MoneyLion Inc
MoneyLion Inc., a financial technology company, provides personalized products and financial content for consumers in the United States. The company's platform offers access to banking, borrowing, and investing solutions for customers. Its principal products include RoarMoney, an insured digital demand deposit account; Instacash, a cash advance product that gives customers early access to their r… Read more
MoneyLion Inc (ML) - Total Assets
Latest total assets as of December 2024: $518.59 Million USD
Based on the latest financial reports, MoneyLion Inc (ML) holds total assets worth $518.59 Million USD as of December 2024.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
MoneyLion Inc - Total Assets Trend (2019–2024)
This chart illustrates how MoneyLion Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
MoneyLion Inc - Asset Composition Analysis
Current Asset Composition (December 2024)
MoneyLion Inc's total assets of $518.59 Million consist of 49.5% current assets and 50.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 27.0% |
| Accounts Receivable | $116.60 Million | 22.5% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $160.53 Million | 31.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2019–2024)
This chart illustrates how MoneyLion Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: MoneyLion Inc's current assets represent 49.5% of total assets in 2024, a decrease from 89.9% in 2019.
- Cash Position: Cash and equivalents constituted 27.0% of total assets in 2024, down from 29.0% in 2019.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 30.0% of total assets, an increase from 2.0% in 2019.
- Asset Diversification: The largest asset category is intangible assets at 31.0% of total assets.
MoneyLion Inc Competitors by Total Assets
Key competitors of MoneyLion Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Alpha Modus Holdings, Inc
NASDAQ:AMOD
|
USA | $403.26K |
|
Opter AB
ST:OPTER
|
Sweden | Skr42.72 Million |
|
TurnKey Capital Inc
PINK:TKCI
|
USA | $870.80 Million |
|
Digital China Information Service Co Ltd
SHE:000555
|
China | CN¥13.60 Billion |
|
Fujian Newland Computer Co Ltd
SHE:000997
|
China | CN¥13.83 Billion |
|
YGSOFT Inc
SHE:002063
|
China | CN¥4.58 Billion |
|
Dhc Software Co Ltd
SHE:002065
|
China | CN¥25.81 Billion |
|
Zhejiang Netsun Co Ltd
SHE:002095
|
China | CN¥1.57 Billion |
MoneyLion Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Strong asset utilization - MoneyLion Inc generates 1.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, MoneyLion Inc generates $ 1.76 in net profit.
MoneyLion Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 3.71 | 5.89 | 0.11 |
| Quick Ratio | 3.71 | 5.89 | 0.11 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $187.47 Million | $ 271.15 Million | $ -11.71 Million |
MoneyLion Inc - Advanced Valuation Insights
This section examines the relationship between MoneyLion Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 3.34 |
| Latest Market Cap to Assets Ratio | 1.46 |
| Asset Growth Rate (YoY) | 0.6% |
| Total Assets | $518.59 Million |
| Market Capitalization | $755.68 Million USD |
Valuation Analysis
Above Book Valuation: The market values MoneyLion Inc's assets above their book value (1.46 x), reflecting positive investor sentiment about the company's future prospects.
Positive Asset Growth: MoneyLion Inc's assets grew by 0.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for MoneyLion Inc (2019–2024)
The table below shows the annual total assets of MoneyLion Inc from 2019 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $518.59 Million | +0.65% |
| 2023-12-31 | $515.26 Million | -13.60% |
| 2022-12-31 | $596.34 Million | +21.32% |
| 2021-12-31 | $491.54 Million | +297.55% |
| 2020-12-31 | $123.64 Million | +26.94% |
| 2019-12-31 | $97.40 Million | -- |