Flagstar Financial Inc
Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. It offers loan products comprising multi-family loans; commercial real estate loans; acquisition, development, and construction loans; comm… Read more
Flagstar Financial Inc (FLG-PA) - Total Assets
Latest total assets as of December 2025: $87.51 Billion USD
Based on the latest financial reports, Flagstar Financial Inc (FLG-PA) holds total assets worth $87.51 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Flagstar Financial Inc - Total Assets Trend (2020–2025)
This chart illustrates how Flagstar Financial Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Flagstar Financial Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Flagstar Financial Inc's total assets of $87.51 Billion consist of 18.6% current assets and 81.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.6% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $381.00 Million | 0.4% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2020–2025)
This chart illustrates how Flagstar Financial Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Flagstar Financial Inc's current assets represent 18.6% of total assets in 2025, an increase from 0.0% in 2020.
- Cash Position: Cash and equivalents constituted 0.6% of total assets in 2025, down from 3.5% in 2020.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 4.0% in 2020.
- Asset Diversification: The largest asset category is intangible assets at 0.4% of total assets.
Flagstar Financial Inc Competitors by Total Assets
Key competitors of Flagstar Financial Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Kraft Bank Asa
OL:KRAB
|
Norway | Nkr4.42 Billion |
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Qingdao Co Ltd
SHE:002948
|
China | CN¥765.57 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
Flagstar Financial Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Flagstar Financial Inc generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - Flagstar Financial Inc is currently not profitable relative to its asset base.
Flagstar Financial Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | - | - | |
| Quick Ratio | - | - | |
| Cash Ratio | - | - | |
| Working Capital | $- | - | - |
Flagstar Financial Inc - Advanced Valuation Insights
This section examines the relationship between Flagstar Financial Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | - |
| Latest Market Cap to Assets Ratio | 0.07 |
| Asset Growth Rate (YoY) | -12.6% |
| Total Assets | $87.51 Billion |
| Market Capitalization | $5.81 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Flagstar Financial Inc's assets below their book value (0.07 x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Flagstar Financial Inc's assets decreased by 12.6% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Flagstar Financial Inc (2020–2025)
The table below shows the annual total assets of Flagstar Financial Inc from 2020 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $87.51 Billion | -12.63% |
| 2024-12-31 | $100.16 Billion | -12.18% |
| 2023-12-31 | $114.06 Billion | +26.53% |
| 2022-12-31 | $90.14 Billion | +51.43% |
| 2021-12-31 | $59.53 Billion | +5.72% |
| 2020-12-31 | $56.31 Billion | -- |