion | -- |